Du Charme Wealth Management podcast

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محتوای ارائه شده توسط Branden DuCharme. تمام محتوای پادکست شامل قسمت‌ها، گرافیک‌ها و توضیحات پادکست مستقیماً توسط Branden DuCharme یا شریک پلتفرم پادکست آن‌ها آپلود و ارائه می‌شوند. اگر فکر می‌کنید شخصی بدون اجازه شما از اثر دارای حق نسخه‌برداری شما استفاده می‌کند، می‌توانید روندی که در اینجا شرح داده شده است را دنبال کنید.https://fa.player.fm/legal

TechSurge: Deep Tech VC Podcast

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Understanding the Elegant Math Behind Modern Machine Learning 1:14:43

۳ روز پیش1:14:43

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پسندیدن

دوست داشته شد

1:14:43

Artificial intelligence is evolving at an unprecedented pace—what does that mean for the future of technology, venture capital, business, and even our understanding of ourselves? Award-winning journalist and writer Anil Ananthaswamy joins us for our latest episode to discuss his latest book Why Machines Learn: The Elegant Math Behind Modern AI . Anil helps us explore the journey and many breakthroughs that have propelled machine learning from simple perceptrons to the sophisticated algorithms shaping today’s AI revolution, powering GPT and other models. The discussion aims to demystify some of the underlying math that powers modern machine learning to help everyone grasp this technology impacting our lives, even if your last math class was in high school. Anil walks us through the power of scaling laws, the shift from training to inference optimization, and the debate among AI’s pioneers about the road to AGI—should we be concerned, or are we still missing key pieces of the puzzle? The conversation also delves into AI’s philosophical implications—could understanding how machines learn help us better understand ourselves? And what challenges remain before AI systems can truly operate with agency? If you enjoy this episode, please subscribe and leave us a review on your favorite podcast platform. Sign up for our newsletter at techsurgepodcast.com for exclusive insights and updates on upcoming TechSurge Live Summits. Links: Read Why Machines Learn, Anil’s latest book on the math behind AI https://www.amazon.com/Why-Machines-Learn-Elegant-Behind/dp/0593185749 Learn more about Anil Ananthaswamy’s work and writing https://anilananthaswamy.com/ Watch Anil Ananthaswamy’s TED Talk on AI and intelligence https://www.ted.com/speakers/anil_ananthaswamy Discover the MIT Knight Science Journalism Fellowship that shaped Anil’s AI research https://ksj.mit.edu/ Understand the Perceptron, the foundation of neural networks https://en.wikipedia.org/wiki/Perceptron Read about the Perceptron Convergence Theorem and its significance https://www.nature.com/articles/323533a0…

Du Charme Wealth Management Podcast

اشتراک گذاری

خانه سری•Feed

Educating and empowering individuals that want to have more effective engagements with professionals around their financial lives.
DISCLAIMER: Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

