Making Money Resolutions

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اضافه شده در four سال پیش

محتوای ارائه شده توسط Arthi Rabikrisson and Malika Petersen, Arthi Rabikrisson, and Malika Petersen. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Arthi Rabikrisson and Malika Petersen, Arthi Rabikrisson, and Malika Petersen یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

The Sarah Fraser Show

1
SISTER WIVES: The Brown Family Plans Garrison's Funeral, Gives NEW Details About His Passing. Justin Baldoni v Blake Lively UPDATES, First Pictures Of Micah Plath’s Broken Nose Have Surfaced!… 36:16

17 روز پیش36:16

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دوست داشته شد

36:16

DANMMMMM…Have I got a show for you! First, a lot of Sister Wives tea - new rumors have surfaced Janelle Brown is leaving the show. Plus, Gabe Brown gives a life update after losing and tragically finding his brother Garrison dead. Sadly, Garrison took his own life in March 2024. Then we head over to discuss the new Welcome To Plathville tea. The first pictures of Micah Plath have surfaced after being beat up by his brother Issac and it doesn’t look good for the future of his modeling career. Lastly, we discuss the latest in the Justin Baldoni v Blake Lively case, Justin is back on social media and it was the perfect social media return. Timestamps: 00:00:00 - Open and new Sister Wives news 00:05:43 - Janelle Brown leaving the show? Sister Wives Closet is officially closed 00:12:45 - A new pic of Micah Plath’s broken nose has surfaced 00:18:18 - Justin Baldoni back on social media and Taylor Swifts team is pissed at Justin Baldoni MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. USE CODE: MOM15 for 15% OFF (code expires May 11th, 2025) **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you’ll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Rula.com/tsfs to get started today. That’s R-U-L-A dot com slash tsfs for convenient therapy that’s covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar Quince.com/tsfs for FREE shipping on your order and 365 day returns Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing «
Making Money Resolutions

۴ سال پیش 48:08

اشتراک گذاری

MP3•خانه قسمت

Send us a text

A range of topics are covered including:

Explaining what a money resolution is and how high up the list of normal resolutions should they need to be
Having the right mindset if you want to achieve your money goals
Why it is important to set realistic goals to align with your financial wellbeing
The significance of including insurance, medical aid, and retirement in your money goals
Why financial wellness in vital as we are faced with the impacts of the Covid-19 pandemic and the importance of having an emergency fund
Managing your debt and ensuring you have a good credit score
Identifying your spending leaks
Making budgeting simpler

We would love to hear your views on money resolutions based on the themes covered in this episode. Please feel free to rate, write a review, and share with others.

#TheSwanEffect #FinancialWellbieng #WomenInFinance #MoneyResolutions #Financialwellness

فصل ها

1. Introduction - About Arthi Rabikrisson and Lucille Sikosana (00:00:00)

2. Making resolutions in a brand new year (00:01:24)

3. What is a money resolution (00:02:09)

4. Arthi talks about having a map in place to take you where you want to go (00:03:52)

5. Lucille recommends writing down your resolutions to bring them to life (00:04:56)

6. Taking control of your financial situation (00:05:55)

7. Arthi talks about why it is important to have a positive mindset about money (00:07:21)

8. Setting SMART goals one goal at a time (00:11:41)

9. Creating accountability when it comes to money goals (00:15:29)

10. Including insurance, medical aid and retirement into your money goals (00:16:41)

11. Lucille and Arthi share their parents’ retirement stories (00:17:42)

12. Creating follow up flags to make sure you are still on track with your goals (00:19:57)

13. There is no need to go at it alone, partner with someone (00:22:58)

14. Making smart choices on when and how to use debt (00:25:59)

15. Lucille shares insights and techniques on how to start budgeting (00:33:29)

16. Rewarding yourself with small treats as you reach milestones (00:37:49)

17. Having a solid financial plan allows you to sleep better at night (00:38:30)

18. Having an emergency fund for those rainy days (00:40:36)

19. Spending leaks and working towards breaking those habits (00:45:04)

20. Thank you to our listeners (00:47:16)

21. Look out for our next episode on Savings and Investments (00:47:21)

22. Swanning out for now! (00:47:59)

41 قسمت

#Trading #Business #Lucille Sikosana and Arthi Rabikrisson #Arthi Rabikrisson #Lucille Sikosana #Money #Financial #Women Finance #Saving #Investing #Debt #Finance #Wealth #Resolution #Empower #Budget #Spend #Cash

