Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society. Our conversations will be vast and informative that should help shift one’s mindset about the philosophy to truly conquer whatever your dreams have set you out to do.
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Mindful Moments with Dr. Matt aims to educate the public on various aspects of mental health and wellness that range from individual to familial, and larger community considerations. Whether seeking specific information on debilitating conditions or a little guidance to go from surviving to thriving, this podcast will provide the insights to help you achieve your best life.
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Let’s Talk Closing Costs, Insurance, Bryan’s Denver Trip, Sofia Is Betrayed By Chick-fil-a, Is It Okay To Take Back Gifts After A Break-up, and more! - S3 - #28
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In today’s episode we talk about Bryan’s Denver trip, meeting Anderson Paak, Sofia’s running progress, a Chick-fil-a betrayal, insurance tips, closing costs, Love Is Blind’s new season, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https:/…
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Let’s Talk How To Handle Inherited and Investment Properties, Would You Buy A House You’ve Never Seen, How To Lose Your Qualification, Sofia’s Monthly Challenge, and more! - S3 - #27
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In today’s episode we talk about Sofia staying out too late, her homebuyer event recap and new monthly challenge, why Bryan’s buyer suddenly lost qualification, would you buy a home you’ve never seen in person, how to handle inherited properties and investment properties, travel plans, the new season of Love Is Blind, and more! Connect with Bryan &…
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Let’s Talk Who Is Paying $3,000 A Month For Rent, Occupancy Issues And Home Loans, The P Diddy Updates, Sofia’s New Nose Piercing, and more! - S3 - #26
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In today’s episode we talk about Sofia and her new nose piercing, school and sports, occupancy issues and home loans, is it reasonable to be paying $3,000 a month in rent, refrigerators, P Diddy updates, TV show drama, can you own a town, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: …
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Let’s Talk Our Summer Recap, Something in the Water Postponed, P Diddy Denied Bail, Fed Finally Cut Rates, Back To School, Sports, and more! - S3 - #25
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In today’s episode we talk about summer recap, school vs. weekend, football kid story, the Something in the Water concert being postponed, P Diddy denied bail, casino stories, Beyonce, the Olympics, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc You…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have extra special guest, Ivana Miranda, where we discuss work-life balance as a busy professional, particularly in respect to working women. Ivana H. Miranda is a Project Manager with the Department of Commerce and National Co…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we are fortunate to have special guest, Dante Royster, where we discuss some of the common stressors people experience around finances, purchasing a home, making mortgage payments, and maintaining (atop a plethora of other fun bil…
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Let’s Talk Juneteenth, VA Loan Updates, Required Inspections, The Michigan Man Got His Permit, Bad Boys 4, Graduations, Father’s Day, and more! - S3 - #24
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In this episode Bryan & Sofia talk about Father’s Day, graduation stories, Bad Boys 4, Juneteenth, best ice cream, Michigan Man got his permit, VA loan updates, inspections, getting a loan, crazy insurance premiums for permits, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. This morning we are fortunate to have special guest, Nira Goyal, founder of Teen Mental Reset Inc., who is pioneering the pathway for other high schoolers interested in partaking in the work toward destigmatizing and advocating on mental…
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Let’s Talk Is Buying A House For Everyone, That Michigan Man Driving To Court Without A License, Why You Should STOP Using Your Debit Card, Buyer Denied Because She Was Black, and more! - S3 - #23
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In this episode Bryan & Sofia talk about last weekend, the Michigan man who drove himself into some trouble in court, is buying a house for everyone, why you should avoid using a debit card, buyer denied because she’s black, being a beach kid, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ Tik…
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Let’s Talk About The Cop Who Got Booty On Duty, Taxes And Your Mortgage, Scottie Scheffler, Memorial Day Fun, Convicted Felon Donald Trump, and more! - S3 - #22
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In this episode Bryan & Sofia talk about their Memorial Day activities, paying taxes when self-employed, Bryan’s unique buyer situation, Scottie Scheffler charges being dropped, a cop gets booty on duty, convicted felon Donald Trump, missing a flight over Starbucks, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagra…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we are fortunate to have special guest, Dr. Anne Metz, where we discuss applicable considerations insofar as the use of psychedelics in clinical mental health. Dr. Anne Metz LPC has been a therapist, educator, and researcher for m…
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Let’s Talk A Huge Change To Credit Score Pulls and Debt Collection, NAR Settlement News, How Rates Are (Slightly) Changing, Scottie Scheffler Got Arrested, and more! - S3 - #21
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In this episode Bryan & Sofia home cooking and clean eating, how rates have slightly improved, dealing with the dentist and braces, a huge change to credit scores and debt collection, big NAR settlement news, why did Scottie Scheffler get arrested, wrapping up the Kendrick vs. Drake beef, and more! Connect with Bryan & Sofia: Instagram @letstalkbsp…
