Welcome to Living Rural - a podcast on home financing and mortgages for rural living. Our podcast explores the topics related to buying, building, and financing homes in rural areas, as well as accessing your home's equity and investing in bare land and other investment properties. Our aim is to cover the ins and outs of the home buying process, starting from prequalification and preapprovals to loan estimates and closing disclosures. Additionally, we'll dive into financing home improvements ...
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There are several things to consider when building a custom home. In this episode of Living Rural, Michelle Sandin talks to Kenan Davis about building custom homes. Together, they discuss what you can expect through various stages of building your dream home. Host: Michelle Sandin NMLS #171777توسط Farm Credit Services of America®
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In this episode of Living Rural, Michelle Sandin talks to Shawn Robinson about his family's construction process following a 2022 house fire. Patience is important, so is a good contractor and quick, easy financing. Host: Michelle Sandin NMLS #171777توسط Farm Credit Services of America®
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Starting an agricultural business is capital intensive. Then there is the cost of buying or building a home for your family. On this episode of Living Rural, Michelle Sandin is joined by Evan Babcock, a young and beginning relationship officer for Farm Credit Services of America, to discuss financing and programs that help young and beginning produ…
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Tune in for this insightful discussion with credit analyst Jen Goodman while we explore the financial metrics that are crucial for analyzing repayment in rural home financing. Gain valuable insights into the four key financial statements that shape loan approvals and discover why understanding a farmer's financial position is essential for a suitab…
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This episode of Living Rural is all about construction financing in rural areas. Michelle Sandin is joined by Jenni Mora Velazquez, the director of operations at Rural 1st, to discuss the construction loan process, the Built online tool, and how Rural 1st can help you build your dream home in the country. Host: Michelle Sandin NMLS #171777…
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As the Operations Manager at Midwest Title, Living Rural special guest David Welte sheds light on the significance of title work in real estate transactions. From the historical perspective of title research to the complexities of ensuring clear ownership, this episode offers insights so you can gain an understanding of the title insurance process …
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For this episode listen about dynamic world of equestrian real estate with guest speaker from Berkshire Hathaway Group, Pam Rasmussen. From picturesque properties resembling Kentucky farms to innovative showcases using drone videos and live feeds from horse, Pam unveils the charm of equestrian real estate. Learn about the changing landscape of acre…
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In this episode of Living Rural, Michelle Sandin is joined by Luke Wallace, a seasoned land specialist at Whitetail Properties. They explore rural multi-use land financing and the dynamic real estate market in southeast Nebraska. Learn about land loan options and discover the impact of partnerships between Rural 1st and Whitetail Properties in maki…
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On this episode, we're talking to Kristy Anderson, the director of Rural 1st Customer Care team. Kristy and her team provide world-class service, from the start of the loan journey through the final payoff. We'll discuss the wide range of services the Customer Care team offers and the expectations you should have with ANY lender. Whether you're a c…
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In this episode of Living Rural, we talk to Tony Wright, owner of Elevation Drafting Company, about drafting plans for your new home. Tony shares his insights on the importance of having a well-designed plan, and how to work with a drafter to create a plan that meets your needs and budget. We also discuss the latest trends in home design, and how t…
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Buying land for your dream home is a big decision, but it doesn't have to be overwhelming. In this episode, we're joined by Emily Swinford, a real estate agent with Better Homes and Gardens, to discuss everything you need to know about buying land for home construction. Emily covers a wide range of topics, including what to look for, different type…
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In this episode of Living Rural, we discuss the ins and outs of building a custom home. We talk to Andrew and Poppy Grove of Grove Custom Homes, who share their insights on the challenges and rewards of the process, as well as the importance of managing expectations and communication. We also discuss some tips for choosing the right custom home bui…
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If you're planning to build your dream home in a rural area, this episode is a must listen. Our host takes us through the ins and outs of their unique construction loan product, designed to meet the specific needs of rural customers. From understanding the application process and disbursement schedules, to obtaining credit approval and ordering app…
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Want to learn the ins and outs of property appraisals? Tune in to this enlightening episode of Living Rural, where an appraiser from Farm Credit Services of America, shares her expertise. Discover the essential elements of an appraisal report, including property features, comparables, and market value. Gain a deeper understanding of how factors lik…
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Join us as we talk about the growing popularity of Shouse and Barndominiums in rural areas. Discover the key differences between these unique structures and learn from our guest, Kirsten from Critel Buildings, about their company's specialization, including their use of post frame construction. Host: Michelle Sandin NMLS #171777…
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The mortgage world is always changing. And it can be difficult to find a lender who understands agriculture and its unique income stream. We provide the latest information on applying for a mortgage, including for the self-employed. Learn about the differences between pre-qualification, pre-approval and hard approval. We also discuss down payments.…
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We discuss ways to understand how much you can afford, including your goals, your budget, and the different income sources and the types of statements that help determine that. Host: Michelle Sandin NMLS #171777 Guest: Sarah Sabatka NMLS #1208993توسط Farm Credit Services of America
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Start here with your first steps to learn how to prepare to buy a home, or buying land for your dream home. Where do you start? What are things to keep in mind? How much can I afford? Host: Michelle Sandin NMLS #171777 Guest: Kristin Larsen NMLS #905181توسط Farm Credit Services of America
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Deeper dive into who is Farm Credit Services of America® and how we brought in specialized expertise to serve consumer lending market. Host: Michelle Sandin NMLS #171777 Guest: Kristin Larsen NMLS #905181توسط Farm Credit Services of America®
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Join us as we talk through who Farm Credit is, what it means to be a "Cooperative," and the highlights of Rural 1st® consumer lending products. Host: Michelle Sandin NMLS #171777 Guest: Kristin Larsen NMLS #905181توسط Farm Credit Services of America®
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