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Taking Care of Business provides unique insights to the economy along with behind the scene access to the financial industry and is presented to you by The Journeys Group. The Journeys Group is an independent registered investment advisory firm and information presented is for educational purposes only. Join Tommy and his son, George for weekly episodes as they discuss their passion for educating and preparing people for their retirement and as they share their thoughts on the overall financ ...
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Taking Care of Business

Paul Cheetham-Karcz

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Taking Care of Business is an honest and raw, real-life podcast (and also a book) on how to grow a successful business whilst taking care of what matters most...yourself. The podcast features some of the most successful business leaders in the UK, mixed in with some inspirational guests from the worlds of sport and media. Paul, a working-class guy, has himself started and grown a number of privately owned and publicly listed companies. The Taking Care of Business book is available to buy in ...
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Disrupting the status quo takes an entrepreneurial mindset and a passion for putting customers first. Listen as Mike Katz, President of the T-Mobile Business Group sits down with trailblazing leaders from businesses large and small to learn how they bring innovative thinking to life, what inspires them to drive change, and where they see new opportunities.
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Abe Lincoln is always at or near the top of the list when people are asked, “Who are the greatest leaders in history?” The genius of Lincoln was the team he assembled around him. His entire leadership team had all previously been his political rivals. When asked why he chose them, Lincoln replied it was because they were “the strongest leaders” he …
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In today's episode, George and Tommy unpack recessions. The common rhetoric is that recessions are a world ending event, when in fact they are a healthy part of a normal and functioning economy. We review historical data about recessions, and delve into how to properly position and prepare yourself for future recessions. Tune in to hear more!…
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Do you know what you're paying for your investments? On today's episode, Tommy and George delve into the impact of fees on your return, and the importance of understanding what exactly you're paying. Excessive fees can be one of the biggest killers of a return on investment, and you as the client need to be aware of what costs go into an investment…
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Current member, Sin Senh, and I discuss what led him to being CEO of Roux, and what led him to Vistage. Sin Senh is a registered Professional Geologist with over twenty years of experience in environmental site assessment, remediation, and risk management. He holds Bachelor’s degrees in Geology and Environmental Studies and a Master’s degree in Hyd…
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Join Tommy and George in today's episode as they discuss the difference between a financial advisor and a financial planner. Although these two roles are often used interchangeably, they have two very different approaches to your financial situation and provide different services. Here at The Journeys Group, we are firm believers of working with a …
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Getting perspective in the midst of action is an essential leadership skill. Elite athletes have it, as do great military leaders and inspiring spiritual leaders. Walt Whitman called it “being both in and out of the game.” The horizontal dimension of leadership is all the stuff you have to do, it’s putting your head down and getting it down. The ve…
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George is flying solo on today's episode! Join him to hear about the different experts that make up a full financial team. Just like working on a project, one tool can't do every job, so it's important to bring in the experts for the different aspects of your financial future, such as taxes and estate planning. Tune in to hear more!…
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Kym Laube is the Executive Director of Human Understanding Growth Services, Inc., HUGS, Inc., located in Westhampton Beach, NY. In this position she brings over 30 years of substance use prevention knowledge and expertise, leading the organization to provide a full array of multidimensional prevention services. Kym is a national trainer and speaker…
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On today's episode, Tommy and George continue to dive into the state of the economy under President Biden. Last episode showcased the dangers of media bias and how easy it can be to twist statistics. Today's show is a look at nothing but hard numbers to give a more accurate picture of what's really going on with the economy. Tune in to hear more!…
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On today's episode, Tommy and George take a dive into the state of the economy under President Biden. This episode focuses on an article that praises President Biden's work, and directly contradicts what the average American citizen is feeling these past few years. Tune in to hear more, and make sure to tune in next week for Part 2!…
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Join me and Long Island business leader, Scott Passeser. Scott is a proponent of the insights from Vistage’s CEO Confidence Index, and their applicability for business leaders. Each quarter he invites me onto his show, “Radio Jobline 103.9,” where I do a deep dive into these insights. We discuss national and Long Island trends in the report, and br…
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On this episode of "Taking Care of Business," NHPA's COO and publisher Dan Tratensek joins Joelle Cohn, industry relations manager for the National Hardware Show, live from the NHS show floor to share highlights of the show and what attendees can look forward to in 2025.توسط North American Hardware and Paint Association
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Caitlin Clark plays basketball for the University of Iowa. She recently took over the top spot as the all-time scoring leader in the history of women’s college basketball, and also broke the men’s college basketball career scoring record that has been on the books for over 50 years. Clark has been described as “unstoppable….a supernova….a tsunami o…
