Don't Fall for Hypothetical Annuity Returns: Shootin' It Straight With Stan

"Fun With Annuities" The Annuity Man Podcast

In this episode, The Annuity Man discussed:

• Annuities are contracts

• How Indexed Annuities Should Be Used

• Don't buy an annuity for market returns

Key Takeaways:

• To say that something is "guaranteed and backtested" means that there is nothing guaranteed at all. Annuities are contracts; buy them for what they will do and not what they might do.

• Indexed Annuities have the potential to go down in value, but they can be used as an efficient delivery system for guaranteed lifetime income through an income rider attachment.

• If you want market returns, never buy an annuity. Annuity solves for four things: Principal protection, Income for life, Legacy, and Long-term care.

"Do not buy the annuity dream because you're gonna own the contractual reality." — Stan The Annuity Man.

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