108. What Type of Points and Miles Traveler Are You?

Points Talk with the Travel Mom Squad

Ever wonder what kind of points and miles traveler you are? In this episode, the Travel Mom Squad dives into the different types of travelers and how your personal travel style can shape your points strategy. From planners to luxury travelers to earn-and-burn enthusiasts, we break down the styles that work best for different lifestyles and goals—and share what type of travelers we are, too!

Alex: The Planner and Strategist Alex kicks things off by sharing how her style has evolved. As a planner, Alex focuses on specific trips she wants to take and chooses credit cards to make those trips happen. She balances planning with flexibility, chasing transferable points and limited-time offers that align with her travel goals. Her advice? Always keep the 5/24 rule in mind and prioritize cards that fit your long-term plans.

Pam: The Type-A Luxury Traveler Pam describes herself as a “no-chill, Type-A overachiever” who loves the finer things in life. With over 5 million points and miles, Pam can book anything at a moment’s notice. Her strategy focuses on luxury—think first-class flights and five-star hotels. For those in a similar stage of life, Pam emphasizes making points work for you while enjoying the rewards of your hard-earned travel perks.

Jess: The Earn-and-Burn Expert Jess takes a completely different approach: earning points quickly and redeeming them just as fast. “By the end of this year, I’ll have redeemed over a million Hyatt points,” she says. Jess avoids stockpiling points, knowing they devalue over time. Her philosophy? Use them while they’re at their peak value to create unforgettable family memories.

Other Traveler Types and Strategies

• The Domestic Traveler: Focused on U.S. destinations, this traveler maximizes Chase Ultimate Rewards and co-branded hotel cards for family road trips or visiting relatives.
• The Road Tripper: Ideal for families who avoid flying, this strategy uses hotel cards like Hyatt or Marriott to save on stays during sports tournaments or weekend getaways.
• The Disney Fanatic: For those who visit Disneyland or Disney World annually, Capital One cards help erase ticket purchases and make magical trips more affordable.

Your Travel Style, Your Strategy There’s no “right” way to approach points and miles. The best strategy is the one that fits your lifestyle and goals. As Pam puts it, “You do you!”

Ready to Find Your Traveler Type? Tune in to the full episode to hear more about each style and figure out which one resonates with you. Whether you’re just starting out or a seasoned pro, this episode will help you refine your strategy and make the most of your points.

Links:

• Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Episode Minute By Minute:

• 00:30 – Introduction: How your travel style shapes your points strategy
• 01:15 – Alex: The planner and how she prioritizes flexibility
• 10:08 – Pam: The luxury traveler with 5 million points
• 15:23 – Jess: The earn-and-burn approach to points
• 21:30 – Domestic travelers, road trippers, and other styles
• 27:55 – Takeaways: Why any strategy can work for your goals