Eli Beer is a pioneer, social entrepreneur, President and Founder of United Hatzalah of Israel. In thirty years, the organization has grown to more than 6,500 volunteers who unite together to provide immediate, life-saving care to anyone in need - regardless of race or religion. This community EMS force network treats over 730,000 incidents per year, in Israel, as they wait for ambulances and medical attention. Eli’s vision is to bring this life-saving model across the world. In 2015, Beer expanded internationally with the establishment of branches in South America and other countries, including “United Rescue” in Jersey City, USA, where the response time was reduced to just two minutes and thirty-five seconds. Episode Chapters (0:00) intro (1:04) Hatzalah’s reputation for speed (4:48) Hatzalah’s volunteer EMTs and ambucycles (5:50) Entrepreneurism at Hatzalah (8:09) Chutzpah (14:15) Hatzalah’s recruitment (18:31) Volunteers from all walks of life (22:51) Having COVID changed Eli’s perspective (26:00) operating around the world amid antisemitism (28:06) goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…
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محتوای ارائه شده توسط Mehmet Gonullu. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Mehmet Gonullu یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
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#379 Emerging Market Fintech: Nader Abdelrazik’s Insights on Growth, Innovation, and Challenges
Manage episode 436297849 series 3506362
محتوای ارائه شده توسط Mehmet Gonullu. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Mehmet Gonullu یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
In this episode of The CTO Show with Mehmet, we are joined by Nader Abdelrazik, the CEO and co-founder of MoneyHash, a pioneering payment orchestration platform in the emerging markets. Nader shares his journey from academia to entrepreneurship, detailing how his diverse background in economics and engineering has shaped his strategic approach to building a successful fintech company.
We delve into the founding story of MoneyHash, exploring the synergy between Nader and his co-founder Mustafa, and the unique challenges they identified in the fragmented payment infrastructure of the Middle East and Africa. Nader explains how MoneyHash aims to revolutionize this space by providing a comprehensive operating system that simplifies and optimizes payment processes for businesses across the region.
The conversation also touches on the broader fintech landscape in MENA and Africa, with Nader offering insights into the rapid evolution of this sector, particularly in the wake of the COVID-19 pandemic. He argues that the fintech infrastructure is still in its infancy, with immense potential for growth and innovation. Despite common concerns about the saturation of fintech startups, Nader believes there is still a vast landscape to be explored and that competition will only serve to enhance the ecosystem.
Nader also discusses the recent milestone partnership between MoneyHash and Visa, which he sees as a significant step towards elevating the payment ecosystem in the region to a new level of sophistication. This partnership not only validates MoneyHash’s approach but also opens up new opportunities for merchants to leverage advanced payment solutions.
As the discussion progresses, Mehmet and Nader explore the challenges of building a global company from the MENA region, the importance of robust support systems, and the need for more growth-stage funding to sustain ambitious startups. Nader shares valuable advice for fellow entrepreneurs on building strong teams, investing in middle management early, and avoiding the pitfalls of over-optimization.
About Nader:
As the co-founder and CEO of MoneyHash, Nader Abdelrazik leads a team of technologists and payment experts who are on a mission to reshape the quality of money-processing tech in emerging markets and help businesses scale. With over 12 years of experience in strategy, consulting, and complexity management, he has worked with innovative startups and organizations in payments, fintech, and blockchain across Africa and the Middle East.
Nader’s passion for complex problems stems from his academic background in development economics and international development at UC Berkeley, and management of technology and innovation at Nile University. He uses ecosystem approaches and systems thinking to tackle techno-economic issues and create value for customers and stakeholders. He is also deeply committed to topics such as remote work, diversity and inclusion, growth flywheels, learning and development, and product discovery and design. Nader is always eager to chat and collaborate with people who share his vision and mission.
https://www.linkedin.com/in/naderfahim/
00:00 Introduction and Guest Welcome
01:33 Nader Abdelrazik's Background and Journey
03:11 The Birth of MoneyHash
05:39 Challenges and Solutions in the Payment Ecosystem
10:14 Customer Journey with MoneyHash
15:13 Partnership with Visa and Ecosystem Impact
17:38 FinTech Landscape in MENA and Africa
24:42 The Role of Academia and Higher Education
28:05 Investment and Growth Challenges
37:00 Building a Startup: Strategies and Advice
42:21 Conclusion and Final Thoughts
468 قسمت
اشتراک گذاریManage episode 436297849 series 3506362
محتوای ارائه شده توسط Mehmet Gonullu. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Mehmet Gonullu یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal
In this episode of The CTO Show with Mehmet, we are joined by Nader Abdelrazik, the CEO and co-founder of MoneyHash, a pioneering payment orchestration platform in the emerging markets. Nader shares his journey from academia to entrepreneurship, detailing how his diverse background in economics and engineering has shaped his strategic approach to building a successful fintech company.
We delve into the founding story of MoneyHash, exploring the synergy between Nader and his co-founder Mustafa, and the unique challenges they identified in the fragmented payment infrastructure of the Middle East and Africa. Nader explains how MoneyHash aims to revolutionize this space by providing a comprehensive operating system that simplifies and optimizes payment processes for businesses across the region.
The conversation also touches on the broader fintech landscape in MENA and Africa, with Nader offering insights into the rapid evolution of this sector, particularly in the wake of the COVID-19 pandemic. He argues that the fintech infrastructure is still in its infancy, with immense potential for growth and innovation. Despite common concerns about the saturation of fintech startups, Nader believes there is still a vast landscape to be explored and that competition will only serve to enhance the ecosystem.
Nader also discusses the recent milestone partnership between MoneyHash and Visa, which he sees as a significant step towards elevating the payment ecosystem in the region to a new level of sophistication. This partnership not only validates MoneyHash’s approach but also opens up new opportunities for merchants to leverage advanced payment solutions.