50 قسمت

#Trading #Business #Branden Ducharme

Du Charme Wealth Management Podcast

updated ۴ روز پیش

اشتراک گذاری

خانه سری•Feed

50 قسمت

#Trading #Business #Branden Ducharme

すべてのエピソード

1
Converting Motels Into Apartments 1:23:29

۴ روز پیش1:23:29

1:23:29

Kevin Kennedy shares his unconventional approach to real estate by converting dilapidated motels into affordable housing. He discusses his journey, unique investment strategies, past experiences—including a humorous encounter on Judge Judy—and the importance of understanding zoning laws and property management. • Kevin's transition from merchant banking to real estate investing • Humorous story of losing a snake and appearing on Judge Judy • The potential of converting poorly managed motels into cash-flowing apartments • Importance of preemptive engagement with local municipalities for zoning • Insights on property management and working with contractors • Balancing profitability with a mission to address affordable housing needs • Emphasis on the evolving nature of real estate investing and market dynamics Guest Bio: Kevin Kennedy is a seasoned real estate entrepreneur with a diverse portfolio that spans across multiple sectors. With a keen eye for investment opportunities, Kevin has successfully ventured into RV park ownership, apartment complexes, and numerous rental properties. RV Park Ownership: Kevin owns and operates several RV parks, providing top-notch amenities and services to travelers and long-term residents alike. His parks are known for their scenic locations, well-maintained facilities, and community-oriented atmosphere. Apartment Ownership: Kevin has invested in multiple apartment complexes. Typically renovated from older properties his properties are strategically located in high-demand areas, offering modern living spaces and a range of amenities that cater to the needs of urban dwellers. Numerous Rentals: Kevin’s real estate portfolio also includes a variety of rental properties. From single-family homes to commercial spaces, he has built a reputation for maintaining high standards and ensuring tenant satisfaction. Kevin’s success in real estate is driven by his commitment to quality, customer service, and strategic investment. His ability to identify and capitalize on market trends has made him a respected figure in the industry. Website: https://conversionhousing.com/ Instagram - https://www.instagram.com/conversionhousing/?igsh=MTJqYmxjdHZ0YTBuaA%3D%3D# Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #podcast #commercialrealestateinvestor #wealthmanagement #investmentstrategy #southernutah #stgeorgeutah [00:00:00] Intro. [00:01:57] Real Estate Investments and Strategies. [00:11:09] Multifamily Property Management and Investment. [00:16:19] Wealth Management Client Segmentation. [00:23:56] Real Estate Investing Strategies and Challenges. [00:36:08] Scale of Multi-Family Property Investments. [00:42:35] Real Estate Investment Strategies and Considerations. [00:56:11] Economic Trends in Real Estate. [01:08:05] RV Park Investment Challenges and Considerations. [01:17:29] Interest Rate Trends and Investment Strategies. [01:22:47] Real Estate Investment Complexity Discussion. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Retirement Accounts: Approaching Tax Season 43:22

11 روز پیش43:22

43:22

We explore the intricate landscape of retirement accounts, emphasizing the importance of understanding 401(k) and IRA benefits, tax treatments, and contributions. Our discussion highlights essential strategies for effective retirement planning and the flexibility of various account types, encouraging listeners to take proactive steps in their investment journey. • Understanding ERISA accounts and their significance • Importance of contributing early to retirement accounts • Difference between traditional and Roth accounts • Tax implications for various retirement accounts • Options for accessing funds early without penalties • The value of professional guidance in retirement planning Link to David McKnight Sounds Off: IUL's Vs. Life Insurance: https://www.youtube.com/watch?v=plTDxsIBOyQ Find Du Charme Wealth Management here: https://www.ducharmewealth.com/ #wealthmanagement #retirementplanning #retirement #southernutah #stgeorgeutah [00:00:00] Intro. [00:01:40] Understanding Retirement Accounts and Tax Treatment. [00:09:30] Exploring IRA Tax Treatment. [00:16:10] Navigating Tax Strategies in Retirement. [00:29:47] Maximizing Retirement Contributions and Investment Opportunities. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Ease the Burden of Student Loans 33:37

18 روز پیش33:37

33:37

Student loan repayment with Emma Crawford, a certified financial planner who specializes in student loan strategies. Emma guides us through the often-confusing terrain of federal student loans, revealing crucial insights into various repayment options like direct repayment, public service loan forgiveness, and income-driven repayment forgiveness. Learn why it's essential to cut through the misinformation from loan servicers and seek reliable guidance to manage your student loans effectively. Gain a deeper understanding of the stark contrasts between federal and private student loans. Emma explains why private loans often lack the flexible repayment options available with federal loans and the complexities involved in discharging federal loans through bankruptcy. She stresses the importance of expert advice, especially for those pursuing forgiveness programs, to optimize financial planning and potentially achieve significant savings. With Emma's guidance, you'll be equipped to navigate the student loan landscape confidently and strategically. Guest: Emma Crawford Email - emma@octoberloans.com Website - https://www.octoberloans.com/ Guest Bio: After graduating with her master’s degree in Counseling Psychology from the University of Minnesota in 2016, Emma was saddled with student loan debt. She felt overwhelmed and confused by the intricacies of the different repayment plans and Public Service Loan Forgiveness (PSLF) program but didn’t know who to contact or who to trust for help and support. Knowing there had to be a better way, she dedicated her time and efforts toward becoming a financial planner to help others feel less alone as they navigate the complex world of federal student loan debt. As a CERTIFIED FINANCIAL PLANNER™ professional, Certified Student Loan Professional®, and founder of October Loan Strategies, she creates fully customized student loan plans with concrete, step-by-step instructions to help clients minimize payments and maximize forgiveness. So far, she has consulted on over $100 million in student loan debt and helped clients receive $10 million in student loan forgiveness - and has won a few awards along the way! Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #studentloans #studentloandebt #wealthmanagement #southernutah #stgeorgeutah [00:00:00] Intro. [00:02:15] Navigating Student Loan Repayment Options. [00:12:20] Understanding Student Loan Repayment Options. [00:18:28] Private vs. Federal Student Loan Repayment. [00:25:20] Student Loan Repayment With Expert Help. [00:32:19] Student Loan Planning Services & Consultations. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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3 Things You Can Do To Prepare For A Smoother Tax Season 47:40

