The Secret to Success When Buying in Northern Virginia
Manage episode 154931038 series 1139850
محتوای ارائه شده توسط Dan Rochon. تمام محتوای پادکست شامل قسمتها، گرافیکها و توضیحات پادکست مستقیماً توسط Dan Rochon یا شریک پلتفرم پادکست آنها آپلود و ارائه میشوند. اگر فکر میکنید شخصی بدون اجازه شما از اثر دارای حق نسخهبرداری شما استفاده میکند، میتوانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
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There are four crucial numbers that affect your buying power that you need to be aware of, especially from a lender's perspective. Keep the following four things in mind if you plan on buying a home anytime soon:
- Credit Score. This helps a lender understand your creditworthiness. The higher your credit, the better chance you have of getting the loan amount you desire.
- Down payment. The higher your down payment is up front, the lower your payment is going to be. In many cases, a high down payment also results in a lower interest rate!
- Debt-to-income ratio. How much debt do you have compared to your income? The lower this ratio is, the better.
- Your assets. What are your financial resources? A lender will want to take a look at your income and your financial assets. The more impressive they are, the better luck you’ll have getting the financing you seek.
Give us a call or shoot us an email with any questions. We would love to help you!
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