S3 E11 Back through the looking glass

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

Player FM - Internet Radio Done Right

اضافه شده در four سال پیش

محتوای ارائه شده توسط Arthi Rabikrisson and Malika Petersen, Arthi Rabikrisson, and Malika Petersen. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Arthi Rabikrisson and Malika Petersen, Arthi Rabikrisson, and Malika Petersen یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

All About Change

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Professional football player Jonathan Jones: Mentorship and Making an Impact in Your Community 22:49

15 روز پیش22:49

پخش در آینده

لیست ها

پسندیدن

دوست داشته شد

22:49

Jonathan Jones is an NFL cornerback for the Washington Commanders who rose from the undrafted ranks to become two-time Super Bowl champion with the New England Patriots, a businessman, philanthropist, and licensed pilot. In 2019, Jonathan founded the Jonathan Jones Next Step Foundation in 2019, a platform dedicated to empowering youth through education, professional development, and mentorship. The foundation works to alleviate food insecurity, promote women in stem and sports, and to promote professional development in the communities where he lives. Jay and Jonathan talk about investing in the communities they live in, acknowledging the people who helped you become the person you are, and paying that same investment forward to the next generation. Episode Chapters 0:00 intro 1:24 Building local connections 4:25 Jonathan’s mentors and mentees 10:54 Jonathan’s pride in his mentees’ successes 13:04 how Jonathan chooses his causes 14:08 Jonathan’s support for girls and young women 17:19: Jonathan’s passion for flying 19:40 The Next Step Foundation 20:29 Goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…

حدود یک سال پیش 45:57

MP3•خانه قسمت

Send us a text

Unlock the secrets of wealth management and personal growth as Arthi and Malika take a look back at 2024, a year filled with "aha" moments that have shaped both their lives and listeners’ too. As they recount their journey and set the stage for ambitious goals in 2025, expect insights that will empower you to reflect on your own financial experiences and embrace the potential of online learning.
Some stand-out episodes to consider:

Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we navigated the dynamic crypto market, finding clarity and purpose in our investments.
Learn about Ubuntu, the South African concept fostering collective action, and how crowdfunding and crowdinvesting challenge traditional charity, empowering listeners to pursue personal and community wealth-building initiatives. These strategies prove that financial ventures are most powerful when shared and supported by a collective spirit.
Gain valuable insights into the intersection of financial and mental wellness, particularly for women. The economic divide presents unique challenges, but inclusive banking can empower women to shape future generations' understanding of financial literacy.
Hear from expert Tiaan Herselmann on South Africa's Two Pot System legislation, and
Understand how mental health is integral to financial success, especially during Mental Health Awareness Month.

Round out the episode and season, Arthi and Malika encourage you to reflect on your achievements, learn to celebrate them wisely, and set your sights on ambitious goals for 2025. Embrace gratitude and reflection this holiday season as you chart your financial journey forward.
Take a listen to the episode and shift your mindset towards smart financial decisions.

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.

فصل ها

1. Advertisement: Old Mutual Wealth (00:00:00)

2. Introduction (00:01:18)

3. About Arthi Rabikrisson and Malika Petersen (00:01:48)

4. It's Christmas time! (00:02:54)

5. The power of reflection (00:03:40)

6. Review of the advent calendar (00:04:50)

7. Month 1 review: 2024 Explore (00:05:35)

8. Month 2: Property investing (00:07:50)

9. Month 3: Cryptocurrency review (00:11:50)

10. Month 4: Ubuntu investing review (00:13:51)

11. Month 5: Youth and investing review (00:17:49)

12. Month 6: You are your biggest asset review (00:21:28)

13. Month 7: Women and investing review (00:24:35)

14. Month 8: Two Pot retirement review (00:28:24)

15. Month 9: Mental Health equals wealth review (00:30:45)

16. Month 10: Black Friday strategies review (00:35:06)

17. Looking forward: Malika Parting shot and call to action (00:38:26)

18. Arthi Parting shot: the 3 step plan (00:40:25)

19. Thank you listeners! (00:44:52)

20. Swanning out for now! (00:45:11)

40 قسمت

#Trading #Business #Lucille Sikosana and Arthi Rabikrisson #Arthi Rabikrisson #Lucille Sikosana #Money #Financial #Women Finance #Saving #Investing #Debt #Finance #Wealth #Resolution #Empower #Budget #Spend #Cash

S3 E11 Back through the looking glass

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

published حدود یک سال پیش

اشتراک گذاری

MP3•خانه قسمت

Send us a text

Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we navigated the dynamic crypto market, finding clarity and purpose in our investments.
Learn about Ubuntu, the South African concept fostering collective action, and how crowdfunding and crowdinvesting challenge traditional charity, empowering listeners to pursue personal and community wealth-building initiatives. These strategies prove that financial ventures are most powerful when shared and supported by a collective spirit.
Gain valuable insights into the intersection of financial and mental wellness, particularly for women. The economic divide presents unique challenges, but inclusive banking can empower women to shape future generations' understanding of financial literacy.
Hear from expert Tiaan Herselmann on South Africa's Two Pot System legislation, and
Understand how mental health is integral to financial success, especially during Mental Health Awareness Month.

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.