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On this episode, NHPA’s Melanie Moul has a conversation with Dave King, executive director for the Home Improvement Research Institute (HIRI) about how the industry fared in Q4 2023 and what's to come in 2024. To learn more about HIRI and upcoming research initiatives, visit hiri.org.توسط North American Hardware and Paint Association
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How do you make decisions? Some rely on instinct and others rely on data. But you can’t overlook the value of outside perspectives. The CEO Confidence Index is one of the crown jewels of Vistage. It’s the definitive source for what leaders of SMBs are thinking—outside perspectives—and a leading indicator of a major metric used by the best economist…
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On today's episode, Tommy and George discuss the most frequently asked questions by new clients. They delve into these questions, and explain how they may not have as simple of an answer that you may think. Just like our planning process, these questions are so individualized and vary from person to person. Tune in to hear more!…
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Join in today's episode to hear Tommy interview George after almost 6 years in the business. They discuss George's first impressions of the business, the changes he's seen in the business, and his journey to becoming a CFP. Tune in to hear more!توسط The Journeys Group
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Current member, Ryan Dempsey, provides insight into what drew him to Vistage. Ryan Dempsey is the Managing Partner at East End Group that provides commercial maintenance services to property owners, managers and businesses in New York and throughout the northeast. They install new services and fixtures, perform preventative commercial maintenance s…
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A colleague of mine, Norma Rosenberg, says she loves when her non-profit and for profit CEOs get together, because they “rub off on each other.” Leaders grow when they’re exposed to different leadership approaches. And in the course of these interactions, divergent perspectives “rub off on each other” to the benefit of all. In this installment you’…
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On this episode of "Taking Care of Business," NHPA's Melanie Moul talks to Frank Glowacki, director of product management for primers for the Zinsser brand. They discuss the brand's 175-year commitment to delivering reliable product performance across its innovative line of primers, paints and coatings. Learn more at zinsser.com.…
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On this episode, NHPA's Melanie Moul talks to Chris Warp, president of Flex-O-Glass, to learn more about the pioneers of plastic and to celebrate the company's century of operations. Learn about the company's innovative product lines that are Made in USA, and its commitment to helping independent retailers stand out in their markets. Learn more at …
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I recently went to an exhibit at the Metropolitan Museum Art that got me thinking about leadership and in particular this question: what can we learn from our competitors? The exhibit focused on two painters from the 19th century—Edouard Manet and Edgar Degas. They were rock stars! (Think “Taylor Swift and Beyonce” from the 19th century!) And they …
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Martin Bjørn Madsen og din vært Jesper Toft nørder salg og hvad salg kan. Salg bliver ofte misforstået og mange har en aversion mod sælgere og faget. Martin er tidligere CEO hos Playable og har igennem vildt mange år arbejdet i krydsfeltet mellem ledelse, salg og digitalisering. Vi har en fest! Du kan tjekke Martin ud her: https://www.linkedin.com/…
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Join me with current member James Dussich to talk about our Vistage peer advisory group. James Dussich is a solution-based leader with immense passion, focus on accountability, dedication to growth and integrity across all aspects of his work. As Chief Executive Officer and Owner at Mint-X® LLC, James manages all aspects of the business including P…
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Join in on today's episode to hear Tommy and George discuss asset allocation. Reviewing your investment portfolio to see where your assets are allocated is a great way to see if it is still appropriate for where you are at in life. Our lives are constantly changing so that is why it is important to always review and keep and eye on things to ensure…
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On this episode, reflect on 2023 and celebrate (with caution) what's to come in 2024 with NHPA's Melanie Moul and Dan Tratensek. They discuss the highlights and challenges of the previous year and review some of the data from the 2024 Market Measure Report. Music Credits: "Let That Sink In" by Lee Rosevere…
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I meet each month privately with my members where we really dig into the issues and opportunities specific to each member. In these sessions, I don't have all the answers. In fact, my philosophy in coaching is to ask the questions no one else is asking them. My role is to question their answers and help them get to the next level. This episode cont…
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Happy New Year to all! To jump into the new year, Tommy and George will be discussing a financial checklist you all should be reviewing to start your year off right. Having a guideline of the things to review and look our for is imperative to your financial security. So, don't miss out tune in now to hear more!…
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A friend of mine recently returned from a long weekend with friends she has known for decades. When I asked about the weekend, she smiled and said, "I was with my tribe again: it was wonderful!" There are tribes in the workplace too, and the wonderful book "Tribal Leadership" points out that there are various stages of tribal development in organiz…
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In this episode, George and Tommy will be discussing the importance of Christmas including what Christmas is truly about (GOD). The Journeys Group is a Christian based financial planning firm and so a lot of what we do is guided by Christian values. Christmas is our favorite time of the year so we love to discuss the importance of Christmas and Chr…
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When I was a teenager my mother used to talk about the importance of "keeping good company." It was another way of telling me to stay out of trouble! One of the business books on my shelf is called the "Power of Peers," and the subtitle always brings my mother to mind: "How the Company You Keep Drives Leadership, Growth and Success." When executive…
