As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
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محتوای ارائه شده توسط saif khan and Saif khan. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط saif khan and Saif khan یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
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Daily Deals
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How to Be Productive? Where Should I Start With My Content?
Manage episode 312030518 series 3216436
محتوای ارائه شده توسط saif khan and Saif khan. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط saif khan and Saif khan یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
In this Episode I'll be sharing some important tips related how you may use your Time Productively & start with a new Content! Keep Following for Learning Stuff & Content Related to Digital Marketing, E commerce, Business & Motivation!
…
continue reading
21 قسمت
How to Be Productive? Where Should I Start With My Content?
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
اشتراک گذاریManage episode 312030518 series 3216436
محتوای ارائه شده توسط saif khan and Saif khan. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط saif khan and Saif khan یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
In this Episode I'll be sharing some important tips related how you may use your Time Productively & start with a new Content! Keep Following for Learning Stuff & Content Related to Digital Marketing, E commerce, Business & Motivation!
…
continue reading
21 قسمت
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There's a lot of things involved in this process of branding a business, listen to the podcast to know more!
I've talked a lot on this topic & Guiding businesses to come out on social media, there's a huge market on! Listen to the podcast to know more!
Marketing is just a work without Content..! Listen to the Full episode to get your stats Clear!
you'll definitely have to keep learning new stuff to catch with the new trends in this Dynamic Field of Digital Marketing!
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Listen till the end am sharing a important fact about today's Audience Behavior in Last 40 Secs Of My Episode! Stay Motivated! Work More!
Some of my tips you should do before you dive in this Profitable Business of Social Media Marketing! Stay Motivated! Work More!
Doing a job or a business.. what are doing on your weekend? Listen to the podcast for What u do Vs What you should do! Stay Motivated! Work More!
Some Of the Current day Scenario What's Important in Social Media Campaigns!
Creating an idea in your Head.. won't matter until you react and expose this thing out! Listen the Episode & know what can u do Next! Stay Motivated! Work More!
So guys Listen to my Podcast Where You'll Get to know the trends for E-commerce Right Now & How you can start off your E-commerce Journey With Your Just your Smartphone!
In this Episode I'll be sharing some important tips related how you may use your Time Productively & start with a new Content! Keep Following for Learning Stuff & Content Related to Digital Marketing, E commerce, Business & Motivation!
D
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
Got a query to my eCom insta account, so I'll be answering it in this Episode Kindly Listen to the Basic Formula to Attract More Clients Before any Marketing Stuff! Stay Motivated! Work Hard!
D
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
In This Competitive Age we juz don't need to settle at Having the Basic Knowledge of Your Desired Field, Will Have add on several other Capabilities to Outlook as an All rounder. Companies Are Looking For Those Who juz don't have 1 specific Skill! Listen to The Podcast Carefully & Implement it! Stay Motivated! Work Hard!…
D
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
This would be one those questions in your mind if your thinking of starting your Social Media Journey.. Follow My Podcast & Clear Your Doubts & Queries! Stay Motivated! Work Hard!
D
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
SMM is the most important module in Digital Marketing Right Now Obviously you'll be having greater chances of success if you start Managing your Business On Social Media! Let Me Know what you think! Also If Any queries You have Juz Dm me On Instagram! Stay Motivated! Work Hard!
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DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
In this digital age where everything is being Digitalised, You need to learn in & outs of these Ever-growing Field! Even Better do it & monetize it! I'll be Guiding you more on this in Coming Episodes! Stay Motivated! Work Hard!
D
DigitalGeek Saif | Digital Marketing tips |E-commerce Tricks |Motivation |
its a very simple thing we need to apply to our daily routine but still miss such things! Please listen to what am trying to say understand the outcomes & start off doing it right away!
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Player FM در سراسر وب را برای یافتن پادکست های با کیفیت اسکن می کند تا همین الان لذت ببرید. این بهترین برنامه ی پادکست است که در اندروید، آیفون و وب کار می کند. ثبت نام کنید تا اشتراک های شما در بین دستگاه های مختلف همگام سازی شود.
Daily Deals
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Player FM - برنامه پادکست
با برنامه Player FM !
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