فصل ها

1. Advertisement: Old Mutual Wealth (00:00:00)

2. Introduction (00:01:18)

3. About Arthi Rabikrisson and Malika Petersen (00:01:48)

4. It's Christmas time! (00:02:54)

5. The power of reflection (00:03:40)

6. Review of the advent calendar (00:04:50)

7. Month 1 review: 2024 Explore (00:05:35)

8. Month 2: Property investing (00:07:50)

9. Month 3: Cryptocurrency review (00:11:50)

10. Month 4: Ubuntu investing review (00:13:51)

11. Month 5: Youth and investing review (00:17:49)

12. Month 6: You are your biggest asset review (00:21:28)

13. Month 7: Women and investing review (00:24:35)

14. Month 8: Two Pot retirement review (00:28:24)

15. Month 9: Mental Health equals wealth review (00:30:45)

16. Month 10: Black Friday strategies review (00:35:06)

17. Looking forward: Malika Parting shot and call to action (00:38:26)

18. Arthi Parting shot: the 3 step plan (00:40:25)

19. Thank you listeners! (00:44:52)

20. Swanning out for now! (00:45:11)

40 قسمت

همه قسمت ها

1
S4 E3 The Resilient Reset - building your financial bounce-back muscles 23:44

25 روز پیش23:44

23:44

Send us a text In this episode, co-hosts Malika and Arthi underscore how resilience forms the invisible backbone of wealth creation, that few discuss openly. During this transformative episode, they decode how the ability to adapt, persist, and evolve through financial challenges ultimately determines your long-term success more than any investment strategy alone. Arthi explores the profound psychological dimension of financial resilience - learning to view setbacks as commas rather than periods in your financial story. This mindset shift alone can dramatically alter your wealth trajectory. Malika helps us discover why emotional regulation during market volatility, business failures, or unexpected expenses is critical, and how to maintain perspective when everyone else is panicking. Drawing inspiration from resilience icons like Rihanna, who transformed from difficult family circumstances into a business mogul, Oprah Winfrey, who converted career rejection into media dominance, and Sarah Blakely, who persisted through countless "no's" to build Spanx into a billion-dollar empire - Arthi and Malika examine how resilience manifests as a superpower in the financial realm. Listen in to hear: actionable strategies you can implement immediately, embracing small failures as teachers, using the 90-day milestone methodology to maintain momentum, prioritizing self-care for better financial decision-making, and building a supportive network that sustains you when challenges arise. Like the superhero examples, your capacity to stretch beyond limitations and bounce forward (not just back) from setbacks will determine your ultimate financial destiny. Ready to develop your financial elasticity? Join us to discover how resilience might be your most undervalued asset on the path to wealth creation. Subscribe now, share with friends struggling with financial setbacks, and let us know which resilience strategy resonated most with you! This episode is proudly sponsored by Old Mutual Wealth.…

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S4 E2 March Into Action 39:13

۸ weeks پیش39:13

39:13

Send us a text Marching into Episode 2 of Season 4 of The Swan Effect Podcast, Arthi and Malika discuss the steps needed to start cultivating the Wealth Mindset addressed in Episode 1. Arthi provides details of the key characteristics that define a wealth mindset, including resilience, innovation, resourcefulness, discipline, and generosity. In a playful twist, the theme of becoming your own financial superhero underlies the characteristics, where Arthi and Malika help us identify with some well-known (and wealthy!) fictional superheroes, such as Batman and Iron Man. Malika emphasizes the power of resourcefulness. By maximizing what each of us has, we can create opportunities—just like T'Challa. The characteristic of generosity is connected to gratitude, and both Arthi and Malika share details about this link and ways to empower oneself with gratitude and feed it forward to others. For a bit of fun, Arthi and Malika shared which financial superpower they would like to have. Can you guess what they may have chosen? Practical and intentional action steps are provided to develop each of these characteristics, which can cultivate a wealth mindset. Listen in to Malika and Arthi discussing: 5 of the key characteristics that define a wealth mindset. Insight into the true meaning of adding value and the different ways that value can be perceived Staying informed and expanding your knowledge Resilience and innovation and the key links between these characteristics Defining what wealth means to you and the goals you have to achieve this wealth Tips for being resourceful with your finances How gratitude can impact your mindset and help you achieve your goals and so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S4 E01 The Wealth Mindset 26:38

12 weeks پیش26:38

26:38

Send us a text Welcome to Season 4 of The Swan Effect Podcast, with your hosts Arthi Rabikrisson and Malika Peterson! It is the year they are officially calling "2020-Thrive"! This new season will focus on how we can become our own financial superheroes inspired by fictional characters Kicking off the season, episode 1 explores the importance of a wealth mindset and how this mindset involves thinking and acting in ways that foster abundance rather than scarcity. Malika shares her personal experiences and the impact of childhood narratives on her financial mindset and actions. Arthi shares later on how a three-question approach can challenge limiting beliefs, with the questions being around: understanding why the belief exists, examining the evidence for it, and recognizing evidence of success. Listen in to Malika and Arthi as they discuss: Defining a wealth mindset The contrast between a wealth and scarcity mindset Shifting the limiting beliefs that are affecting your mindset The link between a wealth mindset and emotional intelligence The importance of positive influences and being surrounded by success stories Practical tips such as daily gratitude and continuous learning Common challenges like fear of failure and impatience, plus urging listeners to embrace setbacks and maintain long-term thinking Getting into the habit of setting goals how to take small steps every day to shift your mindset and focus on abundance. And so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E11 Back through the looking glass 45:57

21 weeks پیش45:57

45:57

Send us a text Unlock the secrets of wealth management and personal growth as Arthi and Malika take a look back at 2024, a year filled with "aha" moments that have shaped both their lives and listeners’ too. As they recount their journey and set the stage for ambitious goals in 2025, expect insights that will empower you to reflect on your own financial experiences and embrace the potential of online learning. Some stand-out episodes to consider: Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we navigated the dynamic crypto market, finding clarity and purpose in our investments. Learn about Ubuntu, the South African concept fostering collective action, and how crowdfunding and crowdinvesting challenge traditional charity, empowering listeners to pursue personal and community wealth-building initiatives. These strategies prove that financial ventures are most powerful when shared and supported by a collective spirit. Gain valuable insights into the intersection of financial and mental wellness, particularly for women. The economic divide presents unique challenges, but inclusive banking can empower women to shape future generations' understanding of financial literacy. Hear from expert Tiaan Herselmann on South Africa's Two Pot System legislation, and Understand how mental health is integral to financial success, especially during Mental Health Awareness Month. Round out the episode and season, Arthi and Malika encourage you to reflect on your achievements, learn to celebrate them wisely, and set your sights on ambitious goals for 2025. Embrace gratitude and reflection this holiday season as you chart your financial journey forward. Take a listen to the episode and shift your mindset towards smart financial decisions. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E10: Black Friday Strategies 34:52