25 روز پیش47:40

47:40

Turn tax season from a dreaded chore into a smooth, stress-free experience with insights from Grayson Tracy, a seasoned CPA from Savage Esplin & Radmall. Grayson shares his expert advice on overcoming common hurdles like disorganized records and last-minute rushes, and outlines strategies for building a productive relationship with your accountant. Discover practical tips on document organization and communication that can transform your tax preparation process, a vital skill given the current shortage of tax professionals. Explore the art of balancing proactive tax planning with its associated costs, as we discuss the essential collaboration between financial planners and accountants. Gain an understanding of the intricacies involved in tax filing, especially for those waiting on K-1 documents or facing potential tax liabilities. Grayson explains the benefits of making estimated payments to meet IRS safe harbor requirements, thus avoiding penalties and financial surprises. He also highlights the risks of relying on social media for tax advice, advocating instead for the guidance of a qualified professional. Guest: Grayson Tracy, CPA Webpage: Savage Esplin & Radmall, PC Link: https://sercpas.com/about/ Phone: 435.673.6195 LinkedIn: https://www.linkedin.com/in/grayson-tracy/ Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #cpa #taxefficiency #taxstrategies #southernutah #podcastclips #podcast #stgeorgeutah [00:00:00] Intro. [00:01:34] Tax Season Preparation With Your Accountant. [00:09:56] Proactive Tax Planning Communication Strategies. [00:19:41] Tax Preparation Efficiency and Organization. [00:28:50] Tax Payment Planning and Organization. [00:34:26] Tax Season Extension and Recordkeeping. [00:45:50] Tax Advice and Real Answers. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Achieve Long-Term Success with Factor Investing 1:00:04

۵ weeks پیش1:00:04

1:00:04

Dan Huffman is the founder of Cornerstone Financial Planning, where he helps clients achieve financial independence through real estate investing and factor investing strategies. He lives with his wife and son in Colorado Springs, CO, and they love traveling and hiking in the mountains! This episode delves into the fascinating world of factor investing, featuring insights from expert Dan Huffman. We discuss the key concepts of factor investing, compare it to traditional active management, and analyze the behavior of various market segments, particularly small-cap value stocks. The conversation serves as a guide for investors, emphasizing the importance of knowledge and confidence in enhancing investment outcomes. • Understanding factor investing and its importance • Dan's journey to factor investing during his military career • Core factors include market cap, value, and momentum • Discussion on the small-cap value premium and its relevance • Importance of behavioral finance in investment strategy • Practical applications of factors using ETFs and disciplined rebalancing • Encouragement for long-term thinking in investment decisions • Analysis of the potential impacts of market regime changes Webpage: https://cornerstonefiplanning.com/ Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #podcast #southernutah #stgeorgeutah #wealthmanagement #wealthpodcast [00:00:00] Intro. [00:01:42] Understanding Factor Investing Strategies. [00:09:33] Investing in Factor Strategies Approach. [00:13:57] Exploring Factors in Investment Strategies. [00:22:45] Small Cap Strategies and Factor Investing. [00:27:46] Reevaluating Investment Strategies Today. [00:41:24] Assessing Factor Exposure Methods. [00:46:13] Strategic Factor Investing Strategies. [00:59:34] Appreciation for Early Morning Interview. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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3 Reason Business Owners Should Invest In Commercial Real Estate 38:45

