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محتوای ارائه شده توسط Simply Explaining Insurance. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Simply Explaining Insurance یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
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Simply Explaining Insurance #70- Trees falling on houses

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Manage episode 374113144 series 3502269
محتوای ارائه شده توسط Simply Explaining Insurance. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Simply Explaining Insurance یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

If your tree falls on your neighbors house and no one hears it, is it covered?

I jest a little, but this question gets asked regularly in my agency. I did some research with a claims supervisor and found out that trees falling on houses, are considered an act of god. Acts of god are covered on your homeowners policy much like a wind storm or hail storm.

Whosoever house is damaged is whose policy is used. If your neighbors tree falls on your house, it’s your policy that is used to fix the damage. I am sure you are wondering, what if the tree was dead and my neighbor is negligent? You would need to prove with a paper trail, that this topic has been discussed between you and your neighbor. Then you would have to show that nothing was done to rectify a potential hazard.

I discuss a few more scenarios in this 7 minute podcast, including, public trees, trees damaging cars, and how to cover trees on your policy from wind and hail.

Links:

My Website

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #70- Trees falling on houses appeared first on Dietz Agency.

  continue reading

294 قسمت

Artwork
iconاشتراک گذاری
 
Manage episode 374113144 series 3502269
محتوای ارائه شده توسط Simply Explaining Insurance. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Simply Explaining Insurance یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

If your tree falls on your neighbors house and no one hears it, is it covered?

I jest a little, but this question gets asked regularly in my agency. I did some research with a claims supervisor and found out that trees falling on houses, are considered an act of god. Acts of god are covered on your homeowners policy much like a wind storm or hail storm.

Whosoever house is damaged is whose policy is used. If your neighbors tree falls on your house, it’s your policy that is used to fix the damage. I am sure you are wondering, what if the tree was dead and my neighbor is negligent? You would need to prove with a paper trail, that this topic has been discussed between you and your neighbor. Then you would have to show that nothing was done to rectify a potential hazard.

I discuss a few more scenarios in this 7 minute podcast, including, public trees, trees damaging cars, and how to cover trees on your policy from wind and hail.

Links:

My Website

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #70- Trees falling on houses appeared first on Dietz Agency.

  continue reading

294 قسمت

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