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Let’s Talk How To Write A Resume That Works In 2024, What Should You Avoid Putting On Your Resume, How To Answer Tough Interview Questions, Working Remote, and more with Lakeesha Branch! - S3 - #20
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In this episode Bryan & Sofia talk with special guest and hiring specialist Lakeesha Branch all about her experiences working remote, resume writing tips and tricks, how to answer tricky interview questions, avoiding fraud, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tik…
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Let’s Talk Zillow’s New Touring Agreement, No More Rate Increases, Why You Should Always Have A Real Estate Agent When Homebuying, Kendrick vs. Drake, Bryan Goes Slidin’, and more! - S3 - #19
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In this episode Bryan & Sofia talk about Bryan’s sliding surprise, a new Zillow touring agreement, the Fed saying no more rate increases, the importance of having a real estate agent backing you up when buying a home, Kendrick vs. Drake gets crazier, and more! Watch Bryan Go Slidin’! Link: https://youtu.be/Ibmi-PMg4ac?si=w2Klv-CglhTdN9jd&t=480 Conn…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Faust Ruggiero. Faust A. Ruggiero’s professional career spans almost 40 years, and is diversified and compelling, as it has consistently established new and exciting cutting-edge counseling programs in its p…
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Let’s Talk The Tik-Tok Ban, No More Non-Compete Clauses, Capital Gains Tax Changes, Spark Funds, Airline Refunds, Reggie Bush Gets His Trophy Back, NFL Draft, Yarn Party, and more! - S3 - #18
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In this episode Bryan & Sofia talk about a yarn party, credit score pitfalls, Spark Funds, Capital Gains tax changes, the end of non-compete clauses, how airline refunds are changing, Reggie Bush getting his trophy returned, the NFL draft, is Tik-Tok getting banned, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagra…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Trinaa' Copeland. Beyond being a colleague and personal close friend of mine, Dr. Copeland is truly a helping professional in every sense of the term. While many believe that their purpose lies in titles…
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Let’s Talk The Top 5 Repairs You Can Do To Increase Your Home’s Value, Appraisal vs. Sales Price Surprises, Should You Background Check Renters, How Close Is A 2% Inflation Rate, and more! - S3 - #17
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In this episode Bryan & Sofia talk about when we might finally hit a 2% inflation rate, appraisal vs sales surprises, whether or not you should run background checks on your potential renters, Sofia’s list of the top 5 repairs you can do to increase the value of your home, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.i…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Shaquala Reese. Dr. Reese’s passion for helping people feel better inside and out led her to found "In Good Hands" in 2013. She has over 10 years of experience in chiropractic care and over 20 years in m…
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Let’s Talk What It Takes To Be An Entrepreneur, The Drip Athletic Club, Singing For A Date, Bowling, Athletics, and Sports Stories, Recapping The Eclipse, and more with Kayla Cason! - S3 - #16
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In this episode Bryan & Sofia talk with special guest and gym owner/personal trainer Kayla Cason about the eclipse, bowling, athletics, and sports stories, Kayla’s gym, being a business owner, singing, and more! Connect with Kayla Cason: Website: https://www.dripathletic.club/ Instagram: https://www.instagram.com/dripathletic.club/ Connect with Bry…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Dr. Rita Rios: owner of Brazilian Lash Doctor & Brazilian Spa Suites, licensed aesthetician, celebrity lash guru, and breast cancer survivor. Dr. Rita is one I consider a friend, role model, and inspiration.…
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Let’s Talk That Baltimore Bridge, Bryan’s Earthquake Story, Is It Cheaper To Rent Or Buy Your Home, Why Your Monthly Payment Might Change, HOA Issues, and more! - S3 - #15
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In this episode Bryan & Sofia talk about their Easter weekend adventures, the Baltimore bridge, the time Bryan felt an earthquake, should kids be banned from social media, monthly payment info, HOAs, renting vs buying , and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Leslie Urbas, who helps professional women defeat overwhelm, erase guilt, achieve optimal health, and reach their unattainable goals with ease. As one who "tells it like it is," Leslie shares from her person…
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Let’s Talk Business Credit Myths, How To Beat Bad Credit, What Does A Perfect Credit Profile Look Like, FICO Score vs Vantage Score, Credit Inquiries, and more with Stephen Blanchard! - S3 - #14
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In this episode Bryan & Sofia talk with special guest and credit expert Stephen Blanchard about business credit myths, best practices for better credit, what a “perfect credit profile” looks like, cash vs credit, FICO score vs Vantage score, credit inquiry info, Diddy do it, and more! Connect with Stephen Blanchard: YouTube: https://youtube.com/@st…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Bryan Kuhn, a local musician, mental health advocate, and personal friend. In this week's episode, Bryan graciously shares his emotional journey encompassing music and mental health. Together, we navigate th…
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Let’s Talk No More Commissions On MLS, Capital Gains Tax, First Time Homebuyer Tax Credit, Do You Need College For A Career, and more! - S3 - #13
