Tina and Ann met as journalists covering a capital murder trial, 15 years ago. Tina has been a tv and radio personality and has three children. Ann has a master's in counseling and has worked in the jail system, was a director of a battered woman's shelter/rape crisis center, worked as an assistant director at a school for children with autism, worked with abused kids and is currently raising her three children who have autism. She also is autistic and was told would not graduate high school ...
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Learn all about investing in real estate in Ann Arbor, Michigan with a combination of real estate financial planning and modeling with numbers specific to Ann Arbor plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Ann Arbor).
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The Princess Anne Middle School Drainage, Flooding and really anything that has to do with water PC
Carson Baird
All about Drainage Issues at PA Middle Cover art photo provided by Matt Power on Unsplash: https://unsplash.com/@thisispower
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In this episode, we explore how celebrating small wins can change your life by shifting your mindset. Through personal stories, we talk about how believing in yourself and viewing "luck" differently can help you conquer fears and chase your dreams. We also discuss the value of mental health and therapy, encouraging you to face self-doubt and uncove…
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Secrets of Hiring and Managing a Property Manager
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Learn the secrets to hiring and managing a property manager in Ann Arbor. This class is Module 8 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: A small tweak to your mindset around renting your property that will change all aspects of your property management... for the better... to make it easier, to…
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Every step forward in overcoming fear is worth celebrating, no matter how small. This episode is a testament to the power of acknowledging daily victories, as Denise and Ann reflect on the journey towards building confidence and embracing a life unchained from past traumas. Inspired by the encouraging words of Donna Dannenfelser’s "Game On," we dis…
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Learn how to overcome tenant challenges in Ann Arbor. This class is Module 7 of 46 in a series called Real Estate Investing Secrets. What do you do when you experience the inevitable tenant challenges like: Tenant not paying rent Tenant’s check returned for non-sufficient funds Tenant makes late payment Tenant breaks lease Tenant provides partial p…
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Life is unpredictable, but what if the key to navigating its twists and turns lies in embracing the journey itself? We share insights on the power of staying present and facing fears head-on, even when the path is challenging. Ann's reflections on how living in a fantasy can hinder personal growth, particularly in relationships, serve as a reminder…
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Secrets of Buy and Hold Real Estate Investing
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Learn the secrets to buy and hold real estate investing in Ann Arbor. This class is Module 6 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the different variations of the buy and hold real estate investing strategy? Variations based on down payments? Variations based on property types purcha…
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What if embracing your pain could be the key to unlocking true healing and moving forward in life? Join us on Real Talk with Tina and Anne for a heartfelt exploration of emotional honesty, where we share personal stories about the complexities of dealing with loss and the importance of allowing ourselves to feel every emotion. We challenge the clic…
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Learning how to correctly manage properties is a critical skill for landlords. This class is Module 5 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What should you be doing to document the condition of the property before the next tenant takes possession? The one free thing that few landlords do that…
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Unlocking Independence: Building Life Skills and Connections on the Autism Spectrum Part 2 with Ron Sandison
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What if the key to unlocking independence for individuals with autism begins with understanding their unique perspective? Join us as we explore the journey of building relationships and developing life skills. In this episode, we dive into the world of autism literature as Ron discusses his book, Adulting on the Spectrum: An Insider's Guide to Navi…
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Secrets of Tenant Screening
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Tenant screeing... an important, but often overlooked skill. If you're going to manage properties yourself in Ann Arbor, you're going to need to know how to screen tenants. This class is Module 4 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: What are the 5 steps in the property management process? Wh…
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A story of perseverance and advocacy: Ron Sandison's Inspiring Journey with Autism
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Diagnosed young, Ron Sandison was labeled emotionally impaired, but he defied all the odds getting several degrees and becoming an accomplished author, theology professor, and the first ordained Assemblies of God minister with autism. His story is a testament to perseverance and the power of advocacy. Join as we meet inspiring Ron Sandison, a beaco…
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Secrets to Marketing to Find Tenants
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If you're going to manage properties yourself in Ann Arbor, you're going to need to know how to do the marketing to find tenants. This class is Module 3 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 6 “Property Management Mastery” modules included with this course. How to change your thinking abo…
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Have you ever questioned how much power your words truly hold? In this episode of Real Talk with Tina and Ann, we unravel the emotional turmoil caused by misrepresentation, gossip, and false accusations. Using the gripping storyline of Prison Break as a springboard, we explore how even good intentions can be devastatingly misunderstood, leading to …
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Secret Market Stats
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Having a solid understanding of historical market stats is important for investing in real estate in Ann Arbor. This class is Module 2 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Should you try to “time the market” using data to increase profitability? How much are properties selling for? Do proper…
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What happens when someone you trust deeply causes you to lose faith in humanity? On this emotional episode of Real Talk with Tina and Ann, we welcome back Tina from her summer break and reflect on a profound statement by our previous guest, Mikey Silas. Mikey, an artist and musician, highlights the worst thing you could do to another person. Tina a…
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Secrets of the 7 Ways to Invest in Real Estate
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Having a deep understanding of the 7 key real estate investing strategies is critically important for your success as a real estate investor in Ann Arbor. This class is Module 1 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 7 ways to invest in real estate… plus 2 more bonus strategies that we don…
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Cleveland's best vocalist/songwriter, most interesting person, Mikey Silas, talks candidly about some of his worst moments and how the band , Apostle Jones, became part of making amends. Ann and Mikey explore how personal struggles intersect with music to drive transformation. Mikey shares his journey of overcoming self-doubt, the grief of losing h…