26 weeks پیش34:52

34:52

Send us a text November = waiting for Black Friday deals for many people. This is the focus of Episode 10 in Season 3 where Arthi & Malika take a different look at Black Friday and how to strategise your spend. As you know, this season's theme has been the advent calendar of investments. Thus this episode offer a Black Friday 2 for 1 sweetener, as two advent calendar slots are unveiled, being (1) the importance of understanding assets versus liabilities, and (2) delayed gratification in wealth creation. Arthi explains that assets generate income, while liabilities cost money. Many examples are discussed including residential property actually being a liability, and only really becomes an asset when the income generated from it exceeds the expenses, or a sale thereof generates a profit. Another example discussed includes the purchase of a G-wagon vs a tractor andw hich has teh potential to generate wealth over time. Arthi then shares some examples on how you can use Black Friday to your advantage and move towards your wealth creation. Malika makes an impactful point on how the way you see receiving money can have a direct effect on your wealth, which leads to emphasizing the need to delay gratification. For example use a large portion of a bonus to buy more assets than spending it all on 'want' or lifestyle items. This episode is power-packed with tips and ideas, where Malika & Arthi discuss: The Black Friday origin story Understanding assets and liabilities Sharing examples of assets and liabilities How to utilise delayed gratification Leveraging debt and assets Practical steps to create wealth and so much more Remember: “Simply put, assets create wealth, liabilities stunt wealth.” Take a listen to the episode and shift your mindset towards smart financial decisions. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E9: Mental Health = Wealth 35:12

30 weeks پیش35:12

35:12

Send us a text In Season 3 episode 9 Arthi & Malika continue the journey into the advent calendar of financial knowledge. October is Mental Health Awareness Month and the hosts share insights in this episode that mental health equals wealth, both in the figurative and literal sense. Malika shares some alarming statistics about how people currently feel under pressure and a large part of this is caused by money and finances. Arthi shares the definition of mental health and mindset & offers insight into brain fitness, and how this can increase your mental health. Malika makes the connection between the quality of financial decisions during periods of poor mental health, helping to clarify the reciprocal link between mental well-being and financial wellbeing. Listen in to hear Arthi and Malika discuss: The definition of mental health & mindset Brain health How your mental wellbeing can directly affect your financial wellbeing, based on belief systems we have about money Triggers that can affect mental health, such as emotions and overspending. Tips to having strong mental & financial health that include having an accountability partner and reducing social media scrolling. and so much more! Remember: “your mood, your state of being, and your money are connected.” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E8: Two Pots For Retirement 32:52

34 weeks پیش32:52

32:52

Send us a text In Season 3 episode 8 Arthi & Malika are joined by special guest Tiaan Herselman, to discuss the new two pot retirement legislation that came into effect on 1 September 2024 in South Africa. It was designed to assist in the current retirement crisis that retirees are experiencing, where they do not have enough financial resources to allow them to retire comfortably. Listen in to hear Malika, Arthi & Tiaan discuss: What exactly is this new legislation and what do the different “pots” mean The intention of this retirement legislation The new rules & implications for your savings & tax Practical examples of various scenarios depicting the the new pots Debunking any myths and mistruths about the 2 pot system and so much more! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. About Tiaan Herselman: Tiaan is the Head of Proposition Old Mutual Wealth. He holds a B.Com Financial Planning (cum laude), Post Graduate Diploma in Financial Planning &an Advanced Post Graduate Diploma in Estate Planning. He is also a certified financial planner ® & has spent the last 14 years in the financial services industry during which he started out his career as a financial planner and then moved into the financial planning fintech and investment landscape. He is currently busy completing his MBA at the University of Johannesburg. He has a strong passion for financial planning and making people aware of the value of good financial advice. This episode is proudly sponsored by Old Mutual Wealth.…

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S3E7 Who runs the world? Girls! 29:56

38 weeks پیش29:56

29:56

Send us a text In Season 3 episode 7, it is Women's Month and co-hosts Arthi & Malika discuss the role of women in financial empowerment of their households and communities. Malika provides surprising statistics about women in finance relating to their earnings, roles and knowledge. Arthi explains how women are essential in driving the economic growth of the country, and why it is beneficial that we empower women to ensure that their innate ability to grow the economy is catalyzed. Listen in to hear Malika and Arthi discuss: The importance of financial empowerment in education Traditional marriage contracts Kasi economy & practical examples of how this can expand & provide opportunities to the community Banking products & information and so much more! Remember: “even skyscrapers are built one brick at a time” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E6: You Are Your Greatest Assest 35:37

43 weeks پیش35:37

35:37

Send us a text We are already half way through 2024! In Season 3 episode 6 co-hosts Arthi & Malika discuss the most important asset yet and one that requires your biggest and deepest investment...YOU! In this episode they share practical ways towards holistic well-being. Arthi recaps the advent calendar of investments that's been discussed thus far in season 3. In setting the scene, she highlights the increasing levels of burnout being identified with employees and individuals, requiring us to enhance our stress management skills. She shares some necessary tips and tools help us be on the right track to success. Arthi shares tested time management tools as well focus and rest periods, for better productivity and health. Malika focuses on physical well-being, by redirecting listeners towards a total Health legacy review, from family history to current lifestyle so that we can best manage ourselves. She shares 9 great tips around this. Mental health is just as important as your physical health and Arthi gives insight into some of the hesitancy that people may have when considering getting help and speaking to a professional. Malika shares a true and powerful story who displays the importance of having different types of lifestyle covers, including protecting your livelihood and income for the future or any unforeseen circumstances. Listen in to hear Malika and Arthi discuss: Employee Burnout Stress management skills (Connection; Physical activity; present; mindset; giving back) Physical well being (Health legacy, check-ups; vitamins; healthy eating; water; movement; sleep; limit alcohol & tobacco) Mental health Mindset & changing any unproductive narratives Protecting your income & assets Intersection of finance and holistic well-being and so much more Remember: “Consistency is key” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E5: Young & Free 31:47