Making Money Resolutions

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

published ۴ سال پیش

اشتراک گذاری

MP3•خانه قسمت

Send us a text

A range of topics are covered including:

Explaining what a money resolution is and how high up the list of normal resolutions should they need to be
Having the right mindset if you want to achieve your money goals
Why it is important to set realistic goals to align with your financial wellbeing
The significance of including insurance, medical aid, and retirement in your money goals
Why financial wellness in vital as we are faced with the impacts of the Covid-19 pandemic and the importance of having an emergency fund
Managing your debt and ensuring you have a good credit score
Identifying your spending leaks
Making budgeting simpler

We would love to hear your views on money resolutions based on the themes covered in this episode. Please feel free to rate, write a review, and share with others.

#TheSwanEffect #FinancialWellbieng #WomenInFinance #MoneyResolutions #Financialwellness

فصل ها

1. Introduction - About Arthi Rabikrisson and Lucille Sikosana (00:00:00)

2. Making resolutions in a brand new year (00:01:24)

3. What is a money resolution (00:02:09)

4. Arthi talks about having a map in place to take you where you want to go (00:03:52)

5. Lucille recommends writing down your resolutions to bring them to life (00:04:56)

6. Taking control of your financial situation (00:05:55)

7. Arthi talks about why it is important to have a positive mindset about money (00:07:21)

8. Setting SMART goals one goal at a time (00:11:41)

9. Creating accountability when it comes to money goals (00:15:29)

10. Including insurance, medical aid and retirement into your money goals (00:16:41)

11. Lucille and Arthi share their parents’ retirement stories (00:17:42)

12. Creating follow up flags to make sure you are still on track with your goals (00:19:57)

13. There is no need to go at it alone, partner with someone (00:22:58)

14. Making smart choices on when and how to use debt (00:25:59)

15. Lucille shares insights and techniques on how to start budgeting (00:33:29)

16. Rewarding yourself with small treats as you reach milestones (00:37:49)

17. Having a solid financial plan allows you to sleep better at night (00:38:30)

18. Having an emergency fund for those rainy days (00:40:36)

19. Spending leaks and working towards breaking those habits (00:45:04)

20. Thank you to our listeners (00:47:16)

21. Look out for our next episode on Savings and Investments (00:47:21)

22. Swanning out for now! (00:47:59)

41 قسمت

همه قسمت ها

1
S4E4 Innovation for Wealth Creation 23:52

28 روز پیش23:52

23:52

Send us a text In this powerful episode, co-hosts Arthi and Malika delve into how innovation becomes a catalyst for wealth creation, revealing that you don't need to be in Silicon Valley or launch a tech startup to harness its potential. They challenge conventional thinking by redefining innovation as the art of finding creative solutions to everyday problems – something accessible to everyone regardless of background or resources. Through compelling examples from across Africa, thy explore how entrepreneurs are addressing local challenges with simple yet powerful innovations. From mobile banking revolutionizing financial access to the thriving "Kasi economy," these success stories demonstrate how solving real problems creates both social impact and sustainable wealth. Drawing fascinating parallels between superheroes and real-world innovators, Arthi and Malika e extract valuable lessons from fictional icons that apply directly to your wealth-creation journey. Like Tony Stark building his first Iron Man suit in a cave with limited resources, you can start small but think big. Similar to how Bruce Wayne aligned his innovations with his values, your purpose-driven approach can create lasting impact while generating wealth. Thus, this episode explores how innovation can be a powerful tool for wealth creation when approached with intention, creativity, and purpose. Listen in to hear more about: • Learning from fictional superheroes like Iron Man, Batman, and Mr. Fantastic to provide motivations for real world innovation i.e become your own financial superhero! • Ideas to solve real-world problems in your community or industry to create value • the concept of starting small but thinking big • Ways to leverage existing resources and knowledge as a low-hanging fruit strategy to start • Building a strong support system of accountability partners, advisors, and constructive critics • Protecting your intellectual property, especially for unique ideas that generate long-term wealth • Reinvesting in continuous learning and growth to expand your innovative capacity Subscribe, share 📢and write a review as we continue our mission to simplify the complexities of money management and empower you toward financial freedom. What innovative solution might be your path to wealth creation? This #podcastepisode is proudly sponsored by Old Mutual Wealth .…