As the discussion progresses, Mehmet and Nader explore the challenges of building a global company from the MENA region, the importance of robust support systems, and the need for more growth-stage funding to sustain ambitious startups. Nader shares valuable advice for fellow entrepreneurs on building strong teams, investing in middle management early, and avoiding the pitfalls of over-optimization.
About Nader:
As the co-founder and CEO of MoneyHash, Nader Abdelrazik leads a team of technologists and payment experts who are on a mission to reshape the quality of money-processing tech in emerging markets and help businesses scale. With over 12 years of experience in strategy, consulting, and complexity management, he has worked with innovative startups and organizations in payments, fintech, and blockchain across Africa and the Middle East.
Nader’s passion for complex problems stems from his academic background in development economics and international development at UC Berkeley, and management of technology and innovation at Nile University. He uses ecosystem approaches and systems thinking to tackle techno-economic issues and create value for customers and stakeholders. He is also deeply committed to topics such as remote work, diversity and inclusion, growth flywheels, learning and development, and product discovery and design. Nader is always eager to chat and collaborate with people who share his vision and mission.
https://www.linkedin.com/in/naderfahim/
00:00 Introduction and Guest Welcome
01:33 Nader Abdelrazik's Background and Journey
03:11 The Birth of MoneyHash
05:39 Challenges and Solutions in the Payment Ecosystem
10:14 Customer Journey with MoneyHash
15:13 Partnership with Visa and Ecosystem Impact
17:38 FinTech Landscape in MENA and Africa
24:42 The Role of Academia and Higher Education
28:05 Investment and Growth Challenges
37:00 Building a Startup: Strategies and Advice
42:21 Conclusion and Final Thoughts
468 قسمت
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The CTO Show with Mehmet Gonullu
In this episode, I sit down with Frank Sondors , founder of Salesforge , to explore how AI is reshaping outbound sales, why traditional sales hiring models are broken, and how modular tools are empowering leaner, more efficient GTM motions. Frank shares his journey from Google to launching a multi-product startup that hit $3M ARR in just 12 months—without burning VC cash. Whether you’re a founder, sales leader, or tech operator, this episode breaks down the future of B2B sales and why AI agents like Agent Frank may be your next SDR hire. 🎯 Key Takeaways • The myth of “more heads = more sales” — and what works instead • The rise of AI-powered SDRs and how Agent Frank works • Why modular systems beat super-apps for sales teams • The shift from labor-intensive CAC to automation-led CAC • How Salesforge built 6 products in 22 months with a lean team • The real future of sales: human + AI collaboration • Launching into underserved markets like Japan to outmaneuver competition ⸻ 📚 What You’ll Learn • How to think about GTM efficiency in the AI era • What it takes to scale to $3M ARR profitably • Frameworks for building sales tools in red ocean markets • How “Sales Development Engineers” are reshaping pipeline generation • Why outbound is getting harder—and how to make it work again 👤 About the Guest Frank Sondors is the founder and CEO of Salesforge , a platform revolutionizing outbound sales through automation, modular tools, and AI agents. With a background spanning Google, SimilarWeb, and machine learning companies, Frank brings deep insight into what it takes to scale sales in today’s hyper-competitive SaaS market. https://www.salesforge.ai/ https://www.linkedin.com/in/franksondors/ https://lunchclub.com/ https://www.saleshookup.com/ ⏱️ Episode Highlights (Timestamps) • [00:03:00] Frank’s background: From Google to founding Salesforge • [00:07:00] The broken math of hiring more reps • [00:11:00] The real problem in outbound: Not leads, but relevance • [00:14:30] The modular vs. super-app approach to sales tools • [00:18:00] Salesforce stack vs. the Forge ecosystem • [00:21:00] Inside “Agent Frank”: An AI SDR in action • [00:28:00] Can AI replace SDRs entirely? • [00:33:00] CRM integration and how teams actually use Salesforge • [00:36:00] Entering the Japanese market: Why and how • [00:40:00] Advice to early-stage founders: Talk to 10 users a day • [00:44:00] Frank’s personal growth habits and founder mindset…
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The CTO Show with Mehmet Gonullu
In this episode, Mehmet is joined by Tyler Dunagin, Founder & CEO of Turnserv, a platform powering multiple tech-enabled service brands in the multifamily housing sector. Tyler has scaled five brands to 7-figure revenue, secured private equity backing, and earned a spot on the Inc. 500 list of fastest-growing U.S. companies. From building within arm’s reach to leading with culture and equity, Tyler shares hard-won insights into scaling non-obvious businesses with discipline and purpose. ✅ Key Takeaways • Why tech isn’t the only path—service businesses can scale fast if built smart • The “within arm’s reach” framework for discovering untapped opportunities • Why specialization beats generalization in early-stage business models • Scaling operations through playbooks, KPIs, and culture codes • Fundraising lessons: services vs. software, and earning trust before capital • The underestimated power of personal branding for founders ⸻ 🎧 What You’ll Learn • How Tyler built multiple 7-figure businesses with low ego and high focus • The hidden challenges of growing service companies (and how to solve them) • When founders must delegate—and how to do it without losing control • A real founder’s mindset on burnout, motivation, and purpose • How to align your team with equity, not just expectations 👤 About the Guest Tyler Dunagin is a serial entrepreneur and founder of Turnserv, a tech-enabled service platform for property management. He has directed $250M+ in asset management, developed patented products, and been nominated for the EY Entrepreneur of the Year award. Tyler is also a strong advocate for founder mental health, team equity, and personal branding done right. https://www.linkedin.com/in/tylerdunagin/ https://dunagincollective.com/ https://www.turnserv.com/ Episode Highlights (Chapters) 00:00 – Introduction & Tyler’s journey 03:00 – Building within arm’s reach 06:00 – Frameworks for fast, focused scaling 10:00 – Bottlenecks and solving for scale in service businesses 15:00 – Scaling company culture with speed 21:00 – Delegation, burnout, and breaking founder bottlenecks 27:00 – Managing $250M in assets and applying it to entrepreneurship 30:00 – Fundraising for service businesses vs. tech 35:00 – Personal branding and its impact on recruiting, sales, and trust 44:00 – The founder mindset: staying grounded through uncertainty 49:00 – Final reflections and how to connect with Tyler…