47 weeks پیش31:47

31:47

Send us a text In Season 3 episode 5 it is all about the youth! Arthi & Malika have dedicated this episode to providing the youth with tips on how to take action and have a better understanding about managing finances and investments, that can pave the way for a very prosperous future. Arthi splits the focus in 3 main categories, the first being changing your perspective, mindset and narrative about money. Key to this is visualizing your dream or life that you want and writing down your goals and achievements. Malika considers the physical financial actions that one can take to change not only your financial situation but the situation of your family. A key action, for example, that the youth can take with parents, is to start having the conversation about budgeting and the importance of having a will or life cover. Another tough but vital conversation is the opportunity for future education & the expectations around the money needed for this. Practical ideas are offered around considering sources of income, becoming financially savvy with that money and how to start building towards financial freedom. SO, listen in to hear Malika and Arthi discuss: being in the right mindset & adapting your perspective creating a budget with parents the importance of speaking to a financial advisor regardless of your financial status having a form of income irrespective of your age knowing a need versus a want avoiding debt and so much more Remember: “financial well being is more than just having money in the bank” And take heed of the incredible offer by Coach Arthi about understanding your child's agility. Visit https://www.prernaadvisory.com/assessments for more information and email arthi@prernaadvisory.com to claim your discount during the month of June 2024! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E4: Ubuntu In Investments 26:40

52 weeks پیش26:40

26:40

Send us a text In Season 3 Episode 4 Arthi & Malika introduce the concept of Ubuntu in investments. Ubuntu, by way of a simplified meaning, underscores the idea that I am what I am because of who we all are. You may be curious as to how do investments & Ubuntu align, and it does through what is typically known as crowdfunding. Arthi and Malika share more about what this means and identify the various types of crowdfunding options. Arthi introduces the group saving concept known as a “stokvel”, outlining the advantages of collective saving and investing, while Malika shares the example of how a family investment dedicated to the educational needs of the family members, creates an ongoing legacy of education & generational wealth. There are always risks and challenges with investments, so the hosts share useful do’s and don'ts when it comes to crowdfunding, whether you are searching for funding or the investor looking to fund an opportunity. Listen in as Malika and Arthi share more about: What is a stokvel? Benefits of family investments The pros & cons of partnerships in property investment Obtaining the start up funds for a new business Being an investor in crowdfunding opportunities Do’s and Donts for crowdfunding and so much more! Remember: “keep in mind the main goal of our moneyverse” which is to spread investment opportunities to create wealth and financial freedom. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E3 Decrypting Crypto 39:58

1 year پیش39:58

39:58

Send us a text Easter break is behind us and so April Fool's Day. While you may have been pranked or been creating the pranks yourself this 3rd episode of the Swan Effect podcast Season 3 is not one of those pranks. Arthi and Malika are joined by guest Jermaine Fourie, to help you decrypt cryptocurrencies, as they continue to unbox interesting investment strategies for you to consider for your financial portfolio and ultimately set your moneyverse up for sustainability and success. Jermaine is one of the few people worldwide professionally trained in understanding cryptocurrencies and blockchain technologies. Join us as we ask him to share his insights about: what are cryptocurrencies how do they work what is their value and impact to us what are some of ways we can invest in cryptocurrencies how can we use cryptocurrencies in the real world what are some of the opportunities and pitfalls to be mindful of when investing in cryptocurrencies some of the new technologies to be aware of, and so much more! Remember: " be a bit more curious about what cryptocurrencies can offer to [your] moneyverse and wealth goals. " We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth . About Jermaine Fourie: Jermaine is a seasoned professional with over 20 years in the financial services sector, currently the head of business development at Classique Consultants. With a passion for finance and Blockchain, he's a certified Bitcoin professional and pursuing an MBA with a focus on Blockchain technology, advancing innovation at the intersection of finance and tech. Connect with him on: linkedin.com/in/jermaine-136273156…

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S3 E2 Prop Yourself Up For Wealth 28:15

1 year پیش28:15

28:15

Send us a text In Season 3 episode 2 Arthi & Malika continue with the advent calendar of investments discussing real estate as an investment. They explore some of the most common ways to make money through property investment, the first being buying a physical property. Arthi lists a few of the ways in which you can influence your decision when purchasing a property. Malika shares a highly useful fact based on renting out space on your property, which can offer a sense of safety & community, but further assists in paying off your mortgage or home-loan at a faster rate. The positive impact of this is that it reduces significantly how much of interest you pay over term or length of the home-loan, you pay your mortgage off quicker which means you save money. Another option could be investing in a holiday home to rent out for additional income. A family vacation spot plus income when you are not on the property. Arthi introduces another property type which is commercial property which can be upcycled in terms of purpose, such as storage, recreational centres, co-working spaces to name a few. Malika details the strategy of flipping houses and introduces us to REITs. Thus, there is a wealth of ideas to help one prop(erty) one's up for long term wealth creation. Listen in to the episode to hear: Income generation options to assist with your mortgage Renting out space to assist with the monthly expenses Property crowdfunding Short term rentals Business related properties and the pros & cons that can go with this type of property. Flipping properties Real estate investment trust Farmland and so much more Remember: “property value does increase over time”. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S3 E1 2024 Explore! 32:22