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In today’s episode Bryan & Sofia talk about some changes to the capital gains tax system, the new first time homebuyer tax credit plan, whether you really need a college degree in 2024, the big story around the NAR settlement causing commission changes for MLS, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have special guest, Sonia Chand, a licensed clinical professional, distinguished voice on the topic of autism spectrum disorder, and podcast host of "On the Spectrum with Sonia." In this episode, Sonia graciously shares her emo…
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Let’s Talk Dual Entitlement Tips, The PPI Report & Inflation, Married At First Sight & Middle Names, The Kemba Smith Movie, and more! - S3 - #12
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In today’s episode Bryan & Sofia talk about the brand new PPI report, how veterans can use dual entitlement, the Married At First Sight tv show and middle name agreements, the Kemba Smith story, more Love Is Blind chat, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.…
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Welcome to "Mindful Mornings with Dr. Matt," where we explore the depths of mental wellness and personal growth. Today, we have a very special pilot episode as I'm joined by Brandy Brock, a licensed clinical professional and up and coming voice in the realm of grief counseling. Together, we navigate the complexities of loss, uncover the healing pow…
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Let’s Talk Why You Need To Be Careful Cosigning On Anything, Getting A Loan As A Couple, Whales, Sharks, and Jellyfish, Love Is Blind Recap, and more! - S3 - #11
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In today’s episode Bryan & Sofia talk about why whales are washing up on the beach, Bryan vs a Jellyfish, Sofia vs Sharks, getting a loan with your spouse, why you need to be careful cosigning on anything, another Love Is Blind recap, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: http…
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Let’s Talk How Credit Scores Are Changing Forever, The CPE Fed Report, Sofia Visits The Mall, How Teen Bryan Snuck Into A Concert, What’s Happening On Love Is Blind, and more! - S3 - #10
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In today’s episode Bryan & Sofia talk about dancing for a client's Tik Tok, Sofia’s mall trip, how Bryan snuck into a concert as a teen, the new CPE Fed report, how credit scores are changing soon, overtime work, spilling the tea on Love Is Blind, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/…
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Let’s Talk Is It Better To Buy Your New House Or Build It, A $340 Million Mistake, National Margarita Day, The Fall Of NFTs, and more! - S3 - #09
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In today’s episode Bryan & Sofia talk about too much sugar, some National Margarita Day fun, whether it’s better to buy or build a new home, what happened to NFTs, a $340 million mistake, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https…
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Let’s Talk Should Real Estate Agents Be Homeowners First, The CPI Report, Bryan At The Superbowl, Someone Swiped Sofia’s Offer Letter, and more! - S3 - #08
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In today’s episode Bryan & Sofia talk about Bryan’s time at the Superbowl, why Sofia’s feeling salty, the CPI report, the question of whether or not a real estate agent should be a homeowner themselves before trying to sell homes, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://…
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Let’s Talk Pulling Your Credit Score, Your Tax Records And Home Buying, A Hidden $10,000 Surprise, Understanding Equity, and more! - S3 - #07
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In today’s episode Bryan & Sofia talk about credit score info, how your tax payment records factor into getting a home, what reserves are, equity, rating dinner date options, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtub…
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Let’s Talk If Rates Are Ever Going To Drop, Black History Month and the Super Soaker, Saying No To Snow, Nicki Minaj And Megan Thee Stallion Drama, and more! - S3 - #06
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In today’s episode Bryan & Sofia talk about rate expectations for 2024, Black History Month, thoughts on snow, celebrity drama, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: ht…
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Let’s Talk Tax Changes In 2024, What Does A CPA Do, Tax Benefits And Write-Offs You Need To Know, Basketball, and more with Sherman Ledet! - S3 - #05
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In this episode Bryan & Sofia talk with special guest Sherman Ledet about all sorts of tax topics for 2024, what a CPA is and what they do, how things have changed for your tax filing in 2023 and 2024, and more! Connect with Bryan & Sofia: Connect with Sherman Ledet at Caldwell CPAs: https://www.caldwellcpas.com/ Instagram @letstalkbspc: https://ww…
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Let’s Talk How To Restore Your Credit Score, Why Lenders Look At Your Payment History, Contractor Nightmares, A Crazy Criminal Landlord Story, and more! - S3 - #04
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In this episode Bryan & Sofia talk about a wild criminal landlord story, reviewing the brand new Netflix show “Fool Me Once”, Bryan’s nightmare contractor story, what you need to know about your credit score, payment history, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.t…
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Let’s Talk How Low Interest Rates Will Go In 2024, The Best Time to Buy, New CPI Report, Childhood Memories, Workout Woes, and more! - S3 - #03
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In this episode Bryan & Sofia talk skating and pizza, workout woes, insights from the new CPI report, interest rate trends, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https:…
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Let’s Talk What You Need To Know About Removing Your PMI and Refinancing, Fighting Fraud, Katt Williams Wildness, New Year’s Grits, and more!
