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The College Investor podcast is a daily audio show that's dedicated to bringing you the best of TheCollegeInvestor.com. We discuss a variety of topics, all relating to millennial money - including student loan debt, investing, earning more money, and more! Robert Farrington, the founder of The College Investor and a Millennial Money Expert, shares how to get out of student loan debt so that you can start investing and building wealth for the future. Instead of cutting expenses and living a f ...
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In-depth money conversations and reader Q+A from the team that created The College Investor. Get insights into personal finance, investing, side hustles, and more, plus get your questions answered!
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In college? Want to know how to invest and manage your finances? You’re in the right place.
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The FAFSA – or Free Application for Federal Student Aid – is required for students who want help paying for college. The application is managed by the Department of Education and helps federal, state, and college-level programs allocate financial aid. This includes grants, federal work-study, and eligibility to qualify for student loans. How much a…
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I was recently asked a question by a reader about the drawbacks of getting a private student loan. She asked why she shouldn’t get a private student loan, when interest rates are so low right now. She would need to cosign with her daughter on the loan in order to get the best rate. My advice was as follows: the biggest danger of a private student l…
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Let's talk about $10,000... how to get there and make it happen. Why $10,000? Because it's a number that's big enough to make a difference, but small enough to be achievable by most people who set out for it. And there are some crazy ways to make $10,000, so this will also be pretty fun! We recently discussed how to pay down $10,000 in debt in just…
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If you’re listening to this, you probably either have student loan debt or you’re about to incur student loan debt and you're looking for ways to minimize your student loans. With student loan debt balances on the rise, your best bet is to pay off your student loan debt as quickly as possible, or better yet, stop the debt from piling up by taking t…
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With college costs and student debt on the rise, students and their parents need to think about ways to cut the overall cost of higher education. Even if a student wants to attend a four-year university, starting at a two-year university can conservatively lead to five-figure savings. Students who decide against earning a bachelor’s degree can gain…
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Today's episode is an interview Robert had with Chuck Jaffee from the Money Life Show. He helps answer a reader question: what happens if you have money saved for college in a 529 plan, but then your child (or niece or nephew) don't actually go to college. What are the options? If you're starting from scratch, should you still consider a 529 plan? …
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توسط The College Investor
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A FERPA waiver, when signed by a student, allows parents to gain access to academic records during college. However, this raises an interesting question: should parents push their college-bound children to sign? Many parents, accustomed to having access to their child’s academic records throughout high school, are surprised when they no longer have…
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One of the biggest fears families have about using a 529 plan to save for college is the dreaded 529 plan penalty. There are many ways to save and pay for college, and the absolute best way to do it varies depending on your specific situation. A 529 plan, which is designed to help you with higher education expenses, is a type of tax-advantaged acco…
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What is a grandparent-owned 529 college savings plan? How do they work? What do you need to know about them and what changes should you know about? A grandparent-owned 529 plan is a type of 529 college savings plan where the account owner is a grandparent, as opposed to a parent. The grandchild is the beneficiary. Another alternative would be a cus…
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Low-income students are half as likely to enroll in selective colleges as compared with high-income students with similar grades and test scores. This is called undermatching. These students are often academically talented and likely to be admitted.¹ ² Still, many end up at less-selective colleges, such as lower-cost public colleges and community c…
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I don't know what to do after college!?! It's one of the most common questions I hear - from high school grads, to college students, to even some nearing college graduation. If you find yourself saying, “I don’t know what to do after college,” you are not alone. The truth is, most college grads have a "now what" moment. You've basically lived your …
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Are you ready to take control of your financial future? You don’t need a financial advisor to develop your own financial plan. In fact, YOU are the best person to put one together. When you’re directly involved in mapping out your finances you’ll be more likely to actually stick with your goals. Plus, you’ll have a keen awareness of where you stand…
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Demonstrated interest refers to the ways a student indicates interest in a specific school. This includes visiting campuses, reaching out to admissions officers, participating in prospective student events, and even interacting with the school’s online resources. Let’s face it: the college admissions process is notoriously competitive. Over the pas…
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If you drop a class or drop out of college, you may have to repay all or part of the financial aid you received. How much depends on the type of financial aid and when you dropped the class or left school. Even though the Federal Pell Grant is a grant that normally does not need to be repaid, you may have to repay all or part of it in certain circu…
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The average cost of tutoring can vary based on a number of different factors. While it used to be something only the wealthy could afford lower costs and new technologies are making it more accessible. For example, working with a private tutor in a large city, will likely be more expensive than working with a tutor remotely. This article dives into…
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Today's episode is a live stream interview with GradGuard CEO John Fees. We talked about tuition insurance and when it makes sense, and then covered dorm room renters insurance. There was some listener Q&A mixed in! Enjoy! Let me know what you think.توسط The College Investor
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Did you know that you can start investing with $100 or less? Most people think that you need thousands of dollars to get started investing, but that's simply not true. In fact, I started investing with just $100 when I started working my first job in high school (yes high school). It's possible to start investing in high school, or in college, or e…
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Life during college often comes with many ups and downs. Sometimes, life throws an unexpected curveball that requires students to withdraw from school mid-semester. If you’ve already paid for classes, you might not get a refund. That’s where tuition insurance can help. Whether you are a parent or student, tuition insurance can be a worthwhile way t…
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As high school graduation approaches, you might find yourself at a crossroads. Should you take the conventional route and go straight to college, or have you been dreaming about taking a break from school to try something new? Either option holds its value. While fewer than 5% of high school students in the U.S. choose to take a gap year before enr…
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A tuition payment plan is a lesser-known way to pay for college as you go. It breaks your tuition bill up into smaller payments, allowing you to pay in installments over time. Remember, how you decide to finance your college education is going to be one of the most important decisions you make in your life. While a lot of students opt for student l…
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Did you know: marital status can be a factor when determining financial aid eligibility. If you are making your way through college after tying the knot, your financial situation will likely look different than that of your single peers, which could impact your access to financial aid. But everyone’s situation is unique. We explore some of the pote…
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The college admissions process is notoriously competitive. The last several decades might even indicate that getting into college has become harder, overall. College acceptance rates hover at a national average of 68%, though the rate at some of the nation’s top institutions is a shocking 3%. Let’s put that into perspective, though. Of course, acce…
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In recent years, many colleges and universities have adjusted their campus pet policies to meet the changing needs of students. Having a pet in college was once a rarity, but pet-friendly campuses are now more common as colleges work to create a more supportive environment for their students. That said, having a pet as a college student is a big co…
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Ever wonder which schools are considered "Ivy League", and where the term came from? Ivy League schools are an elite group of eight private universities based in the northeastern U.S., best characterized by their historical campuses, rigorous academic programs, and strong alumni networks. From explaining the term “Ivy League” to discussing the curr…
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