Loan Officer Training 04/16/2024 - How to Calculate Non-QM Self Employed Income: Asset Utilization

Loan Officer Training with The Mortgage Calculator

Welcome to "Loan Officer Training," your premier destination for mastering the intricacies of mortgage lending. In this episode, we're focusing on the method of calculating non-QM (Non-Qualified Mortgage) self-employed income through asset utilization.
Join us as we delve into the specific techniques and documentation required to accurately assess the income of self-employed individuals in the non-QM lending arena using asset utilization. We'll explore how to leverage assets such as savings, investments, and retirement accounts to demonstrate the borrower's ability to repay the loan.
Whether you're a seasoned loan officer looking to enhance your expertise or a newcomer eager to learn, this episode provides invaluable insights and practical strategies for navigating the complexities of evaluating self-employed income for non-QM loans.
Tune in to "Loan Officer Training" and equip yourself with the knowledge and skills necessary to confidently calculate non-QM self-employed income using asset utilization methods.
Join The Mortgage Calculator at https://themortgagecalculator.com/join

About The Mortgage Calculator:
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!
Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of m

Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast

Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast

Loan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/join
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...