Are You Eligible for a VA Loan?

Southern California Mortgage and Finance

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If you are the spouse of a deceased veteran, are you eligible for a VA loan? This is a question we hear often, so today we'll try to answer it for you!

VA loans are available to some nonmilitary personnel, including both unmarried and remarried spouses. An unmarried spouse who's veteran died on active duty, or because of a disability connected to his or her service, is eligible for a VA home loan benefit. Surviving spouses who obtain a VA loan with the veteran before his or her death can also obtain an Interest Rate Reduction Refinance Loan (IRRRL), better know as a VA streamline refinance.

Surviving spouses who are married upon or after turning age 57 and on or after December 16, 2003, may also be eligible for a VA home loan. Surviving spouses who are married before that date are no longer eligible to participate. The spouse of an active duty member who is listed missing in action or prisoner of war for at least 90 days is also eligible for a one time use of the VA home loan benefit.

For more details about VA loans, give the Alex Caragiannides Team a call to speak with a VA loan specialist! We would love to help you take advantage of this great program, and we thank you for your service!