۶ weeks پیش38:45

38:45

This episode explores why business owners should consider investing in commercial real estate as a strategic move for financial growth and sustainability. By discussing the control over expenses, the potential for asset appreciation, and the benefits of passive income through real estate ownership, we provide valuable insights for entrepreneurs looking to enhance their business operations. • Control over expenses and operational costs • The importance of fixed costs with a mortgage • Inflation buffering and rent escalations • Long-term appreciation and equity build-up • Passive income opportunities through subleasing • Evaluating risks and financial readiness • Strategies for successful property investment Guest - Kevin O'Brien, Ph.D. Bio: Kevin began his real estate career at NAI Excel in 2019, specializing in Multifamily, Retail and Industrial properties. Kevin prioritizes reliability, transparency, and communication with his clients to assure that they are assisted throughout their transaction process. Kevin joined NAI Excel to pursue his interest in investment property ventures and acquisitions. From his background in analytical science, he enjoys working with his clients to find options that can help them with their long-term business and commercial real estate investing. Since joining, Kevin has helped transact multiple investment properties including value-add multifamily apartments, industrial warehouse buildings, retail centers, and commercial development land for storage facilities and apartment buildings. Connect with Kevin O'Brien: Email: kevin@naiexcel.com LinkedIn: https://www.linkedin.com/in/commercialrealestatekevin/ NAI Excel Webpage: https://excelcres.com/our-team/st-george-utah/team/kevin_obrien/ Phone: 435-634-0556 Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #commercialrealestate #commercialproperty #southernutah #wealthmanagement [00:00:00] Intro. [00:00:45] Kevin Discusses Commercial Real Estate [00:07:23] Controlling Costs in Commercial Real Estate. [00:17:12] Maximizing Profit Through Commercial Real Estate. [00:30:46] Benefits of Commercial Real Estate Ownership. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Protect Your Identity From Hackers 36:44

۷ weeks پیش36:44

36:44

John Siggard is the founder and owner of two MSP (Managed Service Provider) companies based in Washington, Utah: Superior Technical Solutions and IT4Eyes. Since its founding in 2009, Superior Technical Solutions (STS) has focused on two primary services: cybersecurity—including network analysis and security risk assessments—and general IT support. With over 20 years of IT experience under his belt, John trains his team of technicians to provide excellent service for each client, big or small. In recognition of their commitment to excellence, STS won the 2024 Soteria Award for being one of the most trusted MSPs in North America and the Best of Business Award for IT Services in St. George, Utah. This discussion focuses on essential cybersecurity measures that everyone can adopt to safeguard against fraud and cybercrime. We highlight the importance of two-factor authentication, reducing online footprints, and utilizing DNS filters to enhance security. • Understanding the balance between convenience and security • Importance of two-factor authentication on all online accounts • Steps for reducing personal information exposure online • Overview of DNS filters and their protective benefits • Final thoughts on the necessity of remaining vigilant against cyber threats Guest: John Siggard CEO of Superior Technical Solutions Webpage: https://stsutah.com/about-us/ Phone: 435-313-8132 Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ [00:00:00] Intro. [00:02:08] Cybersecurity Risks and Protections. [00:11:36] Data Privacy and Online Protection. [00:22:03] Preventing Fraud and Scams. [00:35:38] Navigating Security, Fraud, and Protection. #podcastclips #podcast #cybersecurity #cybersecuritysolutions #southernutah #stgeorgeutah #wealthmanagement DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Estate Planning Basics 25:08

۸ weeks پیش25:08

25:08

Estate planning is more than just a will or trust; it's about safeguarding your legacy and ensuring your wishes are honored without the public spectacle of probate. We shed light on the critical elements that make an estate plan comprehensive, such as aligning beneficiary designations with your estate documents and maintaining privacy. Discover how these components work together to prevent unintended competitive advantages and ensure your assets are distributed as you intend. Estate planning isn't just about preparing for the inevitable; it's a proactive step to manage unexpected life events like incapacitation. Here, we explore the essential roles of healthcare and financial power of attorney documents, empowering your loved ones to make crucial decisions on your behalf. The absence of these documents can lead to significant challenges, from restricted access to private information to financial mismanagement. We emphasize the importance of keeping your estate plan updated, especially after significant life changes, to avoid the pitfalls of outdated documentation and ensure a smooth transition for your family. Concerned about the cost of estate planning? Let us dispel the myths surrounding financial barriers with accessible resources, including trusted estate planning attorneys and innovative technological solutions. Our commitment at Ducharme Wealth Management is to provide personalized support, ensuring your plan is both comprehensive and affordable. Whether you're starting fresh or updating an existing plan, we're excited to guide you through securing your future. Reach out to us, and let's work together to keep your financial house in order. Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #podcast #podcastclips #stgeorgeutah #southernutah #powerofattorney #estateplanning #estatemanagement [00:00:00] Intro. [00:01:14] Estate Planning and Power of Attorneys. [00:14:37] Power of Attorneys and Beneficiaries. [00:18:10] Estate Planning and Beneficiary Preparation. [00:24:06] Professional Assistance in Estate Planning. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Start the New Year on the Right Financial Foot 43:55

