How do I repair my bad credit?

Ask Ralph - Christian Finance

Is a bad credit score dragging you down and making it hard to reach your financial goals? Fixing bad credit might seem tough, but it doesn't have to be. Tune into Ralph Estep, Jr. on the Ask Ralph Podcast for clear steps to improve your credit, all while keeping faith at the forefront.

How Do I Repair My Bad Credit? With Ralph Estep Jr.

In this show, Ralph breaks down essential steps for repairing bad credit, from understanding your credit report to disputing errors and creating a budget. Whether you're just starting your credit repair journey or looking for additional tips, this episode provides valuable insights to help you achieve financial freedom. Now is the time to take control of your financial future!

00:00 Episode Overview

01:06 Listener’s Question

02:22 Bible Verse

03:00 Step One: Know Where You Stand

03:45 Step Two: Dispute Errors

04:20 Step Three: Create a Budget and Stick to It

05:02 Step Four: Pay Your Bills on Time

05:29 Step Five: Reduce Your Credit Utilization

06:03 Step Six: Become an Authorized User

06:25 How Long Will It Take to Repair Credit?

06:55 Avoiding Credit Repair Scams

08:28 Final Thoughts

10:01 Outro

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