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S4 E3 The Resilient Reset - building your financial bounce-back muscles 23:44

۸ weeks پیش23:44

23:44

Send us a text In this episode, co-hosts Malika and Arthi underscore how resilience forms the invisible backbone of wealth creation, that few discuss openly. During this transformative episode, they decode how the ability to adapt, persist, and evolve through financial challenges ultimately determines your long-term success more than any investment strategy alone. Arthi explores the profound psychological dimension of financial resilience - learning to view setbacks as commas rather than periods in your financial story. This mindset shift alone can dramatically alter your wealth trajectory. Malika helps us discover why emotional regulation during market volatility, business failures, or unexpected expenses is critical, and how to maintain perspective when everyone else is panicking. Drawing inspiration from resilience icons like Rihanna, who transformed from difficult family circumstances into a business mogul, Oprah Winfrey, who converted career rejection into media dominance, and Sarah Blakely, who persisted through countless "no's" to build Spanx into a billion-dollar empire - Arthi and Malika examine how resilience manifests as a superpower in the financial realm. Listen in to hear: actionable strategies you can implement immediately, embracing small failures as teachers, using the 90-day milestone methodology to maintain momentum, prioritizing self-care for better financial decision-making, and building a supportive network that sustains you when challenges arise. Like the superhero examples, your capacity to stretch beyond limitations and bounce forward (not just back) from setbacks will determine your ultimate financial destiny. Ready to develop your financial elasticity? Join us to discover how resilience might be your most undervalued asset on the path to wealth creation. Subscribe now, share with friends struggling with financial setbacks, and let us know which resilience strategy resonated most with you! This episode is proudly sponsored by Old Mutual Wealth.…

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S4 E2 March Into Action 39:13

13 weeks پیش39:13

39:13

Send us a text Marching into Episode 2 of Season 4 of The Swan Effect Podcast, Arthi and Malika discuss the steps needed to start cultivating the Wealth Mindset addressed in Episode 1. Arthi provides details of the key characteristics that define a wealth mindset, including resilience, innovation, resourcefulness, discipline, and generosity. In a playful twist, the theme of becoming your own financial superhero underlies the characteristics, where Arthi and Malika help us identify with some well-known (and wealthy!) fictional superheroes, such as Batman and Iron Man. Malika emphasizes the power of resourcefulness. By maximizing what each of us has, we can create opportunities—just like T'Challa. The characteristic of generosity is connected to gratitude, and both Arthi and Malika share details about this link and ways to empower oneself with gratitude and feed it forward to others. For a bit of fun, Arthi and Malika shared which financial superpower they would like to have. Can you guess what they may have chosen? Practical and intentional action steps are provided to develop each of these characteristics, which can cultivate a wealth mindset. Listen in to Malika and Arthi discussing: 5 of the key characteristics that define a wealth mindset. Insight into the true meaning of adding value and the different ways that value can be perceived Staying informed and expanding your knowledge Resilience and innovation and the key links between these characteristics Defining what wealth means to you and the goals you have to achieve this wealth Tips for being resourceful with your finances How gratitude can impact your mindset and help you achieve your goals and so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S4 E01 The Wealth Mindset 26:38

16 weeks پیش26:38

26:38

Send us a text Welcome to Season 4 of The Swan Effect Podcast, with your hosts Arthi Rabikrisson and Malika Peterson! It is the year they are officially calling "2020-Thrive"! This new season will focus on how we can become our own financial superheroes inspired by fictional characters Kicking off the season, episode 1 explores the importance of a wealth mindset and how this mindset involves thinking and acting in ways that foster abundance rather than scarcity. Malika shares her personal experiences and the impact of childhood narratives on her financial mindset and actions. Arthi shares later on how a three-question approach can challenge limiting beliefs, with the questions being around: understanding why the belief exists, examining the evidence for it, and recognizing evidence of success. Listen in to Malika and Arthi as they discuss: Defining a wealth mindset The contrast between a wealth and scarcity mindset Shifting the limiting beliefs that are affecting your mindset The link between a wealth mindset and emotional intelligence The importance of positive influences and being surrounded by success stories Practical tips such as daily gratitude and continuous learning Common challenges like fear of failure and impatience, plus urging listeners to embrace setbacks and maintain long-term thinking Getting into the habit of setting goals how to take small steps every day to shift your mindset and focus on abundance. And so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E11 Back through the looking glass 45:57