1 year پیش32:22

32:22

Send us a text Welcome to 2024 and Season 3 everyone! Co-hosts Arthi Rabikrisson and Malika Petersen are excited to be back to continue the journey of exploring the path to financial freedom together! This season they will dig a little bit deeper into the investment side of things and thereby expand the moneyverse opportunity set, almost like an advent calendar, where each month a new opportunity will be discussed. In this first episode, Arthi and Malika start off the investment theme by discussing education and how this is a form of investment in ourselves and for our children. Arthi discusses more on adult education which includes formal & informal pathways, and the potential rewards that can emerge from that. A key highlight is when accounting for costs of doing further studies, Arthi reminds us that beyond the explicit financial cost there are opportunity costs of not making this investment. Malika explores investment in children's education and provides some tips and tricks to help us budget for these expenses. Arthi highlights that what could be a success factor often not considered, is that children can, should and need to be involved, invested & informed about the costs required to achieve the desired education and goals. Malika and Arthi discuss more on the episode about: The definition of investment Education as a key investment Tips for education budgets Cost education calculator and so much more! Remember: “when your hand is open to give, it is open to receive” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

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S2E16- Reset For Success 37:34

1 year پیش37:34

37:34

Send us a text Can you believe this is the final episode of the year 2023? In episode 16 of season 2 Arthi & Malika discuss the importance of setting aside time to set ourselves up for a successful 2024. The first step with any goal is to define your goal correctly and accurately. Once you have a clear goal, in order to not overwhelm yourself Arthi suggests breaking down that goal into smaller chunks and reminds us of the SMART method. Ensuring that you follow the SMART principles when setting a goal will mean you are able to be clear, track, budget, be realistic and implement your steps all of which will help this goal to be a success. Malika reiterates the importance of PTP (plan-track-plan) and that you should be updating your budget monthly in order to make the best decisions and ensure your 2024 is filled with wealth. Ensuring financial success is not only about planning but a big aspect is having various means of income. Both Arthi & Malika dive deeper into some of the aspects of setting up a side hustle,some interesting stories and Malika gives all the listeners a challenge for 2024. Ending off this insightful discussion Malika shares a quote “a dream written down with a date becomes a goal, a goal, broken down into steps becomes a plan and a plan backed by action makes your dreams come true” Listen to the full episode to hear Malika and Arthi discuss: Making sure you have SMART (Specific, Measurable, Achievable, Realistic, Time) goals Never forgetting the PTP (planning, track, plan again) Side hustles & entrepreneurship Entrepreneurial tips And so much more! Remember: “we feel the pinch, after the fact” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E15 Avenging The Christmas Bonus 28:57

1 year پیش28:57

28:57

Send us a text It's Episode 15 of Season 2 and with the end of the year fast approaching, Arthi and Malika prompt you to remember all the advice shared ahead of the festive or 'silly' season. In a fun twist, analogies from the cartoon comic Asterix and Obelix form the underlying basis of this episode (can you believe there was a Roman legionary called Christmasbonus!). If you are lucky enough to receive a Christmas bonus or thirteenth cheque in November, it may be very tempting to immediately splurge this extra income on non-essentials. However, this might leave you feeling in the doldrums come 2024. The good news is that if you have been listening and implementing all the useful hacks provided since February, that bonus can be used smartly and effectively allowing your 2024 to begin with ease. Malika and Arthi recap tips and tricks to enable you to be in a much better financial position. These include thinking ahead, using loyalty points, dining at home, sticking to your budget, shopping online, and recycling decorations. Arthi reminds us about how to prioritise investments at this time of year and how to spend wisely. Highlights from this episode's discussion: The do’s and don'ts when it comes to the festive season What to do if you are not prepared for this time of year? How you can be better prepared next year. Mindfully rewarding yourself for sticking to your budget Remember to Plan-Track-Plan (PTP) The questions posed at the end of 2022 And so much more! Remember: “that small changes in behaviour and that the decisions we take with our money can really make a huge difference to our wealth”. Stay on track to avenge you Christmas bonus from previous years, to secure you financial village into the future! We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E14 The Way It Makes You Feel 23:50

۲ years پیش23:50

23:50

Send us a text With only three months left of the year, Arthi & Malika use episode 14 in Season 2 of the Swan Effect podcast, to discuss how your moneyverse makes you feel and how a positive mindset is really key to achieving wealth. Arthi associates the brains’ prefrontal cortex as being your internal financial advisor further explaining how integral the brain is when it comes to creating & managing your wealth. Arthi explains that we can rewire our brains to ensure that we are making the best decisions for our moneyverse and shares two techniques to help you begin. Malika reminds us how education is another key investment and allows us to create the kind of wealth mindset ensuring we are open to opportunities. Arthi shares an experience she recently had with a Finnish ambassador and how the mindset in Finland around entrepreneurship has resulted in businesses viewing taxes as an investment that directly results in better knowledge and workforce. This inspired Arthi to create the habit loop for us all to try. Listen in to hear Malika and Arthi highlight: How our brains play a vital role in managing our finances Techniques to changing how your brain works when it comes to your moneyverse Having awareness of the cons of wealth The habit loop (cue-routine-reward) Importance of short and long term goals Inspiring other people to change their mindset And so much more! Remember: “mindset is way more important than any amount of money that you can have” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E13 Spend Your Way To Wealth 23:59

۲ years پیش23:59

23:59

Send us a text In episode 13 Arthi and Malika change things up a little, by discussing how you can spend your way to wealth. Yes, you read that right. This episode is about what you do with your money that can truly pave the way to financial abundance. In essence its about shifting the mindset from focusing on income to focusing on how you spend instead, with some practical examples. Arthi reminds us to make conscious choices such as investing in experiences and assets rather than spending recklessly on these temporary pleasures. Malika encourages us to spend by investing in yourself which can lead to a return, whether that be in education or personal self growth or simply your health. Malika shares an encouraging story which in essence reminds us that it is never too late to save, investment and have the opportunity to create wealth Malika and Arthi discuss: What it means to be "wealth conscious" Insightful questions you can ask yourself in order to fully understand your spending Malika debunks the misconception that many people believe that the more money you earn, the richer you will become. How assets generate wealth Compound growth What is "lifestyle inflation" And so much more! Remember: “ wealth creation is a journey and how you spend your money can determine how far you go” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S2 E12 FemPower! 27:54

