558 | Sexy vs Practical: Your Future Deserves More Than a Back-of-Napkin Plan

The Property Couch

Ever walked past a movie set that looks like a real building, but behind the front door?

Just scaffolding. No rooms, no structure… just a façade. In Ep 558, we’re unpacking why so many property “strategies” are exactly like that: shiny on the surface, but empty underneath.

We unpack:

• Why “simple” doesn’t mean “bad” (and complex doesn’t mean smart)
• How some advice is more about helping the advisor, not you
• Why buyer’s agents (as valuable as they are) shouldn’t be your strategy team
• The checklist of what a real investment plan should include

💭 So, is your plan something you can live with or just something you like looking at? Tune in now to find out!

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• The 2025 PIPA Investor Sentiment Survey is live
  It’s your chance to shape how policymakers view the role of property investment in Australia. 👉 Got 2 minutes? Take the survey here!
  
• What’s Making Property News: QLD’s New Seller Disclosure Scheme is now in effect! Read the full Gov resource here 👉 Seller Disclosure Scheme | QLD Government
  
• Cotality’s July 2025 Monthly Housing Chart Pack 👉 Download the full report here
  
• Guests & Episodes Mentioned:
  • 001 | We Fix Bad Property Investment Advice
  • 557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study

LISTEN TO THE FIRST 20 EPISODES HERE >>
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فصل ها

1. 558 | Sexy vs Practical: Your Future Deserves More Than a Back-of-Napkin Plan (00:00:00)

2. PIPA Investor Survey: Capital gains tax changes coming? Have your say 🗳️ (00:03:45)

3. Mindset Minute: Earning $200K and still broke? It’s not about income… (00:06:52)

4. Fake Facades & Glossy Advice: The theme park set that fooled you (00:08:18)

5. Wedding Cakes, Concept Cars & The Block: Style over substance in property (00:10:56)

6. Advice that sounds good vs advice that is good 💡 (00:15:04)

7. Jason Zweig on investing: "While people need good advice, what they want is advice that sounds good.” (00:17:14)

8. When it’s more about the advisor: Smart-sounding fluff or helpful strategy? (00:18:41)

9. Practical Tactics #1: One Size Fits None: Personalised plans or pain down the track (00:20:55)

10. What Coldplay’s Chris Martin has to do with your property planning (00:21:45)

11. Practical Tactics #2: Concept plan vs. Comprehensive plan (Napkin chats ≠ Financial roadmap) (00:23:10)

12. LVR: The Hidden Gem in Investment Plans (00:28:13)

13. What a real investment plan includes: Modelling, strategy & end goals (00:29:46)

14. Simplicity done well: The underrated power of functionality 🧠 (00:31:22)

15. Should a Buyer’s Agent prepare your plan? Here’s why that’s risky (00:32:47)

16. BA “strategy” ≠ strategic advice: The licence and legal scope explained (00:34:53)

17. The danger of unregulated advice: Who’s accountable if it fails? (00:38:14)

18. Misaligned incentives: Why “buy now” might be about their payday, not your plan (00:40:39)

19. What Buyers Agents don’t (and can’t) integrate into your strategy (00:41:31)

20. The Uninformed Nod: Who does this really serve? (00:42:45)

21. No modelling, no accountability = Big risk (00:43:32)

22. Financial forecasting is not their domain. Here’s whose it is (00:44:16)

23. Key Takeaways: Don’t confuse confidence with competence (00:45:02)

24. Lifehack: The ideal sauna timeline (and when it turns dangerous) 🔥 (00:51:21)

25. What’s Making Property News: QLD’s new seller disclosure laws (00:53:53)

26. Cotality: National dwelling values rose 0.6% in July – here’s the state breakdown (00:55:43)