26 weeks پیش45:57

45:57

Send us a text Unlock the secrets of wealth management and personal growth as Arthi and Malika take a look back at 2024, a year filled with "aha" moments that have shaped both their lives and listeners’ too. As they recount their journey and set the stage for ambitious goals in 2025, expect insights that will empower you to reflect on your own financial experiences and embrace the potential of online learning. Some stand-out episodes to consider: Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we navigated the dynamic crypto market, finding clarity and purpose in our investments. Learn about Ubuntu, the South African concept fostering collective action, and how crowdfunding and crowdinvesting challenge traditional charity, empowering listeners to pursue personal and community wealth-building initiatives. These strategies prove that financial ventures are most powerful when shared and supported by a collective spirit. Gain valuable insights into the intersection of financial and mental wellness, particularly for women. The economic divide presents unique challenges, but inclusive banking can empower women to shape future generations' understanding of financial literacy. Hear from expert Tiaan Herselmann on South Africa's Two Pot System legislation, and Understand how mental health is integral to financial success, especially during Mental Health Awareness Month. Round out the episode and season, Arthi and Malika encourage you to reflect on your achievements, learn to celebrate them wisely, and set your sights on ambitious goals for 2025. Embrace gratitude and reflection this holiday season as you chart your financial journey forward. Take a listen to the episode and shift your mindset towards smart financial decisions. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E10: Black Friday Strategies 34:52

30 weeks پیش34:52

34:52

Send us a text November = waiting for Black Friday deals for many people. This is the focus of Episode 10 in Season 3 where Arthi & Malika take a different look at Black Friday and how to strategise your spend. As you know, this season's theme has been the advent calendar of investments. Thus this episode offer a Black Friday 2 for 1 sweetener, as two advent calendar slots are unveiled, being (1) the importance of understanding assets versus liabilities, and (2) delayed gratification in wealth creation. Arthi explains that assets generate income, while liabilities cost money. Many examples are discussed including residential property actually being a liability, and only really becomes an asset when the income generated from it exceeds the expenses, or a sale thereof generates a profit. Another example discussed includes the purchase of a G-wagon vs a tractor andw hich has teh potential to generate wealth over time. Arthi then shares some examples on how you can use Black Friday to your advantage and move towards your wealth creation. Malika makes an impactful point on how the way you see receiving money can have a direct effect on your wealth, which leads to emphasizing the need to delay gratification. For example use a large portion of a bonus to buy more assets than spending it all on 'want' or lifestyle items. This episode is power-packed with tips and ideas, where Malika & Arthi discuss: The Black Friday origin story Understanding assets and liabilities Sharing examples of assets and liabilities How to utilise delayed gratification Leveraging debt and assets Practical steps to create wealth and so much more Remember: “Simply put, assets create wealth, liabilities stunt wealth.” Take a listen to the episode and shift your mindset towards smart financial decisions. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E9: Mental Health = Wealth 35:12

34 weeks پیش35:12

35:12

Send us a text In Season 3 episode 9 Arthi & Malika continue the journey into the advent calendar of financial knowledge. October is Mental Health Awareness Month and the hosts share insights in this episode that mental health equals wealth, both in the figurative and literal sense. Malika shares some alarming statistics about how people currently feel under pressure and a large part of this is caused by money and finances. Arthi shares the definition of mental health and mindset & offers insight into brain fitness, and how this can increase your mental health. Malika makes the connection between the quality of financial decisions during periods of poor mental health, helping to clarify the reciprocal link between mental well-being and financial wellbeing. Listen in to hear Arthi and Malika discuss: The definition of mental health & mindset Brain health How your mental wellbeing can directly affect your financial wellbeing, based on belief systems we have about money Triggers that can affect mental health, such as emotions and overspending. Tips to having strong mental & financial health that include having an accountability partner and reducing social media scrolling. and so much more! Remember: “your mood, your state of being, and your money are connected.” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E8: Two Pots For Retirement 32:52