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In today's episode we have some special guest on the show! As most of you know, The Journeys Group is a Christian based financial planning firm and we always try to guide and advise with Christian based values. FCA is Fellowship of Christian Athletes and the wonderful guest on our show will be discussing FCA including what it is and the importance …
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In this episode, NHPA's Melanie Moul has a conversation with Dave King, executive director for the Home Improvement Research Institute (HIRI). Listen as the two talk about some of the key data points that stood out in the industry during 2023 and where King sees consumer spending heading for the home improvement industry in 2024. To learn more abou…
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Tune in on this episode to hear Tommy and George discuss market timing! What is market timing you may ask? Market timing is the act of moving investments in or out of a financial market or switching between asset classes. The market, as we all know, is very unpredictable so is market timing really that beneficial? Or does it negatively affect you m…
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One of the most common reasons I hear for not joining Vistage is, "I can't make the time." It's a great observation, because time is our most precious asset. And it's non-renewable. We all have the same number of hours each week: 168. The key question is how we spend the time we have. Vistage members don't join because they're looking for something…
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Join in on this episode to hear Tommy and George discuss the two investment strategies for investing in the stock market. While the stock market has not been for the faint hearted lately, understanding these two investment strategies will help you navigate the ins and outs of the stock market. Tune in now to hear more!…
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In this episode, NHPA staffers take time to show their gratitude for our members, industry partners, each other and the independent home improvement industry as a whole. Are you grateful for anything you'd like to share? Let us know on social media or send an email to nhpa@yournhpa.org. Music Credits: "Let That Sink In" by Lee Rosevere "'Just Do (I…
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Join in on this episode to hear Tommy and George discuss the differences in retirement plans and common questions and concerns regarding them. Many people do not know the difference between a 401k or an IRA or another retirement planning account but we are hear to answer all your questions! Tune in now to learn more!…
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Join in on this episode to hear Tommy and George discuss the popular advertisement seen by most; guaranteed retirement income. Now you may be wondering why guaranteed income would be a problem but there are a few things to be careful with and to know about before giving the okay. Don't miss out, tune in now to hear more!…
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With a record 11 retailers, this year's class of Young Retailer of the Year honorees proves the future of the independent channel is in good hands. In this episode, the final in the five-episode series, we'll meet Matt Lambert and John Luhring and hear how innovation will be a key driving the industry and independent channel. Music Credits: "Let Th…
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In this episode, Tommy and George will be discussing the predicted outlook for the United States economy next year. This is an interesting episode considering how our economy has been doing the last few years. Will it finally be better? Will it somehow get worse? Tune in now to find out!توسط The Journeys Group
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Join us in today's episode to hear Tommy and George discuss debt and money. One of the main points made is that people are becoming slaves to money. What does that mean? Tune in to find out if you are a slave to your money and if you are, how you can stop!توسط The Journeys Group
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With a record 11 retailers, this year's class of Young Retailer of the Year honorees proves the future of the independent channel is in good hands. In this episode, the fourth in the five-episode series, we'll meet Jessica Talerico and Zane Watkins, who dive into the importance of supporting your local communities. Music Credits: "Let That Sink In"…
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Join Tommy and George in todays episode to hear them discuss the major factors that impact a portfolio. These factors are ones that most people often don't consider but can hugely impact retirement or your life planning portfolio. Tune in now to hear what these factors are and how greatly they can impact you!…
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In todays episode, Tommy and George will discuss some things that you need to be aware of when dealing with Social Security and Medicare. There are a lot of moving parts to each of these so it is important to know what to look out for and what it means. Tune in now to hear more!توسط The Journeys Group
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Tune in to this episode to hear Tommy and George discuss all things Medicare. We strongly encourage you to tune in as this episode is very informational and even if you are not dealing with medicare now, it is likely that you will at some point! Medicare has a few parts to it that can get confusing at time so don't miss out, tune in now to hear mor…
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One of the qualities I often see in small business owners is grit. Angela Duckworth is a leading authority on the science of grit, which she describes in her popular book by the same title. Duckworth did her research on grit among cadets at West Point, all of whom endure a 7 week summer initiation program called "The Beast," 'which is engineered to…
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With a record 11 retailers, this year's class of Young Retailer of the Year honorees proves the future of the independent channel is in good hands. In this episode, the third in the five-episode series, we'll meet Austin Diehl and Katie Prus and hear about the ways they want to improve their operations and better serve customers. Music Credits: "Le…
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