Date the Annuity Rate…Marry Lifetime Income: Shootin' It Straight With Stan

“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discussed:

• Marrying the lifetime income

• Dating the rate

• MYGAs are not callable

Key Takeaways:

• Buying an annuity for lifetime income is like marrying a company. When marrying an annuity company for lifetime income, the company has to be A+ or better, except for a few exceptions.

• A MYGA is the annuity industry’s version of a CD. With MYGAs, you’re locking in a guaranteed interest rate for a specific period of time that you choose. You control the money; it can all be sent back to you or be moved to another one.

• Multi-year guaranteed annuities are not callable. This means the life insurance company can't call that money back in if interest rates go down. Check today what the rates are, and you’ll see a lot of good yield numbers.

"You're dating the rate; you're marrying that lifetime income.”

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