۹ weeks پیش43:55

43:55

Kickstart your financial journey this year with essential strategies and expert insights with Branden and Carisa. Learn how to organize and update your financial information effectively, transforming your personal balance sheet into a powerful tool for making proactive financial decisions. By regularly reviewing your assets and liabilities, you'll uncover opportunities for adjustments and improvements without the need for drastic changes. We also explore the intricacies of portfolio management and investment strategies. Understanding your net worth statement and 401k assets at the year's start is critical. Discover the importance of asset allocation, the challenges of limited investment options, and the nuances of domestic versus international investments. With Branden and Carisa's guidance, you’ll learn how to consolidate retirement accounts and set up automatic contributions to ensure your investments are consistently working towards your financial goals. Link to episode with Rustin Staheli: https://www.youtube.com/watch?v=42SMnAp5dic&t=10s Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #investmentstrategies #estatemanagement #financialservices #southernutah #stgeorgeutah #financialmastery [00:00:00] Intro. [00:01:24] Financial Objectives for the New Year. [00:05:57] Portfolio Review and Investment Strategy. [00:17:11] Asset Allocation and Financial Planning. [00:28:46] Estate Planning and Insurance Review. [00:38:40] Financial Planning Services and Offerings. [00:42:59] Listener Engagement and Openness. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Valuation Mysteries and Market Momentum 52:44

10 weeks پیش52:44

52:44

As 2025 approaches, this episode dives into market predictions, valuations, and the impact of emotional psychology on investment decisions. Expert insights on cyclical analysis draw parallels between macro trends and tactical asset allocation strategies, guiding listeners in preparing for the uncertainties ahead. • Discusses the significance of market valuations and cycle analysis • Challenges traditional investment bank predictions and averages • Explores emotional psychology's influence on investor behavior • Analyzes the roles of gold, Bitcoin, and real estate in investment strategies • Highlights critical insights on cyclical analysis and economic forecasting • Emphasizes the need for due diligence and professional guidance in investing Guest: Jim Lee, CFA, CMT, CFP® Phone: (302) 884-6742 Webpage: www.stratfi.com Jim Lee is an award-winning futurist and market strategist with over 30 years of experience. Jim received the highest honor from the Association of Professional Futurists for his book 'Foresight Investing: A Complete Guide to Finding Your Next Great Trade'. Jim is also a past winner of NAAIM's national investing competition. He is a Chartered Financial Analyst (CFA), Chartered Market Technician (CMT), and Certified Financial Planner (CFP®) and is the founder of StratFI, a boutique investment management firm focused on "What Happens Next?" Connect with Jim Lee: https://x.com/jhlinde http://www.linkedin.com/in/jleeadvisor/ http://facebook.com/stratfi Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #MarketInsights #investmentstrategy #RealEstate #investmentopportunities #MarketTrends #technicalanalysis #southernutah #podcast #podcastclips [00:00:00] Intro. [00:00:43] Forecasting Market Cycles and Valuations. [00:06:40] Market Analysis and Technical Indicators. [00:12:05] Analyzing Market Trends and Cycles. [00:25:10] Understanding Market Cycles and Valuations. [00:36:08] Real Estate, Leverage, and Inflation. [00:42:38] Real Estate and Market Analysis. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Myth Busting: ETFs Vs. Mutual Funds 51:58

