416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

Dev Raga Personal Finance

Player FM - Internet Radio Done Right

140 subscribers

Personal Finances

اضافه شده در six سال پیش

محتوای ارائه شده توسط Dev Raga. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Dev Raga یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

All About Change

1
Jay Ruderman - How to Find Your Fight & Drive Social Change 32:17

15 روز پیش32:17

پخش در آینده

لیست ها

پسندیدن

دوست داشته شد

32:17

Jay is more than just the host of All About Change podcast. He is a lawyer and international activist, who has focused his life’s work on seeking social justice by advocating for the rights of people with disabilities worldwide. On the special episode of All About Change, Mijon Zulu, the managing producer of the "All About Change" podcast, is taking over hosting duties to interview Jay Ruderman about his new book, his activist journey, and why activism is even more important today. Episode Chapters (0:00) intro (02:38) How does one choose a cause to go after? (03:33) Jay’s path to activism (07:50) Practical steps a new activist can take (09:24) Confrontation vs trolling (17:36) Learning from activists operating in different sectors (19:20) Resilience in activism (22:24) Reflections on Find Your Fight and goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…

حدود یک سال پیش 1:10:31

MP3•خانه قسمت

In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:

👉🏾 qualifications of a mortgage broker

👉🏿 how to prepare for a meeting

👉🏻 how brokers get paid

👉 what are the focus of interest rates

👉🏼 specific loan features

👉🏽 health care workers / high-income earners

👉🏾 difference from commercial loans

👉🏿 fixed variable rates

👉🏻 penalties for breaking the rules

👉 redraw and offsets

Rachelle Kroon

https://www.spherehomeloans.com.au/

Hosted on Acast. See acast.com/privacy for more information.

319 قسمت

#Personal Finances #Lifestyle #Trading #Business #Podcasting Education #SYMO Interactive #Investing #Money #Dev Raga #Millennials Money #Glen James

416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

Dev Raga Personal Finance

140 subscribers

published حدود یک سال پیش

اشتراک گذاری

MP3•خانه قسمت

In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:

👉🏾 qualifications of a mortgage broker

👉🏿 how to prepare for a meeting

👉🏻 how brokers get paid

👉 what are the focus of interest rates

👉🏼 specific loan features

👉🏽 health care workers / high-income earners

👉🏾 difference from commercial loans

👉🏿 fixed variable rates

👉🏻 penalties for breaking the rules

👉 redraw and offsets

Rachelle Kroon

https://www.spherehomeloans.com.au/

Hosted on Acast. See acast.com/privacy for more information.

319 قسمت

#Personal Finances #Lifestyle #Trading #Business #Podcasting Education #SYMO Interactive #Investing #Money #Dev Raga #Millennials Money #Glen James

همه قسمت ها

1
515 what is a doom loop? 17:14

۶ روز پیش17:14

17:14

In today's episode Dev unpacks the concept of a doom loop, touching on: 👉🏿 what it is and how it works 👉🏻 what is a flywheel effect? 👉 the main causes 👉🏼 and how to break the doom loop We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
514 dentistry, insights into practice ownership & building wealth: Vanessa’s story 39:32

13 روز پیش39:32

39:32

In this episode, Dev chats with Vanessa* who is a practicing dentist and private practice owner about her 30+ year journey in dentistry. From getting into dental school to navigating staff management and overheads, Vanessa shares what it’s really like to run a dental practice and how she’s built long-term wealth along the way. *Name changed for privacy. Her journey includes: 👉🏾 getting into dental school & early career challenges 👉🏿 private vs public dentistry: work, income & opportunity 👉🏻 practice ownership, staff management & overheads 👉 profit margins, fee structures & how dentists actually get paid 👉🏼 buying her own premises & why it mattered 👉🏽 learning the business side of dentistry 👉🏾 how Vanessa invests 👉🏿 decisions around insurances, SMSF & estate planning Episode mentioned in the chat: Listen: 🎧 506 protecting your wealth: wills, estate planning & generational wealth (Q&A with a lawyer) We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
513 will the 4% rule actually work for your retirement? 17:21

20 روز پیش17:21

17:21

The 4% rule is a go-to for retirement planning, but does it actually hold up? In this episode, Dev Raga breaks down what the rule gets right, where it falls short, and how you can tweak it for a more secure future. He dives into: 👉🏻 why the 4% rule was created and if it still works today 👉 how market downturns and fees can derail your retirement 👉🏼 the hidden power of paying off your mortgage before retiring 👉🏽 asset allocation strategies to make your money last longer 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
512 lessons from a junior doctor: saving, investing & buying a home 48:52