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is the risk of buying a property having missed important, expensive issues with the property during the inspection period. In this class, James will discuss the risk of investing in real estate and specficially the ri…
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What if the power of music could heal your deepest wounds and unite communities in the face of adversity? On this transformative episode of Real Talk with Tina and Ann, we welcome Mikey Silas, the magnetic frontman of Cleveland's dynamic band Apostle Jones. Mikey shares the band's inspiring journey, from their formation in 2019 to their current awa…
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If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan. This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties. There are 3 ways to pay PMI: Monthly…
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"From Orphanage to Olympic Strength Part 2" continues Jon Hair's remarkable journey from a challenging childhood to becoming a celebrated artist and musician. Growing up in an orphanage and living in a basement with his six siblings, Jon faced significant hardships. Yet, through creativity, hard work, and the support of his second wife, he transfor…
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
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From Orphanage to Olympic Strength: The Inspiring Life of renowned sculptor and drummer Jon Hair Part 1
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Join Ann as she sits down with Jon Hair, a sculptor with a portfolio that includes prestigious commissions for the US Olympic Committee and the US Air Force Academy and the Emmy Hall of Fame. Jon has had 170 public art commissions including Shanghai and Beijing. He has sculpted public figures such as Mr. Rogers, Frederick Douglas, Richard T. Greene…
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In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
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Ann takes you on a personal journey on reaching success with autism and trauma just by showing up. *I mistakenly stated Red and Brooks and it was Red and Andy. * Plus I meant that you could win the $25,000 statue. (not win $25;000.) Follow us on Tina and Ann's website https://www.realtalktinaann.com/ Facebook: Real Talk with Tina and Ann | Facebook…
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How to Analyze an All-Cash Rental Property Purchase
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Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
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Blessed and highly favored: One lady’s wisdom and story of growing programs for youth. transforming communities and living what she preaches.
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How can one person help to transform community institutions, or inspire a youth movement with creative programs? Join us on Real Talk with Tina and Ann as Ann sits down with the phenomenal Miss Betty Smith, whose journey of resilience and boundless energy will leave you in awe. Betty's story is a testament of what the power of imagination, the beli…
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Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
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Have you ever been controlled by fear that it felt like a physical barrier, preventing you from becoming who you were meant to be? We discuss some of our fears and our freedoms and the importance of not letting fear silence our voices. We also explore the profound impact of trauma and how it stifles personal growth and creativity. From lost childho…
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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When you live in fear people do not get to see who you really are. A beautiful, daring, caring, loving, dream-seeker person is hidden behind that mask. let's talk about the courage of breaking from that mask. Follow us on Tina and Ann's website https://www.realtalktinaann.com/ Facebook: Real Talk with Tina and Ann | Facebook or at: podcastrealtalkt…
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Ever wondered how a seemingly minor incident can trigger a cascade of deep-seated fears and past traumas? Join us on Real Talk with Tina and Ann as they discuss how everyday moments can trigger an irrational fear response, uncovering the layers of stress and anxiety that come with it. Through Tina and Ann's stories, we unravel the complexities of r…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Listen to Part 2 Of When Grief gets Real as Tina and Ann have a heartfelt exploration on this profound emotion. Through these poignant narratives, we emphasize the weight of love and the emotional challenges faced when saying goodbye to those who mean the most to us. We discuss the saying, 'The only way to go through grief is to grieve,' and we str…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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Tina and Ann talk about the heartbreaking topic of loss, but the episode is also very empowering and gives helps and resources. They uncover small comforts that help mend broken hearts. They discuss the symbol and solace that cardinals have and unique ways to memorialize. the pair end part 1 with a beautiful quote by Earl Grollman, reminding us tha…
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How to Analyze an All-Cash Rental Property Purchase
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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Inspired by Dr. Jennifer Heisz's book "Move the Body, Heal the Mind," we discuss how physical activity can be a powerful antidote to anxiety and depression Stories of remarkable persistence, like Bob Goff's relentless pursuit of his law school dreams, illustrate the importance of pushing past mental or physical blocks—whether rooted in fear, trauma…
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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A cat who sits on a hot stove won't do it again, but it won't sit on a cold one either. How many times have you gotten a negative response when living life? Vince Lombardi said, "Chase perfection knowing we won't catch it, but we will catch excellence. Imperfect Progress is still progress. (Lisa Turnquist) Remind yourself, your best is enough. Givi…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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Ann remembers her brother who passed away this week. He had just sent her a very special message before his death. Listen as Ann shares what that was and her message back to him. This episode is dedicated to him. Tina and Ann are rerunning this episode on Overcoming and Resilience because of Keith's message to Ann. Thank you so much for listening. …
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Staying on Track: Where are you on the train? Caboose, Baggage car, passenger car? Who is driving your train?
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This episode is part, inspired by an amazing podcast by Jeff Lewis with Dr. Donna Dannenfelser. Dr. Donna was a counselor to the NY Jets who knew nothing about football. She knew it was going to happen, and she made it happen. If we do not want to derail, we have to be the conductor of our own train. Listen as Tina and Ann discuss each car and how …
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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This episode is inspired by a Jeff Lewis podcast episode featuring Dr. Donna Dannenfelser, who impressively transitioned from knowing absolutely nothing about football to a counselor for the New York through a mix of humor and heartfelt stories, the pair place their lives on a stage. We each write the scripts for our lives and cast the people in ou…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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When Thomas Edison created the lightbulb, he gave the only functional lightbulb to a boy in the workshop. This story will offer you a different perspective not only in how to treat others, but yourself. This episode helps to challenge our thought patterns and inspires to break through some of life's biggest challenges. What if someone believed in y…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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