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The CTO Show with Mehmet Gonullu
1 #467 From Engineer to Entrepreneur: Tom Basey on Reinventing Career Paths Through Insurance & Impact 45:52
In this episode of The CTO Show with Mehmet , we sit down with Tom Basey , a former engineer and project manager turned entrepreneur, to unpack what it really takes to pivot from corporate life to a lean, scalable business in an unexpected space—insurance. Tom shares lessons from 30+ years in tech and telecom, why he believes insurance is a smart entry point for aspiring entrepreneurs, and how he’s leveraging digital tools and AI to scale impact without the traditional overhead. 🔑 Key Takeaways • Why simplicity and execution often outperform innovation • How to build a scalable business with no payroll or supply chain • The overlooked power of insurance as a lean startup model • What Web3 and blockchain can teach us about ownership and decentralization • Why lifelong learning and digital mentorship are the future of education ⸻ 📚 What You’ll Learn • How corporate experience can prepare you for entrepreneurship • The pros and cons of entering a crowded market • What “doing the work once and getting paid repeatedly” looks like • Real-life use cases for blockchain in fraud prevention, insurance, and creator economy • How to rethink traditional education in an AI-first world 👤 About the Guest Tom Basey is a self-described “recovering engineer” who spent decades in corporate America before launching a successful entrepreneurial career in the insurance industry. Drawing from his background in engineering, telecom, and medical devices, Tom now helps people secure their futures through insurance, while mentoring others on digital learning and distributed ownership. https://www.basey-insurance.com/ https://www.linkedin.com/in/tombasey/ ⏱️ Episode Highlights 00:00 – Tom’s journey: from engineering to entrepreneurship 03:00 – Why he chose insurance and how it scales lean 07:00 – Competing in a crowded market through consultative selling 09:00 – Incentives, recurring revenue, and trust in sales 11:00 – How AI is transforming underwriting in insurance 14:00 – Leaving corporate: mindset shifts and myths to break 18:00 – Digital learning, mentorship, and monetizing expertise 27:00 – Web3, blockchain, and decentralizing ownership 36:00 – Use cases for blockchain in insurance, identity, and tickets 41:00 – Staying human in a digital world 43:00 – Final advice: Own your future, stay curious, and keep learning We’re proud to share that The CTO Show was recently featured by Million Podcasts as a top show across several categories: 100 Best Business Technology Podcasts 100 Best Digital Business Podcasts 100 Best Digital Transformation Podcasts 100 Best Future of Work Podcasts 100 Best Future Tech Podcasts 100 Best Startup Podcasts Check it out here: Million Podcasts Feature…
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The CTO Show with Mehmet Gonullu
1 #466 What Founders Miss Most: Moataz Mukhaimer on Strategy, Pricing, and Funding Readiness 1:04:24
1:04:24 
پخش در آینده 
پخش در آینده 
لیست ها 
پسندیدن 
دوست داشته شد1:04:24
پخش در آینده پخش در آینده لیست ها پسندیدن دوست داشته شدIn this episode, Mehmet sits down with strategy and finance advisor Moataz Mukhaimer , joining from Jordan, to unpack the most overlooked blind spots in early-stage startups. From pricing pitfalls to financial illiteracy, Moataz reveals the top three areas founders consistently ignore—and why getting these right can be the difference between scaling and stalling. A must-listen for any entrepreneur serious about building fundable, resilient companies. Key Takeaways • Why external research is the #1 blind spot for most founders. • The critical link between pricing strategy and sustainable profitability. • How to simplify financial modeling—even if you’re not a numbers person. • The psychology of founders: knowing when to say no . • The anatomy of investor due diligence and how to prepare. • Why culture and failure acceptance matter in MENA’s startup ecosystem. ⸻ What You’ll Learn • How to avoid “build, build, build” syndrome without losing focus • The real reason investors care more about cash flow than your pitch • How to use value-based pricing to strengthen your margins • What it means to be funding-ready —from story to spreadsheets About the Guest Moataz Mukhaimer is a seasoned strategic and financial advisor with 20+ years of experience supporting SMEs across the MENA region. Based in Jordan, he has worked with a wide range of clients—from family businesses to international brands—across sectors like retail, medtech, edtech, e-commerce, manufacturing, and software. Moataz specializes in strategy, pricing, financial modeling, and business valuation, helping founders make smarter decisions and build fundable companies. https://www.linkedin.com/in/moataz-mukhaimer/ https://moatazmukhaimeradvisory.com Episode Highlights ⏱️ 03:00 – The top 3 blind spots Moataz sees in startups ⏱️ 08:30 – Why founders avoid financial modeling (and how to simplify it) ⏱️ 14:45 – Burn rate, cash flow, and pricing as strategic tools ⏱️ 23:10 – Strategy vs. operations: defining the big picture ⏱️ 29:30 – The founder mindset: ego, FOMO, and resilience ⏱️ 36:00 – How to know you’re ready to raise funding ⏱️ 45:00 – Financial due diligence: what investors actually look at ⏱️ 52:30 – The rise of the MENA ecosystem and what still needs work…
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The CTO Show with Mehmet Gonullu