11 weeks پیش51:58

51:58

Discover how financial wisdom can transform your investment strategies with Aaron Best, a certified financial planner who brings his expertise on modern investment vehicles. We promise you'll uncover the hidden truths behind ETFs and mutual funds, as well as how they align with your personal financial goals. We also critique mutual funds for their potential tax inefficiencies, which can spring unexpected surprises on investors. We acknowledge the challenges and benefits of investing in these vehicles from a tax perspective, providing you with the knowledge to make informed decisions that align with your investment strategy. Guest Bio: Hi, I’m Aaron Best—Southern Utah born and raised, and let’s be honest, I’ll probably never leave. The only time I’ve lived outside of my red rock roots was during a two-year mission for my church in the great state of Wisconsin. When I returned, I attended Utah Valley University, where I threw shot put, discus, and hammer for the track team on scholarship. It was also there that I won over my beautiful wife, and we’ve been building our life together ever since. These days, we stay plenty busy with our four amazing kids. When I’m not in the office, you’ll find me outdoors camping, fishing with my family, or coaching the throwing events at the local high school. My journey into financial planning began at Utah Valley University with a personal finance class that sparked something in me. The idea of becoming a Certified Financial Planner™ resonated deeply, and I knew I’d found my path. I kicked off my career with one of the world’s leading financial service firms, where I learned the foundations of trading, investing, and retirement planning. From there, I moved to a prominent northern Utah firm and discovered my passion for the personal side of finance—working one-on-one with individuals and families to help them achieve their financial goals. After gaining years of valuable experience at a respected planning firm in Southern Utah, I decided to take the leap and start my own Registered Investment Advisory (RIA) firm—and I haven’t looked back since. Running my own practice has allowed me to focus even more on what I value most: delivering personalized, independent advice to help my clients plan with confidence. In both my professional and personal life, I believe in showing up, putting in the work, and creating a solid foundation for the future—whether that’s for my family, my clients, or the high school athletes I coach. Connect with Aaron Best: Webpage: https://bestwealthadvisory.com/ Phone: (435) 319-0940 Email: abest@bestwealthadvisory.com Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #InvestSmart #financepodcast #ETFs #mutualfunds #InvestmentTips #FinanceWisdom #southernutah #stgeorgeutah #podcastclips [00:00:00] Intro. [00:02:18] Understanding ETFs and Mutual Funds. [00:11:47] ETFs and Mutual Funds Explained. [00:20:52] ETF Liquidity and Trading Misconceptions. [00:34:35] Comparing ETFs vs. Mutual Funds. [00:43:49] ETFs and Mutual Funds Tax Efficiency. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Election Is Over: What Now? 47:57

12 weeks پیش47:57

47:57

Join us as we explore the current economic landscape with our special guest, Strider Elass, a senior economist from First Trust Advisors L.P. We tackle the enduring dominance of the US dollar as the world's reserve currency, the potential challenges from currencies like the Chinese yuan, and the implications of the Federal Reserve's interest rate policies. Strider provides expert analysis on the factors that underpin the dollar's strength, such as America's robust legal framework and democracy, while shedding light on the broader economic impacts of the Fed's policies, including inflation and the political environment following Trump's election victory. Our discussion extends to the complexities of the Federal Reserve's influence on interest rates and the housing market. Drawing comparisons to economic challenges from the past, we explore the misconception that Fed rate cuts will directly reduce mortgage rates and emphasize how long-term interest rates are more influenced by macroeconomic conditions. We also consider the future of the housing market, focusing on the role of demographics and immigration in sustaining demand, and discuss the intricate dynamics of illegal immigration and its economic implications. We all discuss the future of the US dollar and the role of cryptocurrency in today's economic climate. Highlighting the dollar's resilience despite global pressures, we ponder whether cryptocurrencies like Bitcoin could emerge as viable alternatives and speculate on the economic signals of gold's performance. This episode concludes with an exploration of the potential impact of adopting a Bitcoin standard and the intriguing scenarios where the federal government might invest in Bitcoin. Guest: Strider Elass is an Senior Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois. Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #Economics #podcast #Crypto #podcastclips #housingmarket #southernutah #ducharmewealthmanagement #stgeorgeutah [00:00:00] Intro. [00:10:54] Fed Policy Impact on Interest Rates. [00:22:54] Long-Term Housing Market and Immigration. [00:26:45] Government Efficiency and Economic Impact. [00:33:54] Government Spending and Economic Impact. [00:40:09] Future of Dollar and Cryptocurrency. [00:46:33] Potential Impact of Bitcoin Standard. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

1
Tax Planning Success Stories 40:58

13 weeks پیش40:58

40:58

Branden and Carisa promise to equip you with practical strategies to save thousands on your tax bill, just as Carisa did for one of her high-net-worth clients. Explore powerful charitable giving strategies that go beyond conventional cash donations. Carisa shares how transitioning to in-kind donations of appreciated stocks or funds can bypass capital gains taxes, benefiting both you and your chosen charities. Dive into the complexities of IRA management and Roth conversions, where we unveil common pitfalls and strategic solutions. Discover why understanding non-deductible contributions and the pro rata rule is key to optimizing your tax efficiency. We emphasize the importance of tax diversification in retirement planning, using real-world examples to illustrate the benefits of balanced financial strategies. Guest: Carisa Bertrand, AWMA. Accredited Wealth Management Advisor in St. George, UT. Phone: 435-288-3396 Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #TaxEfficiency #wealthmanagement #CharitableGiving #taxstrategies #IRAStrategies #retirementplanning [00:00:00] Intro. [00:03:01] Tax-Saving Charitable Investment Strategies. [00:15:37] Navigating Tax Efficiency and Risk Management. [00:24:06] IRA Cost Basis and Roth Conversions. [00:35:07] Tax Planning Flexibility and Strategies. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Divorce Preparation: The Do's and Don'ts 47:33