۲ years پیش27:54

27:54

Send us a text We're celebrating Woman's month in August in South Africa and so this episode 12 in Season 2 of The Swan Effect Podcast is dedicated to female power (FemPower)! Arthi and Malika discuss the power of women have and the importance of women becoming financially literate and confident. This is key for a number of driving factors: women earn less than men, women more often than not take time out of the workforce to care for the family, and women are more likely to live longer. Arthi provides some shocking statistics about women and finances such as the large pay gap between men and women, and that this gap isn't closing significantly anytime soon. Arthi and Malika go through the various milestones that a women goes through in life and discuss the finance steps in order to plan and be organised for each of these stages. Listen in to hear Malika and Arthi discuss: Finance statistics around women The importance of teaching your family about finances and breaking any unhealthy habits Retirement goals The sandwich generation Increasing income sources Taking a break from your career for motherhood Starting our in your career And so much more! Remember: “ a woman who is convinced that she deserves to accept only the best challenges herself to give the best, then she is living phenomenally .” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S2 E11 Create Your Infinity Legacy 33:59

۲ years پیش33:59

33:59

Send us a text In Season 2 episode 11, Arthi & Malika take your moneyverse to the next level by discussing how to create your infinity legacy. This really is about taking those steps to ensure that the wealth that we create is able to stand the test of time and allow future generations to build on it. Using the example of a 23 year old who's entering the job market and doesn't have any financial history or baggage just yet, gives us insights into the decisions that can be made at that stage, that creates a financial and educational legacy. Malika reminds us of the strategy of paying yourself first and outlines how to split that payment into savings & investments. Arthi explains the next step in creating a lasting legacy and moneyverse is having multiple sources of income and generously provides an abundance of ideas & income revenues. Malika & Arthi discuss how career paths are not as rigid as they once were and the importance of growing & developing yourself and being flexible while you navigate in your path. Both ladies share their own stories and the changes of their paths. Lastly Arthi reintroduces the term debt solutions and how these are not all created equal. The hosts discuss securing fixed assets in order to use the leverage to generate wealth over time. Listen in to hear Malika and Arthi: Explain the difference between saving & investing highlight the importance of diversification showcase having various sources of income how you can grow & develop your career path outline relevant debt solutions underscore the importance of having a financial advisor And so much more! Remember: “we not defined by the career that we have or what we earn, but rather than the decision that we take when spending” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S3 E10 In Your Best Interest 28:36

۲ years پیش28:36

28:36

Send us a text It's episode 10 of Season 2 and we are already in June, feeling that the end of the year is fast approaching. Arthi and Malika thought it was the perfect time to discuss what is in your best INTEREST,especially since in South Africa, we are experiencing an increase in interest rates which is impacting our budgets and quality of life.In this episode, they help us understand the drivers of interest rates, and how they impact us. Arthi introduces four factors that affect the interest rate, firstly inflation. Companies increase the price of the goods and services when there's more demand, because this can lead to less supply, and those differences result in inflation. The next two factors are the stock markets and international events and the decrease in available funds directly results in changes in the interest rates. The final driver which affects interest rates is fiscal borrowing and in South Africa we have a large fiscal deficit. The deficit is the difference between governments income versus their expenses and when the government spends more money than what is coming in this means that in order to have the funds to pay back the markets, the rates are increased. Arthi and Malika offer insights and tips into how you can respond and work with the change in interest rates and to look for opportunities within the chaos. Arthi also explains how it is not all negative and that there is a plus side to higher rates. Listen in to hear Malika and Arthi discuss: the mechanism the Monetary Policy Committee,MPC in South Africa, uses to control inflation i.e. the repo rate More about the four factors that influence the interest rate decision the true impact of interest rates on your spending plans or budget The behavioral psychology aspect of spending & saving and how delayed gratification can help Thinking like a wealthy person especially in times of every increasing rates How to become that person who finds opportunity in chaos And so much more! Remember: “never pay for an item longer than, which that item may last” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S3 E9 Assetify your portfolio 29:59

۲ years پیش29:59

29:59

Send us a text On episode 9 of Season 2 of the Swan Effect podcast, Arthi and Malika continue the journey into understanding and simplifying financial investments, by introducing and explaining the fundamental building blocks available to grow one's moneyverse: assets. In coining the terms 'assetify', which is meant to describe making one's portfolio asset-rich through diversification, Malika and Arthi talk about traditional asset types and non-traditional ones too, some that can produce income creating side hustles. Arthi further explains how these can be used effectively to diversify a portfolio while seeking guidance and advice from an ecosystem of support including financial planners, advisers and coaches. Listen in to hear Arthi and Malika share about: - traditional asset classes - equity, property, bonds, cash - what is a balanced fund - Active fund management versus passive fund management - examples of diversification in a portfolio - things to consider such as fees and taxes when building your asset porfolio - non traditional assets - cryptocurrency, NFTs, capital assets that produce income. And so much more! Hear practical tips on how having an asset rich portfolio and making your assets work together in harmony, can bring you closer to your financial goals. Remember, "you are your greatest asset!". We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S2 E8 Choosing The Right Investment Vehicle For Your Journey 26:16

۲ years پیش26:16

26:16

Send us a text Our moneyverse is shaping up really nicely so in episode 8 of Season 2, Arthi and Malika provide details of the technical aspects of investments to ensure that your moneyverse grows to counteract the negative impact of taxes. To get you into the correct mindset, Arthi imparts some practical ways to take your mind off the stressful elements around your finances that will help lift your mood and position you away from the comfort and fear zones, towards the learning and growth mindset and zones. Malika channels thinking towards selecting the correct investment vehicle for one's investments and assets, with Arthi and Malika providing high level understanding of the popular choices, being a retirement annuity, a unit trust, tax free investments and linked wrapped vehicles. In the episode Arthi and Malika further discuss: How to take your wealth freedom to the next level Understanding the fundamental aspects of your moneyverse or as Malika prefers to say choosing the right vehicle for your financial freedom journey Provide amazing tips on how to overcome the feeling of being overwhelmed to make sure you have the confidence to move forward into a eye-opening learning zone The difference between the investment vehicle & asset composition and in actual fact what do these phrases actually mean. The cost of your investments Remind you of the importance of diversity within your finances It is important to still obtain professional advice from a financial advisor when it comes to financial growth and development. Remember: “ the outcome of this game around your money it's still in your hands ” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S2 E7 From tax-poor to tax-rich 31:43