In this bold and thought-provoking episode of The CTO Show with Mehmet , UK-based serial entrepreneur and investor Steve Endacott joins the show to discuss the intersection of AI, entrepreneurship, and legacy . From backing disruptive startups to launching Neural Voice , a conversational AI platform for the travel industry, and Life’s Echo , a digital legacy tool that lets people speak at their own funerals—Steve is turning ambitious ideas into impactful ventures. You’ll hear why Steve believes AI is still at the “engine” stage, why implementation is the real frontier, and how his AI incubator is matching technical founders with seasoned business leaders to accelerate market-ready innovation. 🎯 Key Takeaways • Why AI startups need real business models, not just tech • The danger of overestimating big tech’s dominance in AI • Why UK founders struggle to scale—and how Dubai is emerging as an alternative funding hub • How AI can preserve human stories through voice and memory • The funding death zone: why early UK startups thrive but Series A remains elusive • Why failure is embraced in the US—but still taboo in the UK ⸻ 🎓 What You’ll Learn • How to build scalable AI startups with B2B2C models • What it means to “build a car, not just the AI engine” • How to make your startup fundable through SEIS and EIS • Real examples of AI products in travel, legacy tech, and politics • Why founders need to surround themselves with “gray hair” and business realism 👤 About the Guest: Steve Endacott STEVE ENDACOTT (AI-STEVE) NON-EXEC CHAIRMAN NEURAL RIVER (AI), NEURAL VOICE (AI) AND TRAVEL SOLUTIONS NETWORK AND FOUNDER OF ECO–ELECTRIC CAR ORGANISATION. He had an extensive business career before Steve created the SmarterUK party and exploded into political work by standing as AI Steve to become the UK's first AI Member of Parliament in Brighton Pavilion. Steve has the unusual distinction of having successful careers within both corporate and entrepreneurial environments. Steve is now “Semi-Retired”, having sold Holiday Taxis Ltd (Jan 2019) and Rock Insurance Ltd in multimillion-pound deals. He, however, continues to invest in startup businesses and has recently launched a range of new companies. ⏱ Episode Highlights (Timestamps) 00:00 – Intro and Steve’s entrepreneurial background 03:00 – The “AI car” metaphor: why implementation is everything 06:00 – Neural Voice: building travel-focused conversational AI 10:00 – Running for office as AI Steve 14:00 – Politics vs AI: fear of disruption 17:00 – The UK startup environment: good for early-stage, hard for scaling 20:00 – Why Steve is looking to Dubai for follow-on funding 22:00 – Life’s Echo: creating digital legacies and posthumous storytelling 27:00 – Public reactions: love, hate, and death threats 32:00 – Startup building lessons: team balance, sweat equity, and valuation realism 38:00 – Global-first thinking: building 25-language, 24/7 AI products 42:00 – Final advice: move fast, go global, and build meaningful businesses…
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The CTO Show with Mehmet Gonullu
1 #464 The Resume is Dead: Garrett Rice & Philippe Cailloux on Reinventing Job Hunting with AI 1:30:49
1:30:49 پخش در آینده پخش در آینده لیست ها پسندیدن دوست داشته شد1:30:49
پخش در آینده پخش در آینده لیست ها پسندیدن دوست داشته شدIn this episode, I’m joined by two tech veterans, Garrett Rice (former Apple) and Philippe Cailloux (former Head of Product Design at Adobe), co-founders of Callings.ai —a platform that’s rethinking how we search for jobs in the AI era. We dive into how the traditional job-hunting process is broken, what’s wrong with the resume as we know it, and how AI can help job seekers know themselves better, stand out, and land more meaningful work. 💡 Key Takeaways: • Why resumes and job portals are built for companies, not candidates—and how that’s failing job seekers. • The origin story of Callings.ai and how Garrett & Philippe used their own job hunt frustration to build a new solution. • How AI can help users reflect, self-brand, and generate tailored applications at scale. • The importance of personal intention and identity in an increasingly automated hiring world. • The philosophical and practical shift from “spray and pray” to focused, purposeful job searching. ⸻ 🎓 What You’ll Learn: • How AI is changing the job search process • The flaws of applicant tracking systems (ATS) • How to use personal branding to stand out • Why self-awareness matters more than ever • The role of LLMs in reimagining career platforms 👤 About the Guests: Garrett Rice is a former Apple executive and startup operator with deep expertise in technology, product, and business building. Garrett is a leader with a 25-year record of shipping innovative products, developing meaningful partnerships, designing effective processes and leading dynamic teams. Experience with startups, medium and large companies. Love building things and solving problems to make customers happy and companies better. https://www.linkedin.com/in/garrettrice/ Philippe Cailloux has 20+ Years of Experience, he engaged in emerging technology product strategy and design, leading teams to develop products appreciated by a global user base (hundreds of millions). He has led product design at Adobe and several other companies, and brings a unique lens to merging user-centric design with cutting-edge AI. https://www.linkedin.com/in/cailloux/ Together, they co-founded Callings.ai , a platform focused on empowering job seekers—not employers—with AI-driven tools to navigate the modern hiring landscape. https://callings.ai/ Episode Highlights: ⏱️ [00:04:20] – Why traditional job search tools ignore the candidate’s experience ⏱️ [00:08:40] – Building tools out of frustration: the founding story of Callings.ai ⏱️ [00:16:00] – Resume ≠ identity: how AI helps uncover the real value behind your past roles ⏱️ [00:27:30] – The “My Insights” feature and how AI personalizes the career journey ⏱️ [00:34:50] – LLMs as enablers: using tech to accelerate self-discovery, not replace it ⏱️ [00:45:00] – The role of purpose, personal branding, and the future of work ⏱️ [01:03:00] – Will AI lead to one-person unicorns? The myth, the reality, and the nuance…
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The CTO Show with Mehmet Gonullu
1 #463 From Corporate to Startup: How DXwand is Driving AI-Powered Business Growth from MENA to the World 52:32