14 weeks پیش47:33

47:33

In our latest episode of the Ducharme Wealth Management Podcast, certified divorce financial analyst Rhonda Noordyk joins us to share her expertise on navigating the financial intricacies of divorce. Like a guiding light during turbulent times, Rhonda emphasizes the critical role of giving clients a voice and ensuring their financial concerns are addressed. From understanding the division of assets to managing debts, her insights are invaluable for anyone facing the daunting task of divorce. Guest Bio: Rhonda Noordyk has been dedicated to advocating and educating women facing divorce for over a decade. Guiding them through financial strategies that can impact not only their life but the lives of their children and grandchildren. Rhonda has advocated for women to have a voice, be assertive, get results, be driven, and move forward with confidence. Helping women isn’t just about running the numbers. It’s about asking the right questions, and demystifying myths and biases around finances so that women can thrive in life after divorce. Rhonda is passionate about helping clients navigate a broken system and level the playing field so they can achieve success — pre-, during, and post-divorce. Women will find a safe and non-judgmental place here and can be assured that Rhonda will advocate for women so that they are given a voice in their future. Website: https://womensfinancialwellnesscenter.com/ Find Rhonda on Social Media: FB: https://www.facebook.com/rhonda.noordyk IG: https://www.instagram.com/rhondanoordyk/ Linked In: https://www.linkedin.com/in/rhondanoordyk/ YouTube: https://www.youtube.com/@UCGfLw2VapTgx9DoI5H2Cjmw Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #DivorceFinance #HiddenAssets #DivorceAdvice #FinancialPlanning #divorcesupport #podcastclips #podcast [00:00:00] Intro. [00:07:24] Uncovering Hidden Assets in Divorce. [00:16:58] Navigating Tax Implications in Divorce. [00:31:16] Coordinating College Expenses After Divorce. [00:34:27] Preparing for Divorce. [00:38:05] Selecting a Divorce Attorney Wisely. [00:44:17] Navigating Divorce Procedures and Resources. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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Lessons From A Former Investment Banker 58:58

15 weeks پیش58:58

58:58

Join us for a fascinating conversation with Kim Arthur, founding partner at Main Management, as he unpacks the nuances of financial markets and investment strategies. Gain insights into how market sentiment and expectations can lead to post-election surprises, as well as the cultural transitions within financial organizations, like the changes he saw when Montgomery Securities was acquired by Bank of America. Kim's journey highlights the importance of adaptability and maintaining a client-centric approach in the ever-shifting world of finance. Explore the significant shift from individual stock picking to the critical role of asset allocation. We discuss how regulations like the Sarbanes-Oxley Act transformed the financial landscape, creating a more level playing field. Kim shares his mastery in recognizing market patterns and trends, explaining how understanding sector valuations can uncover investment opportunities. For long-term investors, the strategic use of sector rotation and the balance between active and passive strategies are essential tools for navigating market volatility. In a landscape where ETFs are outpacing traditional mutual funds, Kim demystifies the advantages of these investment vehicles, particularly their tax efficiency and cost benefits. We also touch on the changing flows in market investments and the intriguing corporate housing strategies being employed amid economic shifts. Connect with guest Kim Arthur from Main Management: https://www.mainmgt.com/our-team/kim-d-arthur/ Find Du Charme Wealth Management here: https://ducharmewealth.com/contact-us/ #Investing #financepodcast #ETFs #InvestmentStrategy #MarketVolatility #financepodcast #podcast [00:00:00] Intro. [00:12:38] Navigating Market Volatility and Valuations. [00:21:29] Long-Term Investing and Avoiding Distractions. [00:31:21] Tax Efficiency in ETFs vs Mutual Funds. [00:44:35] Market Outlook and Investment Strategies. [00:52:30] Corporate Housing and Real Estate Trends. [00:58:12] Partnership Appreciation and Collaboration. DISCLAIMER: Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.…

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