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Demystifying Homeownership: Mortgages, Down Payment Assistance, and Financial Literacy
Manage episode 443685866 series 3603637
محتوای ارائه شده توسط Leaha Crawford and Tiffani Lloyd. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Leaha Crawford and Tiffani Lloyd یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
The discussion on "Growth and Grace" focused on mortgages and homeownership. Key points included the importance of consulting with a mortgage professional as the first step, understanding financial requirements, and the misconception about the "first-time homebuyer program." Harris Capital Mortgage offers down payment assistance with a reduced minimum FICO score of 580. They also discussed non-qualified mortgages (non-QM) for self-employed individuals and investors, emphasizing the need for a good credit score and financial literacy. The conversation highlighted the benefits of homeownership, including stability and potential for investment, and concluded with a call to action for listeners to take steps towards homeownership.
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