S5 Ep117: Decoding Indian Companies' Working Capital Conundrum With Mohan Krishnan of Global PayEx

TRANSFIN. LongShorts with Nikhil Arora and Sharath Toopran

We speak with Mohan Krishnan, the co-founder of Mphasis, one of India's largest listed IT and BPO company. He is also the founder of Global PayEx, a B2B fintech company focused on improving working capital efficiencies through optimisation of a company's Account Receivable and Account Payable cycles.
Having over 30 years of rich experience in financial services-focused information technology, Mohan explains how traditional banking channels are ill-equipped to give a complete and contextualised picture of one's working capital situation, and the need to combine one's AR/AP cycle in real time with value-added lending solutions. From this, we go on to discuss the uniquely India-specific challenges afflicting our unsecured lending markets and why.
Listen in for a super-fascinating and nuanced discussion.