۲ years پیش31:43

31:43

Send us a text In Episode seven of Season 2 of the Swan Effect podcast, Arthi and Malika talk taxes (yes, that word we love to hate). As part of understanding your moneyverse, which is the theme for the podcast for 2023, one has to become familiar with leakages that disrupt growth of the moneyverse, and still find ways to find opportunities therein. Is that even possible? Listen to the episode to find how how it is certainly possible! Malika offers us insight on the 4 main direct tax types most of us deal with regularly, while Arthi further mentions some of the indirect taxes we also face (did you realise there were these taxes you face as an investor, and consumer?) The discussion goes deeper, as Malika and Arthi talk more about: How avoiding tax is unfortunately not an option The importance of understanding your marginal tax rate Becoming tax efficient in order to create a tax rich position for yourself The tax we love to hate…Income Tax Capital gains tax and which assets apply Dividend withholding tax How ANY interest is taxable And so much more! Hear some practical tips on how to ensure you can work some of these taxes to still benefit you, and be in a better position for the upcoming tax year. Remember: “ the power is within your control !” We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2E6 2020-Free and 2020-Me 30:33

۲ years پیش30:33

30:33

Send us a text The New Year heralds in episode 6 of Season 2 of the Swan Effect Podcast with Arthi and Malika, where they introduce the idea of '2020-FREE and 2020-ME'. Simply explained it is about taking back control of our lives, particularly from a financial aspect, and making financial decisions that are truly aligned with our core values. Sounds daunting? Possibly exciting? Co-hosts Arthi and Malika hope its both! In this latest episode Malika and Arthi discuss: Taking back control of our lives by prioritising our values around family and personal well-being. The 'mental retreat' trend that was amplified in 2022 (commonly now known as quiet quitting), why it's actually happened and how to deal with this. Tips on relieving financial stress even if you don't have all the extra money The Moneyverse and how can you create one with different asset types and 'positive liabilities'. Aligning your Vision, Values and Goals. Closing the gap between savings and goals by understanding your reality and your options available. The Pay Yourself First strategy. Dealing with multiple goals that intersect, And so much more! Remember: “ if the plan isn't working, adjust the plan not the goal .” Take a listen to the episode to hear more of these nuggets of simple, practical advice. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

1
S2E5 The Gift that Keeps on Giving 38:12

۲ years پیش38:12

38:12

Send us a text In our 2022 wrap up episode 5 of Season 2, Arthi and Malika helps you look at a truly wonderful gift that really does keep on giving: your investments. The festive season is upon us and it is very easy to become swept up with wanting to spoil loved ones (and yourself) with treats, especially with all the specials around, pots Black Friday and Cyber Monday too. That 13th cheque or bonus that you may receive this month could be used to feed that desire, or can be used to set you up for even greater spoils down the line. To help you think about it from this perspective Malika and Arthi nudge you to think about the following questions, as part of your reflection for the year that has been and what you are hoping to gain in 2023: Why do I need to invest? How much risk do I need to take to grow my wealth? How long should I be invested for? When is the right time to disinvest? How do I prioritise investing when I have so many commitments and responsibilities to other? How do I deal with the voice in my mind that tells me to spend without thinking of the consequences? As part of these reflections, Arthi and Malika offer: how to use visualisation as a way to stop immediate consumption and consider investing to reach those goals you truly desire practical examples of the impact and benefit of compounding - one of the best friends you can ever have! real world investor habits who use investment opportunities wisely making investing a forethought, not an afterthought the concept of delayed gratification and how it can offer a substantial opportunity for legacy creation It can be a difficult journey figuring out how and where to go about investing. Seeking out support is crucial. But if you hit a setback in your money management and investing journey, follow what Arthi says: " if you fail once, you don’t throw in the towel, rather fetch a new towel and hang it up differently!" We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. Have a fruitful festive season and New Year listeners and subscribers! This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E4 The PTP: Plan, Track & Plan some more! 31:58

۲ years پیش31:58

31:58

Send us a text In Episode 4 of Season 2, Arthi and Malika dive in a deeper into the third financial superpower that was mentioned in Episode 1 , being PTP: Plan Track & Plan some more! In the month of November, it's all about coping: coping with work demands in the wrap up to the year 2022, and coping with the financial demands on our money pot, from festive gifting specials, and holiday plans, to preparing for next year's schooling needs. What is needed, is some savvy planning and tracking in order to ride this wave into 2023 in a comfortable position. Malika and Arthi discuss: Hacks that can help you pause and think before purchasing items Planning your give, save and spend portions of your income Using your kinesthetic sense (writing) to help you acknowledge your expense plan and change habits paying yourself first top tips to activate your spending leash Become motivated to tackle this upcoming month with enthusiasm and awareness, towards healthier money management habits and outcomes. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E3 Know Your Money Pot 39:38

۳ years پیش39:38

39:38

Send us a text In Episode 3 of Season 2, Arthi and Malika dive in a deeper into the first financial superpower that was mention in Episode 1 , being Know Your Money Pot. As we come to the end of the year and the festive season round the corner, it is very easy to think about the spending that needs to happen and then think about how to pay for it. We're challenging you to reverse that order, to know how much income and other inward resources you have and then deliberate on where and how to spend it, not just for upcoming expenses but also for savings. Malika and Arthi discuss: where could your current sources of income come from ways to consider making more money or generating multiple sources of income, especially in an environment where costs are sometimes increase due to forces beyond one's control how to think about and prepare for short term sacrifices in order to help medium or longer term goals materialise strategies on how to stockpile Ways in which you can track your income and savings And so many more tips and ideas that will not only motivate you but commit you towards progress with your money management goals. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. This episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E2 To will or not to will(power)! 36:16