27 روز پیش48:52

48:52

Jeff* is 25, a junior doctor, and already owns a home with a growing $120K share portfolio. He joins Dev to share how he got here including his journey through private medical school, navigating doctor-friendly home loans, and the investing strategy that’s setting him up for financial freedom. *Name has been changed for privacy. Jeff's story touches on: 👉🏾 the cost of private medical school & fee-help loans 👉🏿 moving for work & how it shaped his career 👉🏻 current income, outgoings & savings rate 👉 using doctor-specific home loans to buy a property 👉🏼 his investment strategy & approach to FIRE 👉🏽 money wins & lessons learned so far We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
511 timeless principles of investing 20:59

۵ weeks پیش20:59

20:59

Some investing strategies come and go, but the best ones stand the test of time. In today's episode Dev shares 5 timeless investing principles to help you build lasting wealth, including: 👉🏾 having a clear financial plan 👉🏿 why diversification is key 👉🏻 minimising your investment costs 👉 having a long-term perspective 👉🏼 and knowing when to stop playing the game 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
510 from divorce to financial freedom: Sarah’s story 45:59

۶ weeks پیش45:59

45:59

Today's episode is a special one as Dev sits down with Sarah*, a GP who shares her deeply personal and inspiring journey with money. Sarah shares how an arranged marriage ended in divorce and how she rebuilt financial freedom for herself and her children. *Name has been changed for privacy. Sarah's story touches on: 👉🏾 her med school journey in the UK 👉🏿 growing up with a scarcity mindset in an immigrant family 👉🏻 entering an abusive arranged marriage at a young age 👉 how divorce impacted her finances and career 👉🏼 plus how she rebuilt both as a single parent 👉🏽 using property and super to build long-term wealth 👉🏾 why she prioritised her will and estate planning, post-divorce If you or someone you know is experiencing domestic or financial abuse, there is help at https://1800respect.org.au We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
509 the two income trap: why earning more isn’t always better 16:04

۷ weeks پیش16:04

16:04

More income, more security...right? Not always. In this episode, Dev unpacks the "two-income trap," a concept made famous by Elizabeth Warren, and why earning more doesn’t always mean financial freedom. He touches on: 👉🏾 what the two-income trap is and why it matters 👉🏿 how rising fixed costs (housing, childcare) eat away at extra income 👉🏻 why dual-income households can still face financial stress 👉 whether staying home with kids should be considered "paid work" 👉🏼 practical ways to avoid falling into the two-income trap 👉🏽 plus, is it okay to borrow money to buy Christmas presents? 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
508 the psychology of retirement (with Prof. Joanne Earl) 45:14

۸ weeks پیش45:14

45:14

One of the questions that commonly gets asked from doctors and other professionals is how to plan for retirement, as many struggle to settle into retirement after working for 30+ years. In today's episode, Dev chats with Joanne Earl, Professor of Psychology at Macquarie University. They touch on: 👉🏾 the 6 buckets to focus on in your transition to retirement 👉🏻 is working long term a bad idea? 👉🏼 managing boredom in retirement 👉🏽 navigating losing more loved ones in old age 👉 how to practice retirement 👉🏿 is society designed for young people? Below are the articles mentioned in the chat: A psychologist on how to know you’re ready for retirement A guide for medical practitioners transitioning to an encore career or retirement Online intervention trial for late-career medical practitioners to promote planning for retirement 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
507 the paradox of thrift 12:08

۹ weeks پیش12:08

12:08

In today's episode, Dev explains the concept called "paradox of thrift". He touches on: 👉🏾 what it is 👉🏿 real world examples such as a recession 👉🏻 the circular flow economic model 👉 Keynesian economics 👉🏼 it's flaws and criticism Related episodes: 🎧 070 recessions and depressions! 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
506 protecting your wealth: wills, estate planning & generational wealth (Q&A with a lawyer) 46:28