In this inspiring episode of The CTO Show with Mehmet , I sit down with Ahmed Mahmoud (Founder & CEO) and Ahmed Elshahawy (CTO) of DXwand , a MENA-born AI startup reshaping how businesses unlock growth with generative AI, knowledge mining, and document intelligence. The conversation takes you through their courageous leap from successful corporate careers (Microsoft, IBM, EY) into the startup trenches, the reality of building a tech company in emerging markets, the transformative impact of generative AI, and their ambitious expansion from the MENA region to global markets like the U.S. and U.K. If you’re passionate about startups, AI innovation, or scaling tech businesses across borders, this is an episode you won’t want to miss. Key Takeaways: • Why pivoting early is critical for startup survival (and success) • How the MENA region’s linguistic and cultural diversity shapes AI development • The real-world business challenges generative AI can (and cannot) solve • Building AI solutions that balance innovation, hallucination control, and data privacy • Why document intelligence and knowledge mining are the new frontier • Lessons on leading tech teams and driving innovation beyond the buzz • How DXwand cracked the formula to serve SMBs with advanced AI • The mindset required to jump from corporate life into true entrepreneurship ⸻ What You Will Learn: • How GenAI unlocked new growth opportunities in enterprise and SMB sectors • Why combining structured and unstructured data is reshaping data analysis • Practical insights into deploying AI in highly regulated industries • Why agent tech is exciting — but not a silver bullet for every problem • The power of resilience, grit, and passion in startup success stories from emerging markets About the Guests: Ahmed Mahmoud is the Founder and CEO of DXwand. With over two decades of experience in technology and enterprise sales, including leadership roles at Microsoft, Ahmed transitioned from a successful corporate career to build one of the region’s leading AI companies. He is passionate about using AI to empower businesses of all sizes and believes in creating meaningful, lasting impact through technology. Ahmed Elshahawy is the CTO of DXwand. An experienced technology leader, Ahmed has a rich background in solution architecture, delivery management, and data analytics, having worked at global organizations like IBM, EY, and various startups across Egypt and Malaysia. At DXwand, he leads the technical strategy, focusing on generative AI, knowledge mining, and enterprise AI adoption, driving innovation in emerging markets and beyond. https://dxwand.com/ https://www.linkedin.com/in/ahmedmmohammed/ https://www.linkedin.com/in/ashahawy/ Episode Highlights: [00:02:00] - Founders’ backstory: From Microsoft and IBM to DXwand [00:05:00] - Identifying a major gap: Arabic language and regional AI support [00:08:00] - Pivoting into generative AI and knowledge mining [00:13:00] - Early business wins: Serving financial services and trading platforms [00:19:00] - Moving beyond chatbots: Document intelligence and compliance solutions [00:22:00] - Tackling multilingual and multi-dialect challenges [00:25:00] - How GenAI changed data analysis forever [00:30:00] - Addressing hallucination, security, and enterprise adoption [00:37:00] - Real talk on agent tech: Separating hype from real-world value [00:40:00] - DXwand’s global expansion strategy and new mid-market offerings [00:43:00] - Honest reflections on entrepreneurship: Courage, risk, and fulfillment…
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The CTO Show with Mehmet Gonullu
What happens when the very platforms meant to connect us instead manipulate us? In this eye-opening conversation, Tim O’Hearn — former black-hat growth engineer, bestselling author of Framed: A Villain’s Perspective on Social Media — joins Mehmet to expose the hidden mechanisms behind social media addiction, fake engagement, and the dark psychology driving today’s online behavior. Whether you’re a startup founder, tech leader, marketer, or a concerned user, this episode will shift the way you think about algorithms, content, and influence. Key Takeaways • Why all social platforms eventually get gamed — and why they let it happen at first. • How social proof, dopamine loops, and algorithmic feedback traps rewire our behavior. • The blurry line between black-hat marketing and everyday online tactics. • How social media evolved from community to manipulation machine. • Realistic strategies to protect yourself and your mental health online. ⸻ What You Will Learn ✅ How black-hat tactics exposed deep weaknesses in major platforms ✅ Why being controversial now beats being authentic in the algorithm game ✅ How kids and adults alike are losing control to tech-designed addiction ✅ Why the future of the internet might feel “dead” unless something changes ✅ Practical tips for healthier digital habits About Tim O’Hearn Tim O'Hearn is a software engineer who created some of the most pesky and effective bots to ever be unleashed on social media. Between 2017 and 2022, his agency gained millions of followers for its clients while generating hundreds of thousands of dollars in revenue. His February 2025 debut, Framed: A Villain's Perspective on Social Media, was a #1 New Release in "Social Aspects of the Internet" on Amazon. Framed is Tim's confrontation with the Internet Age delivered by a video game cheater who outgrew gaming but never stopped breaking the rules. Tim has spent his career working in quantitative trading and has freelanced as a sports journalist. The book: https://www.amazon.com/dp/B0DW2X8YSK Tim’s Website: https://www.tjohearn.com/links Episode Highlights & Timestamps 00:00 — Intro: Welcome and overview of today’s discussion 01:00 — Tim O’Hearn’s journey: from black-hat engineer to bestselling author 04:00 — Building bots that beat the system: Early vulnerabilities of Instagram 08:00 — The psychology of fake followers, likes, and social proof 11:00 — How AI is changing (and worsening) manipulation dynamics 14:00 — Growth hacks vs black-hat: where’s the line today? 18:00 — Is the algorithm pushing creators toward extremes? 22:00 — How the algorithm manipulates our emotions and behavior 27:00 — Who’s really to blame: us, the platforms, or someone else? 32:00 — Are kids the biggest victims of addictive tech? 36:00 — The lost magic of early internet communities 40:00 — Dead Internet Theory and the rise of AI-generated everything 45:00 — If we could redesign social media from scratch: what Tim would change 48:00 — Final thoughts: How to regain control in a hyper-digital world…
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The CTO Show with Mehmet Gonullu
1 #461 Investing in the Future of Healthcare: Cameron Sabet on AI, Space, and the VC Edge in MedTech 43:55