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In this episode Bryan & Sofia talk redacted bank statements, foods for the new year, fraud issues, Katt Williams, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https://www.atla…
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Let’s Talk The New Year, Major Brokerage Lawsuits, A Market Update, Student Driver Stories, and more!
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In this first episode of 2024, Bryan & Sofia discuss 2024, a huge brokerage lawsuit, the current market, incentives to sell, teaching your kids how to drive, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbs…
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Let’s Talk Mortgage Recasting, 2024 Rate Predictions, That Jonathan Majors Verdict, Was Wonka Good, Skating, and more!
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In this final episode of 2023, Bryan & Sofia discuss why you should look into mortgage recasting, what might happen to rates in a year like 2024, the Jonathan Majors verdict, what Bryan thought about the movie Wonka, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.c…
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Let’s Talk 2024 Rate Cuts & VHDA Limit Updates, Massive Banking Discrimination Scandal, Christmas Traditions, Is Santa Real, and more! - S2 - #25
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In this episode Bryan & Sofia discuss the latest on what to expect on rates in 2024, some great news for VHDA Limits, that big banking discrimination scandal, why Bryan believed Santa was real, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast C…
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Let’s Talk Pros & Cons Of Buying In The Current Market, How Interest Rates Are Tied To Your Credit Score, P Diddy Allegations, and more!
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In this episode Bryan & Sofia discuss the latest on how your credit score affects your rates, how the current market is changing, an update on the P Diddy Allegations, birthday and holiday plans, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast…
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What Putting Down 20% Up Front Does For Your Mortgage, VHDA Updates, Tax Bracket News, Conforming Loan Limits, and more!
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In this episode Bryan & Sofia discuss the latest on conforming loan limits, an important VHDA update, tax bracket news for 2023, what you should know about mortgage insurance, and more! Connect with Bryan & Sofia: YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https://www.atlanticbay.com/bryanroyster/ Connect with Sofia: ht…
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Is Now The Right Time To Buy A Home, What’s Happening With Interest Rates, The Benefits You Need To Know As A First Time Home Buyer, and more!
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1:01:03
In this episode Bryan & Sofia discuss how the pandemic transformed our interest rate expectations, the path to buying your forever home, why rates will have to come down, how you can benefit now as a first-time home buyer, a recent commissions lawsuit settlement, surviving winter up north, college football, and more! Connect with Bryan & Sofia: You…
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1
ARV and what it truly means
1:02:52
1:02:52
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1:02:52
On this episode Bryan & Sofia discuss who actually pays both listing and selling agent fee, what ARV stands for and how it is determined and how we handled the tropical storm.توسط Bryan Royster and Sofia Kifle-Baker
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Real Estate Agents being licensed as Loan Officers
1:12:19
1:12:19
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1:12:19
On this episode Bryan & Sofia discuss how to calculate self-employment income, real estate agents getting their mortgage loan officer license, and how to leverage your home equity.توسط Bryan Royster and Sofia Kifle-Baker
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Do I still buy a house now?
1:11:24
1:11:24
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1:11:24
On this episode Bryan & Sofia discuss what they have been up to over the month of August, is it still a good time to buy a home, and some fun they had to close out the summer.توسط Bryan Royster and Sofia Kifle-Baker
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1
Real Estate Market Update
1:07:51
1:07:51
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1:07:51
Bryan & Sofia discuss what’s currently going on in the real estate market, what truly dictates mortgage interest rates, and their new studio setup.توسط Bryan Royster and Sofia Kifle-Baker
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On this episode Bryan & Sofia discuss what an earnest money deposit is in a real estate transaction, different ways to house hack, and not to live life regretful.توسط Bryan Royster and Sofia Kifle-Baker
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