226: Namma Yatri : How A Payments Company Built the best Mobility App | Vimal Kumar (Founder, Juspay) | The Startup Operator Podcast

The Startup Operator

In this episode of The Startup Operator, Roshan spoke with Vimal Kumar, the founder of Juspay. Juspay is a fintech startup that provides payment solutions for businesses. They are also the creators of the BHIM UPI app, one of the most popular UPI apps in India. Juspay also developed the Namma Yatri app, an autorickshaw-hailing app that shot to popularity in Bangalore and is giving a serious competition to the likes of Uber and Ola in the city. It is a direct-to-driver app, which means that there is no commission or middle-men. Namma Yatri is also a community-driven app, which means that it is developed and operated by auto rickshaw drivers in the city.

Some of the takeaways from this conversation include -

1. Building Namma Yatri as a side project
2. Designing solutions for scale
3. Relevance of payment companies today

Tune in to this engaging discussion on sustainable business growth and gain valuable lessons that can be applied to your own entrepreneurial journey.

Chapters:

00:00 Intro

01:35 Importance of first principles

06:52 Choosing software engineering over being a scientist

09:44 Designing solutions for scale

14:51 Choosing payments over other fields

23:17 Relevance of payment companies today

30:40 The best payment infrastructure in the world

42:32 Why they choose to be a payment provider

50:43 Future of payments

53:18 The origin of Namma Yatri

58:22 Difference between network and platform

1:12:22 Building Namma Yatri as a side project

1:18:47 Building an engineering team

1:23:30 Best part of Building Namma Yatri

1:30:00 Taking Namma Yatri to a national level

1:31:16 Localizing Namma Yatri

Don't miss out on this insightful episode of Startup Operator Podcast, where you'll gain valuable lessons for sustainable business growth.

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