In this episode of The CTO Show with Mehmet , we dive into the unique intersection of venture capital, healthcare innovation, and frontier tech with Cameron Sabet , a Georgetown medical student and Principal at Multifaceted Capital. Cameron shares his unconventional path from academia to venture capital, and how he evaluates startups through both a clinical and investor lens. From AI-powered health tools to biotech innovation in space , this episode explores what it takes to build and back the next wave of MedTech startups. 💡 Key Takeaways • Why domain expertise is critical in healthcare startups • Cameron’s 3 red flags that kill MedTech deals before they start • The rise of AI-driven patient intake systems • Why the future of medicine might be built… in space • How founders can get VC attention—with or without early revenue ⸻ 🎓 What You’ll Learn • How Cameron balances being a med student and VC investor • How to assess healthtech traction when clinical trials take years • The strategic importance of your board composition • How grants, institutional backing, and timing can replace seed funding 👤 About the Guest Cameron Sabet is a U.S.-based medical student, VC investor, angel backer of Y Combinator startups, and advisor to early-stage healthtech ventures. At Multifaceted Capital, he backs high-potential founders with a bias toward deep domain understanding and global scalability. https://www.cameronsabet.com/ https://www.linkedin.com/in/cameron-sabet-178079250/ ⏱️ Episode Highlights 00:00 – Intro and Cameron’s background 03:00 – From Georgetown to VC: Why Cameron got into investing 07:00 – What defines a good healthtech investment thesis 10:30 – The 3 biggest red flags in early-stage MedTech 15:00 – How founders should pitch health investors 17:00 – Moats, speed, and defensibility in an AI-driven world 21:00 – Can AI close the healthcare knowledge gap? 25:00 – Cancer care in Africa and AI in low-resource settings 27:00 – Why space is the next frontier in biotech 30:00 – Regrets, missed startups, and lessons learned 33:00 – What traction really looks like in healthcare 36:00 – Non-traditional paths to early-stage MedTech funding 40:00 – Final advice for aspiring entrepreneurs in healthcare…
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The CTO Show with Mehmet Gonullu
In this deeply reflective episode, Mehmet welcomes futurist, bestselling author, and technologist Sam Rad to explore how we navigate—and thrive—in a world reshaped by exponential tech. From AI and quantum computing to deepfakes and biotech, this conversation is less about predicting the future and more about reclaiming what it means to be human. 🔑 Key Takeaways • Why acceleration , not just change, defines this tech era • How to surf the wave of AI, quantum, and biotech without losing your sense of self • The importance of deprogramming from outdated operating systems • What “post-human” really means—and why reconnection is the key • Sam’s own experience with building a deepfake of herself • A powerful reminder: Purpose is your protection in uncertain times ⸻ 📘 What You’ll Learn • What’s driving the current “age of acceleration” • How to build mental and emotional resilience as a founder or leader • The role of spirituality and introspection in shaping your path • How emerging technologies may force a radical rethink of work, identity, and meaning • Whether Universal Basic Income is a solution or a patch 👤 About Sam Rad Sam Rad (Samantha Radocchia) is a lifelong student of humanity—futurist, anthropologist, and creative technologist—a four-time technology entrepreneur, and the founder of the meta-media storytelling studio Radical Next. Sam has shared stories of radical change with global audiences on stages across five continents—empowering individuals, leaders, and organizations not only to survive but to thrive amid radical and accelerating change. Her work has led to advisory roles with the United Nations, the World Economic Forum, and the Federal Reserve, among others. She has served in multiple founding executive roles across the C-Suite, including co-founder of NYOUM, a London-based generative AI communication platform, and Chronicled, a San Francisco-based blockchain company bringing trust to global commerce. Prior to Chronicled, Sam founded two companies leveraging AI to map personal aesthetics and taste. She holds a dual bachelor’s degree in Anthropology, English Literature, and Linguistics from Colgate University, a master’s degree from New York University in Game Design and Social Analysis of Technology, and several patents linking the physical and digital worlds. She is considered a pioneer in extended reality (XR), simulation design, applied cryptography, blockchain systems, artificial intelligence, and natural language processing. Sam’s work has been featured in Newsweek, Fast Company, and Forbes, where she previously wrote as a contributor. She was named to the Forbes 30 Under 30 List for Enterprise Technology and is also the author of the bestselling book: Bitcoin Pizza: The No-Bullshit Guide to Blockchain. Sam is a citizen of the world and is most often found people-watching somewhere between a Brooklyn coffee shop, South American rainforest, London’s West End, or some undisclosed off-grid location. https://sam-rad.com/ https://www.linkedin.com/in/samantharadocchia/ ⏱️ Episode Chapters 00:00 – Intro & Sam’s background 03:00 – Living on the edge of emerging tech 06:00 – The Age of Acceleration explained 09:00 – Deepfakes, cognition, and digital identity 14:00 – Are we ready for what’s coming? 17:00 – Learning to surf change 22:00 – The post-human dilemma 28:00 – Reprogramming vs. resisting 33:00 – Future of work, economics & Universal Basic Income 39:00 – Spirituality, purpose & thriving in the now 49:00 – What “radical” really means 52:00 – Final thoughts & optimism…
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The CTO Show with Mehmet Gonullu