۳ years پیش36:16

36:16

Send us a text In Episode 1 of Season 2 of the Swan Effect podcast, Arthi and Malika helped to identify those financial superpowers we all have that we can use to unleash our money management potential. This month, the hosts are enabling you to commit to your financial goals and build your willpower to keep going. Joining as a guest is Sandra Segers, Head of Strategic Management Relationship at Old Mutual Wealth. Sandra shares how her first memory of money shaped her own relationship with her finances and management thereof. More important there arose key learning from that which she uses today such as managing her debt carefully, and being frugal on where and how her money is spent. Listen in to the discussion where we together further unpack: · How to alter the effects of our memories with money to be more productive · Practical ways to start our journey towards better money · How to prioritise where to start the journey · Why goal setting and key to the success of achieving your goal and how to go about it · Being cognisant of blind spots and roadblocks that may hinder our progress · Learning how to open to opportunities even in what may seem to be a chaotic context · Your mindset and owning your choices And so many more tips and ideas that will not only motivate you but commit you towards progress with your money management goals. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. About Sandra Segers: Sandra entered the financial industry over 20 years ago after spending some time in education and retail. Her positions in the industry range from training consultant and manager, to business development and strategic relationship manager for a team of Financial Planning Coaches. Their goal is to train, mentor and coach financial planners to have engagements with their clients which is centred around who they are, what is important to them followed by a best advice framework for financial decision making. Sandra’s vision is for all South Africans to live purposeful lives enabled by sound financial decisions. This Episode is proudly sponsored by Old Mutual Wealth.…

The Swan Effect - Creating and Sustaining Your Financial Wellbeing

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S2 E1 Unleashing your Financial Superpowers! 30:15

۳ years پیش30:15

30:15

Send us a text We Are Back on Air! After a hiatus of 8 months, The Swan Effect Podcast is launching Season 2 with host Arthi Rabikrisson and co-host Malika Petersen! As August is Woman's month in South Africa, this episode spotlights that we women have the ability to unleash our financial superpowers, given inherent strengths and capabilities. Many of these are actually shaped by our narratives or stories of how money was managed around us. Arthi shares her narrative around her mum being key to controlling the disbursement of money in the household even though her dad was the sole income earner. This has shaped how hands on Arthi is with her money management. Malika shared an opposite narrative of a friend who's father controlled every financial decision in the household, resulting in her friend not wanting to take control of her own finances today. And yet, within both those narratives, lie very key traits that actually can be those financial superpowers that lead us on the path to financial wellbeing. Listen in to the discussion where we share: Superpower 1: Know your Money Pot Superpower 2: Monetise your passions Superpower 3: the P-T-P (plan-track-plan some more!) Superpower 4: Spending Leash We also offer some practical advice and ideas on how to move ahead with using these superpowers, through budgeting, will and commitment to the plan, and of course, over time, resulting in this augmenting the narrative we each have with our personal finances and investments. We would love to hear your views based on the concepts covered in this episode. Do rate, write a review, and share with others. #TheSwanEffect #FinancialCoaching #Debt #FinancialWellbeing #WomenInFinance #Saving#Investing #Financialwellness…

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The Swan Effect - Creating and Sustaining Your Financial Wellbeing « » S3 E11 Back through the looking glass

فصل ها

1. Advertisement: Old Mutual Wealth (00:00:00)

2. Introduction (00:01:18)

3. About Arthi Rabikrisson and Malika Petersen (00:01:48)

4. It's Christmas time! (00:02:54)

5. The power of reflection (00:03:40)

6. Review of the advent calendar (00:04:50)

7. Month 1 review: 2024 Explore (00:05:35)

8. Month 2: Property investing (00:07:50)

9. Month 3: Cryptocurrency review (00:11:50)

10. Month 4: Ubuntu investing review (00:13:51)

11. Month 5: Youth and investing review (00:17:49)

12. Month 6: You are your biggest asset review (00:21:28)

13. Month 7: Women and investing review (00:24:35)

14. Month 8: Two Pot retirement review (00:28:24)

15. Month 9: Mental Health equals wealth review (00:30:45)

16. Month 10: Black Friday strategies review (00:35:06)

17. Looking forward: Malika Parting shot and call to action (00:38:26)

18. Arthi Parting shot: the 3 step plan (00:40:25)

19. Thank you listeners! (00:44:52)

20. Swanning out for now! (00:45:11)

S3 E11 Back through the looking glass

فصل ها

1. Advertisement: Old Mutual Wealth (00:00:00)

2. Introduction (00:01:18)

3. About Arthi Rabikrisson and Malika Petersen (00:01:48)

4. It's Christmas time! (00:02:54)

5. The power of reflection (00:03:40)

6. Review of the advent calendar (00:04:50)

7. Month 1 review: 2024 Explore (00:05:35)

8. Month 2: Property investing (00:07:50)

9. Month 3: Cryptocurrency review (00:11:50)

10. Month 4: Ubuntu investing review (00:13:51)

11. Month 5: Youth and investing review (00:17:49)

12. Month 6: You are your biggest asset review (00:21:28)

13. Month 7: Women and investing review (00:24:35)

14. Month 8: Two Pot retirement review (00:28:24)

15. Month 9: Mental Health equals wealth review (00:30:45)

16. Month 10: Black Friday strategies review (00:35:06)

17. Looking forward: Malika Parting shot and call to action (00:38:26)

18. Arthi Parting shot: the 3 step plan (00:40:25)

19. Thank you listeners! (00:44:52)

20. Swanning out for now! (00:45:11)

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The Swan Effect - Creating and Sustaining Your Financial Wellbeing « »
S3 E11 Back through the looking glass