38 weeks پیش32:52

32:52

Send us a text In Season 3 episode 8 Arthi & Malika are joined by special guest Tiaan Herselman, to discuss the new two pot retirement legislation that came into effect on 1 September 2024 in South Africa. It was designed to assist in the current retirement crisis that retirees are experiencing, where they do not have enough financial resources to allow them to retire comfortably. Listen in to hear Malika, Arthi & Tiaan discuss: What exactly is this new legislation and what do the different “pots” mean The intention of this retirement legislation The new rules & implications for your savings & tax Practical examples of various scenarios depicting the the new pots Debunking any myths and mistruths about the 2 pot system and so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. About Tiaan Herselman: Tiaan is the Head of Proposition Old Mutual Wealth. He holds a B.Com Financial Planning (cum laude), Post Graduate Diploma in Financial Planning &an Advanced Post Graduate Diploma in Estate Planning. He is also a certified financial planner ® & has spent the last 14 years in the financial services industry during which he started out his career as a financial planner and then moved into the financial planning fintech and investment landscape. He is currently busy completing his MBA at the University of Johannesburg. He has a strong passion for financial planning and making people aware of the value of good financial advice. This episode is proudly sponsored by Old Mutual Wealth.…

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S3E7 Who runs the world? Girls! 29:56

43 weeks پیش29:56

29:56

Send us a text In Season 3 episode 7, it is Women's Month and co-hosts Arthi & Malika discuss the role of women in financial empowerment of their households and communities. Malika provides surprising statistics about women in finance relating to their earnings, roles and knowledge. Arthi explains how women are essential in driving the economic growth of the country, and why it is beneficial that we empower women to ensure that their innate ability to grow the economy is catalyzed. Listen in to hear Malika and Arthi discuss: The importance of financial empowerment in education Traditional marriage contracts Kasi economy & practical examples of how this can expand & provide opportunities to the community Banking products & information and so much more! Remember: “even skyscrapers are built one brick at a time” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E6: You Are Your Greatest Assest 35:37

47 weeks پیش35:37

35:37

Send us a text We are already half way through 2024! In Season 3 episode 6 co-hosts Arthi & Malika discuss the most important asset yet and one that requires your biggest and deepest investment...YOU! In this episode they share practical ways towards holistic well-being. Arthi recaps the advent calendar of investments that's been discussed thus far in season 3. In setting the scene, she highlights the increasing levels of burnout being identified with employees and individuals, requiring us to enhance our stress management skills. She shares some necessary tips and tools help us be on the right track to success. Arthi shares tested time management tools as well focus and rest periods, for better productivity and health. Malika focuses on physical well-being, by redirecting listeners towards a total Health legacy review, from family history to current lifestyle so that we can best manage ourselves. She shares 9 great tips around this. Mental health is just as important as your physical health and Arthi gives insight into some of the hesitancy that people may have when considering getting help and speaking to a professional. Malika shares a true and powerful story who displays the importance of having different types of lifestyle covers, including protecting your livelihood and income for the future or any unforeseen circumstances. Listen in to hear Malika and Arthi discuss: Employee Burnout Stress management skills (Connection; Physical activity; present; mindset; giving back) Physical well being (Health legacy, check-ups; vitamins; healthy eating; water; movement; sleep; limit alcohol & tobacco) Mental health Mindset & changing any unproductive narratives Protecting your income & assets Intersection of finance and holistic well-being and so much more Remember: “Consistency is key” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E5: Young & Free 31:47

52 weeks پیش31:47

31:47

Send us a text In Season 3 episode 5 it is all about the youth! Arthi & Malika have dedicated this episode to providing the youth with tips on how to take action and have a better understanding about managing finances and investments, that can pave the way for a very prosperous future. Arthi splits the focus in 3 main categories, the first being changing your perspective, mindset and narrative about money. Key to this is visualizing your dream or life that you want and writing down your goals and achievements. Malika considers the physical financial actions that one can take to change not only your financial situation but the situation of your family. A key action, for example, that the youth can take with parents, is to start having the conversation about budgeting and the importance of having a will or life cover. Another tough but vital conversation is the opportunity for future education & the expectations around the money needed for this. Practical ideas are offered around considering sources of income, becoming financially savvy with that money and how to start building towards financial freedom. SO, listen in to hear Malika and Arthi discuss: being in the right mindset & adapting your perspective creating a budget with parents the importance of speaking to a financial advisor regardless of your financial status having a form of income irrespective of your age knowing a need versus a want avoiding debt and so much more Remember: “financial well being is more than just having money in the bank” And take heed of the incredible offer by Coach Arthi about understanding your child's agility. Visit https://www.prernaadvisory.com/assessments for more information and email arthi@prernaadvisory.com to claim your discount during the month of June 2024! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E4: Ubuntu In Investments 26:40