In this thought-provoking episode, Mehmet sits down with Joel Quintela , a business psychologist and former computer systems engineer, to break down the biggest hiring blind spots—and how to fix them. Joel shares how psychology, structured assessments, and poker strategies can help founders and leaders hire better, retain top talent, and create winning teams. You’ll learn how to go beyond gut feel and “culture fit” into something more predictive—and scalable. 🎯 Key Takeaways • Why bad hires hurt startups more than big companies • How to identify and avoid founder blind spots when hiring • The difference between person-job fit and person-environment fit • The P.O.K.E.R. framework to align perception with reality • Why most roleplays and interviews fail to predict success • The hidden cost of complexity in HR tech and candidate experience • Why founders often think they’re good at hiring—but aren’t ⸻ 🧠 What You’ll Learn • How structured job profiling can reduce attrition • How to assess motivation fit in early interviews • What data-driven hiring looks like at scale • Why simplicity and clarity matter more than AI in talent tech • The link between self-awareness and high performance 👤 About Joel Quintela Joel Quintela is the founder and CEO of Quintela Group LLC, a minority-owned business enterprise specializing in HR technology solutions. With over 25 years of experience in HR assessment technology and 15 years as an entrepreneur, Joel has worked with numerous Fortune 500 clients to improve their hiring processes. https://quintela.io/ https://www.linkedin.com/in/joelquintela/ 🕒 Episode Highlights (Timestamps) 00:00 – Intro & Joel’s background 03:45 – Why gut feeling fails in hiring 07:00 – The impact of a bad hire on startups 10:20 – Common founder blind spots 13:45 – Job profiling: the missing step in hiring 16:50 – Role plays, assessments, and triangulation 22:10 – Culture fit vs real environmental fit 28:00 – Complexity kills: The UI/UX trap in HR tech 34:30 – The P.O.K.E.R. Framework: From perception to reality 47:00 – Final thoughts on performance, mindset, and human behavior…
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The CTO Show with Mehmet Gonullu
🔍 Episode Overview In this episode, Mehmet sits down with Lucas Lovell , VP of Product at Paddle , to unpack the powerful yet often overlooked role of payments in SaaS growth. From navigating tax compliance and pricing localization to optimizing for global expansion, Lucas shares product leadership insights and the future of billing in an AI-powered world. Whether you’re a founder scaling globally or a product leader aiming to boost efficiency, this episode delivers practical frameworks and forward-thinking strategies. 📌 Key Takeaways • What the Merchant of Record model really is—and why it matters • How Paddle handles tax, compliance, and fraud so SaaS companies can scale • Why localized pricing and payment methods impact conversion • The power of web-first flows for mobile apps to bypass app store fees • Using your payments platform as a strategic GTM and growth tool • How AI will shape the future of subscription billing and product design • What founders should prepare before an exit or fundraising round ⸻ 🎧 What You’ll Learn • How to enter new markets without spinning up new entities • Tactical ways to increase revenue through smarter payment setups • Why usage-based pricing is gaining momentum across SaaS • How Paddle supports product teams through compliance shifts and AI tools • Real trends from global SaaS markets—from MENA to India and Southeast Asia 👤 About Lucas Lovell Lucas Lovell is currently VP of Product a Paddle, a payments infrastructure company for digital software companies. Prior to that, Lucas was Founder of an early stage SaaS startup in the travel & hospitality space, that he launched in Australia out of Law School. He was a laureate of the French Tech Ticket Program, and grew the startup in Paris & across Europe before joining Paddle in 2021. His experience in technology is firmly at the intersection of SaaS & fintech, which is the primary problem space he explores day-in day-out at Paddle. Outside of work, Lucas is a keen runner & skier, and loves both the outdoors & exploring his now home city of London. https://www.paddle.com/ https://www.linkedin.com/in/lucaslovell/ 🕒 Episode Highlights (Timestamps) 00:00 – Intro and Lucas’s journey from law to SaaS founder to VP Product 04:00 – Explaining the Merchant of Record model 07:00 – How Paddle enables localized payment methods 09:30 – Product complexity at the intersection of tax, compliance, and UX 14:30 – Pricing localization strategies and regional purchasing power 21:00 – Web-first flows vs. App Store dependency 26:00 – How payments impact exit valuations and due diligence 31:00 – AI’s role in billing, usage-based models, and future product trends 36:00 – Emerging SaaS GTM playbooks and community-led growth 40:00 – Regional SaaS trends: India, Singapore, and beyond 42:00 – Where to connect with Lucas and learn more about Paddle…
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The CTO Show with Mehmet Gonullu
1 #457 Why Founder-Led Growth Isn’t Optional: Jess Schultz on Early-Stage GTM, Metrics, and Startup Scaling 49:41
In this high-impact episode, Mehmet sits down with Jess Schultz , a fractional CRO/CMO and angel investor, to unpack what truly drives early-stage startup success. From the importance of founder-led sales to building a go-to-market (GTM) motion that actually works, Jess shares practical advice that bridges theory and execution. Whether you’re a technical founder hesitant to sell, or an early-stage investor looking for better GTM signals, this episode delivers actionable insights grounded in Jess’s experience as both a growth operator and former VC. 🎯 What You’ll Learn • Why founder-led sales is non-negotiable in the early stages • How to know when to hire your first sales rep or fractional GTM leader • The signs of early product-market fit (it’s not just ARR) • How to segment and prioritize ideal customer profiles • Why building a personal brand as a founder accelerates GTM • The truth about outbound vs. inbound in 2025 —and how AI is changing both • What metrics actually matter before you hit $10M ARR ⸻ 🧠 Key Takeaways • Founder-market fit and coachability matter as much as traction to early investors • The founder should drive top-of-funnel AND be the closer—until it’s time to slowly step back • Thoughtful positioning and audience-building beats ad spend in early GTM • Outbound still works , but only when highly personalized (and not AI-written) 👤 About Jess Schultz Jess Schultz brings a rare blend of experience across capital markets, SaaS sales, venture capital , and now entrepreneurship —giving her a sharp, forward-looking perspective on business growth and market dynamics. At Amplify Group , Jess helps startups master go-to-market strategy and navigate the transition from founder-led sales to scalable growth. Her hands-on work has driven 150–590% YoY revenue growth for her clients. Beyond her role as a fractional CRO/CMO, Jess is a thought leader and brand builder—for both herself and the startups she advises. Her passion for sharing practical insights and demystifying growth strategy makes her an engaging and highly impactful guest. https://www.linkedin.com/in/jessicatschultz/ https://www.amplifyscales.com/ ⏱️ Episode Highlights 00:00 – Intro and Jess’s background 03:00 – Why she became a fractional CRO/CMO 05:00 – Why founder-led sales always comes first 10:00 – Common mistakes founders make when selling 13:00 – The power of founder-led content & brand 18:00 – Knowing when you’ve hit product-market fit 21:00 – When (and how) to hire your first sales rep 24:00 – Metrics that really matter under $10M ARR 29:00 – What’s changed in outbound and AI’s role in GTM 34:00 – The case for consistent marketing, not just campaigns 39:00 – How Jess evaluates startups as an angel 44:00 – Fundraising readiness tips from a former VC 47:00 – Final advice + where to follow Jess…
