Episode 145: BoC Rate Forecast, Mortgage Stress-Test Updates, and Housing Market Trends

Ontario Mortgage & Real Estate Insights Podcast

In this episode, we begin with a welcome and introduction, leading into the Bank of Canada's rate forecast and insights into historical GDP performance. We discuss updates on mortgage stress-test rules and highlight new industry partnerships. The episode covers trends in Canada's housing market, focusing on new home prices, and reviews Equifax Canada's Consumer Credit Trends Report. We introduce the launch of the E-Mentor platform aimed at supporting new brokers and provide an update on FSRA's recent enforcement actions. The episode concludes with closing remarks and a sponsor reminder. (0:00) Welcome and introduction (0:40) Bank of Canada's rate forecast and historical GDP insights (3:35) Updates on mortgage stress-test rules and industry partnerships (9:34) Trends in Canada's housing market and new home prices (12:24) Equifax Canada's Consumer Credit Trends Report (15:56) Launch of the E-Mentor platform for new brokers (18:58) FSRA's enforcement action update (21:06) Closing remarks and sponsor reminder