10 weeks پیش46:28

46:28

In today's chat, wills and estates lawyer Marlee Viero from Nest Legal returns to chat with Dev about wills, estate planning, and how to protect your wealth for future generations. They break down common mistakes, digital assets, tax traps, and whether a testamentary trust could be right for you. The episode touches on: 👉🏾 why estate planning is more than just a will 👉🏻 common pitfalls people make with their assets 👉🏼 how to protect wealth across generations 👉 is there a death tax in Australia? 👉🏿 digital assets: who controls your online life after you die? 👉🏽 tax traps to watch out for when passing on wealth 👉🏾 how a testamentary trust works and who should consider one 👉🏻 choosing the right lawyer for your estate planning 👉 how often you should review your will and estate plan Check out episodes 411 and 412 for the other episodes on wills & estates planning with Marlee. 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
505 is FIRE even possible with a family? I talk with Cam & Trish 1:00:05

11 weeks پیش1:00:05

1:00:05

In today's episode Dev chats with Cam and Trish from Family on Fire, a family proving that FIRE (Financial Independence, Retire Early) isn’t just for singles or couples without kids. They share their unique journey of smashing the mortgage, balancing family life, and building financial independence, all while raising three kids. The interview touches on: 👉🏾 starting their FIRE journey later in life 👉🏻 smashing their mortgage by living on one income 👉 balancing private school fees, extracurriculars, and savings 👉🏽 using equity and leverage to grow their investments 👉🏿 how a health scare shaped their financial resilience 👉🏾 making FIRE fun with travel and family adventures 👉 the importance of teaching kids financial literacy 👉🏽 their "boring" strategy You can follow Cam & Trish's journey at https://www.familyonfire.com.au We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
504 trade wars and taxes: making sense of tariffs 24:16

12 weeks پیش24:16

24:16

In light of America's political climate, let's talk about what tariffs are and why they matter. Dev covers: 👉🏻 how they work 👉 why tariffs are used 👉🏼 their pros and cons 👉🏽 and unintended consequences 📝 Episode transcripts We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
503 demystifying dividends: how they work and why they matter 18:53

13 weeks پیش18:53

18:53

In today’s episode Dev explains dividends, touching on: 👉🏾 what are dividends? 👉🏿 cash vs shares 👉🏻 dividends vs distribution 👉 who pays for dividends? 👉🏼 dividend dates 👉🏽 why do companies pay dividends? 👉🏾 how does a dividend affect stock prices? 👉🏿 franking credits 👉🏻 dividends and taxes 👉 dividends and dilution We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

1
502 how to maximise pay day 43:58

14 weeks پیش43:58

43:58

In today’s episode Dev explains essential financial habits and strategies, including setting up an emergency fund, budgeting, and exploring investment options, to help you achieve financial stability and long-term success. touching on: 👉🏿 set up an emergency fund 👉🏻 never borrow money to buy depreciating assets 👉 stick to a budget 👉🏼 maintain a proper emergency fund 👉🏽 pay yourself first to prioritize savings 👉🏿 explore various investment options 👉🏻 automate your financial processes 👉 learn about MPS We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289 Hosted on Acast. See acast.com/privacy for more information.…

1
501 becoming a multimillionaire: the habits that build wealth 23:12

15 weeks پیش23:12

23:12

In today’s episode, Dev explains habits and principles that can lead to financial success and stability, touching on: 👉🏿 protect your downside risk 👉🏻 avoid unnecessary debt 👉 drive an average car 👉🏼 live modestly 👉🏽 exercise regularly 👉🏿 rise early to make the most of the day 👉🏻 diversify your income and investments 👉 set long-term goals to guide your decisions 👉🏼 be frugal without being cheap 👉🏽 develop an appetite for learning and seek mentorship Related episodes 🎧 👇 413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1 414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2 024 emergency funds, good debt v bad debt We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.…

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140 subscribers

مشابه Dev Raga Personal Finance

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

Mighty Patch™ Original patch from Hero Cosmetics - Hydrocolloid Acne Pimple Patch for Covering Zits and Blemishes in Face and Skin, Vegan-friendly and Not Tested on Animals (36 Count)

2024 Panini Score Football NFL Trading Card Jumbo Pack (Gold & Red Parallels)

پادکست هایی که ارزش شنیدن دارند

Dev Raga Personal Finance « » 416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

پادکست هایی که ارزش شنیدن دارند

به Player FM خوش آمدید!

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

Ring Battery Doorbell, Head-to-Toe Video, Live View with Two-Way Talk, and Motion Detection & Alerts (2024 release), Venetian Bronze

Amazon Fire TV Stick HD (newest model), free and live TV, Alexa Voice Remote, smart home controls, HD streaming

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

مشابه Dev Raga Personal Finance

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Dev Raga Personal Finance « »
416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)