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The CTO Show with Mehmet Gonullu
1 #456 Colin Fitzpatrick on AI Agents, Vibe Coding, and the Future of Web3, Robotics, and Work 54:14
🔍 Episode Overview In this forward-looking conversation, Mehmet welcomes Colin Fitzpatrick, founder of Griffin AI and long-time tech leader, to unpack the convergence of artificial intelligence, Web3, and robotics. From “vibe coding” and AI agents to programmable avatars and robotic personal assistants, Colin paints a vision of a world being reshaped by exponential technology. They also explore how AI will democratize software development, disrupt work as we know it, and create massive opportunity. 📌 Key Takeaways • Why we haven’t seen the true “ChatGPT moment” yet—and what’s coming next • What “vibe coding” is and how it’s revolutionizing app development • Why AI won’t replace developers—but will change who builds software • How AI agents are solving onboarding and usability issues in Web3 • How AI and Web3 are becoming a “happy marriage” of complementary technologies • What robotics breakthroughs (like Figure and Gemini for Robotics) mean for your everyday life • Why tech-savvy founders will use AI agents as a competitive edge • How to future-proof yourself and your company in the AI age ⸻ 🎧 What You’ll Learn • The role of AI agents in automating complex, goal-oriented tasks • The current limitations of AI coding tools—and why they’re about to disappear • How AI and robotics together will reshape daily life and physical labor • The rise of deep research tools and personalized AI assistants • Why knowing how to use AI tools will become a fundamental job skill 👤 About the Guest Colin Fitzpatrick is a tech entrepreneur and futurist based in Dubai. With a career spanning Oracle, Salesforce, and HubSpot, he founded a metaverse/NFT venture and now leads Griffin AI , a platform enabling autonomous AI agents for Web3 applications. He is a vocal thought leader on LinkedIn covering emerging tech, AI, and the future of work. https://www.griffinai.io/ https://www.linkedin.com/in/colly/ 🕒 Episode Highlights & Timestamps 0:00 – Intro and Colin’s journey from enterprise software to Web3 2:00 – How ChatGPT changed everything for Colin 4:30 – The rise of AI agents and the next “GPT moment” 6:45 – Vibe coding: Coding apps just by describing them 10:00 – From hobbyist tools to startup MVPs: what’s possible today 14:00 – How Griffin AI is building agents for Web3 wallets and dApps 18:30 – The difference between bots and true AI agents 21:00 – How AI will automate personal and business workflows 26:00 – Using AI to explore meme coins and analyze trends 29:00 – Deep Seek, Grok, and Google’s edge with Gemini 33:00 – Robotics breakthroughs: Figure, Sora, Gemini for Robotics 38:00 – The future of AI-embodied robots in everyday life 43:00 – Preparing for the AI-driven job market 45:30 – Why AI has to become more human and contextual 48:00 – Personal AI personalities and voice assistants 50:00 – Final advice: How to stay ahead in the AI age…
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The CTO Show with Mehmet Gonullu
In this mind-expanding episode of The CTO Show with Mehmet , futurist investor and international entrepreneur Steven Zeller joins us to explore the cutting edge of human advancement through technology. From genetic engineering and health tech breakthroughs to brain-computer interfaces , quantum computing , and the philosophical questions of immortality , Steven shares a vision of the near future that is as inspiring as it is disruptive. Whether you’re a tech founder, startup enthusiast, or future-focused investor, this episode is packed with next-level insights. 🔑 Key Takeaways • Why AI is only the beginning—and how quantum computing will unlock true superintelligence • How CRISPR and AI are merging to rewrite human biology and potentially eradicate cancer • The race to build ethical and non-invasive brain-computer interfaces • The philosophical and economic implications of human pseudo-immortality • Why repetitive jobs must be automated —and how it will free humanity for higher pursuits • The bold case for optimism in the face of exponential technological change 📚 What You’ll Learn • The state of AI-powered genetic engineering in 2025 • Cutting-edge examples of non-invasive neurotech • The case for investing in humanity’s long-term future • Steven’s framework for evaluating high-impact, long-horizon tech investments • Why fear of innovation is outdated—and how to embrace what’s next 👤 About the Guest Steven Zeller is an international entrepreneur and investor focused on frontier technologies such as AI, quantum computing, longevity, and neurotech. His mission is to help accelerate humanity into a prosperous future by backing innovations that have profound societal impact. http://linkedin.com/in/steven-zeller-b05664100 ⏱️ Episode Highlights (Timestamps) • [00:01:00] Steven’s background and his mission to accelerate humanity • [00:05:00] Health tech, AI, and the dawn of engineered longevity • [00:13:00] The reality of brain-computer interfaces today • [00:20:00] The rise of non-invasive neurotech and its commercial future • [00:26:00] Quantum computing breakthroughs and what’s next • [00:33:00] Why we need quantum to achieve superintelligence • [00:38:00] Investing with a long-term vision vs. short-term ROI • [00:44:00] The future of work: replacing repetitive jobs with human creativity • [00:47:00] Final thoughts: hope, harmony, and embracing innovation…
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