#101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE!

Retirement Planning Education, with Andy Panko

Listener Q&A where Andy talks about:

• How to choose a brokerage firm/custodian to use ( 3:00 )
• How frequently to rebalance your portfolio ( 11:46 )
• Annual 401(k) contribution limits between employee and employer contributions ( 14:55 )
• Understanding gift taxes, when a gift tax return is required, the lifetime gift/estate size exemption and the annual gift exclusion ( 19:08 )
• The two different 5-year rules for Roth IRAs ( 24:03 )
• How mortgages or home equity lines of credit play into how much of the gain on the sale of your primary residence can be excluded ( 28:43 )

Links in this episode:

• My YouTube video - Understanding Roth IRA Withdrawal Rules
• My Podcast episode - Understanding the $250k or $500k gain exclusion on selling your primary residence

• My company newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com