1 year پیش26:40

26:40

Send us a text In Season 3 Episode 4 Arthi & Malika introduce the concept of Ubuntu in investments. Ubuntu, by way of a simplified meaning, underscores the idea that I am what I am because of who we all are. You may be curious as to how do investments & Ubuntu align, and it does through what is typically known as crowdfunding. Arthi and Malika share more about what this means and identify the various types of crowdfunding options. Arthi introduces the group saving concept known as a “stokvel”, outlining the advantages of collective saving and investing, while Malika shares the example of how a family investment dedicated to the educational needs of the family members, creates an ongoing legacy of education & generational wealth. There are always risks and challenges with investments, so the hosts share useful do’s and don'ts when it comes to crowdfunding, whether you are searching for funding or the investor looking to fund an opportunity. Listen in as Malika and Arthi share more about: What is a stokvel? Benefits of family investments The pros & cons of partnerships in property investment Obtaining the start up funds for a new business Being an investor in crowdfunding opportunities Do’s and Donts for crowdfunding and so much more! Remember: “keep in mind the main goal of our moneyverse” which is to spread investment opportunities to create wealth and financial freedom. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E3 Decrypting Crypto 39:58

1 year پیش39:58

39:58

Send us a text Easter break is behind us and so April Fool's Day. While you may have been pranked or been creating the pranks yourself this 3rd episode of the Swan Effect podcast Season 3 is not one of those pranks. Arthi and Malika are joined by guest Jermaine Fourie, to help you decrypt cryptocurrencies, as they continue to unbox interesting investment strategies for you to consider for your financial portfolio and ultimately set your moneyverse up for sustainability and success. Jermaine is one of the few people worldwide professionally trained in understanding cryptocurrencies and blockchain technologies. Join us as we ask him to share his insights about: what are cryptocurrencies how do they work what is their value and impact to us what are some of ways we can invest in cryptocurrencies how can we use cryptocurrencies in the real world what are some of the opportunities and pitfalls to be mindful of when investing in cryptocurrencies some of the new technologies to be aware of, and so much more! Remember: " be a bit more curious about what cryptocurrencies can offer to [your] moneyverse and wealth goals. " We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth . About Jermaine Fourie: Jermaine is a seasoned professional with over 20 years in the financial services sector, currently the head of business development at Classique Consultants. With a passion for finance and Blockchain, he's a certified Bitcoin professional and pursuing an MBA with a focus on Blockchain technology, advancing innovation at the intersection of finance and tech. Connect with him on: linkedin.com/in/jermaine-136273156…

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S3 E2 Prop Yourself Up For Wealth 28:15

1 year پیش28:15

28:15

Send us a text In Season 3 episode 2 Arthi & Malika continue with the advent calendar of investments discussing real estate as an investment. They explore some of the most common ways to make money through property investment, the first being buying a physical property. Arthi lists a few of the ways in which you can influence your decision when purchasing a property. Malika shares a highly useful fact based on renting out space on your property, which can offer a sense of safety & community, but further assists in paying off your mortgage or home-loan at a faster rate. The positive impact of this is that it reduces significantly how much of interest you pay over term or length of the home-loan, you pay your mortgage off quicker which means you save money. Another option could be investing in a holiday home to rent out for additional income. A family vacation spot plus income when you are not on the property. Arthi introduces another property type which is commercial property which can be upcycled in terms of purpose, such as storage, recreational centres, co-working spaces to name a few. Malika details the strategy of flipping houses and introduces us to REITs. Thus, there is a wealth of ideas to help one prop(erty) one's up for long term wealth creation. Listen in to the episode to hear: Income generation options to assist with your mortgage Renting out space to assist with the monthly expenses Property crowdfunding Short term rentals Business related properties and the pros & cons that can go with this type of property. Flipping properties Real estate investment trust Farmland and so much more Remember: “property value does increase over time”. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E1 2024 Explore! 32:22

1 year پیش32:22

32:22

Send us a text Welcome to 2024 and Season 3 everyone! Co-hosts Arthi Rabikrisson and Malika Petersen are excited to be back to continue the journey of exploring the path to financial freedom together! This season they will dig a little bit deeper into the investment side of things and thereby expand the moneyverse opportunity set, almost like an advent calendar, where each month a new opportunity will be discussed. In this first episode, Arthi and Malika start off the investment theme by discussing education and how this is a form of investment in ourselves and for our children. Arthi discusses more on adult education which includes formal & informal pathways, and the potential rewards that can emerge from that. A key highlight is when accounting for costs of doing further studies, Arthi reminds us that beyond the explicit financial cost there are opportunity costs of not making this investment. Malika explores investment in children's education and provides some tips and tricks to help us budget for these expenses. Arthi highlights that what could be a success factor often not considered, is that children can, should and need to be involved, invested & informed about the costs required to achieve the desired education and goals. Malika and Arthi discuss more on the episode about: The definition of investment Education as a key investment Tips for education budgets Cost education calculator and so much more! Remember: “when your hand is open to give, it is open to receive” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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پادکست هایی که ارزش شنیدن دارند

The Swan Effect - Creating and Sustaining Your Financial Wellbeing « Making Money Resolutions

فصل ها

1. Introduction - About Arthi Rabikrisson and Lucille Sikosana (00:00:00)

2. Making resolutions in a brand new year (00:01:24)

3. What is a money resolution (00:02:09)

4. Arthi talks about having a map in place to take you where you want to go (00:03:52)

5. Lucille recommends writing down your resolutions to bring them to life (00:04:56)

6. Taking control of your financial situation (00:05:55)

7. Arthi talks about why it is important to have a positive mindset about money (00:07:21)

8. Setting SMART goals one goal at a time (00:11:41)

9. Creating accountability when it comes to money goals (00:15:29)

10. Including insurance, medical aid and retirement into your money goals (00:16:41)

11. Lucille and Arthi share their parents’ retirement stories (00:17:42)

12. Creating follow up flags to make sure you are still on track with your goals (00:19:57)

13. There is no need to go at it alone, partner with someone (00:22:58)

14. Making smart choices on when and how to use debt (00:25:59)

15. Lucille shares insights and techniques on how to start budgeting (00:33:29)

16. Rewarding yourself with small treats as you reach milestones (00:37:49)

17. Having a solid financial plan allows you to sleep better at night (00:38:30)

18. Having an emergency fund for those rainy days (00:40:36)

19. Spending leaks and working towards breaking those habits (00:45:04)

20. Thank you to our listeners (00:47:16)

21. Look out for our next episode on Savings and Investments (00:47:21)

22. Swanning out for now! (00:47:59)

Making Money Resolutions

فصل ها

1. Introduction - About Arthi Rabikrisson and Lucille Sikosana (00:00:00)

2. Making resolutions in a brand new year (00:01:24)

3. What is a money resolution (00:02:09)

4. Arthi talks about having a map in place to take you where you want to go (00:03:52)

5. Lucille recommends writing down your resolutions to bring them to life (00:04:56)

6. Taking control of your financial situation (00:05:55)

7. Arthi talks about why it is important to have a positive mindset about money (00:07:21)

8. Setting SMART goals one goal at a time (00:11:41)

9. Creating accountability when it comes to money goals (00:15:29)

10. Including insurance, medical aid and retirement into your money goals (00:16:41)

11. Lucille and Arthi share their parents’ retirement stories (00:17:42)

12. Creating follow up flags to make sure you are still on track with your goals (00:19:57)

13. There is no need to go at it alone, partner with someone (00:22:58)

14. Making smart choices on when and how to use debt (00:25:59)

15. Lucille shares insights and techniques on how to start budgeting (00:33:29)

16. Rewarding yourself with small treats as you reach milestones (00:37:49)

17. Having a solid financial plan allows you to sleep better at night (00:38:30)

18. Having an emergency fund for those rainy days (00:40:36)

19. Spending leaks and working towards breaking those habits (00:45:04)

20. Thank you to our listeners (00:47:16)

21. Look out for our next episode on Savings and Investments (00:47:21)

22. Swanning out for now! (00:47:59)

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راهنمای مرجع سریع

The Swan Effect - Creating and Sustaining Your Financial Wellbeing «
Making Money Resolutions