En fågelpodd från BirdLife Sverige. Här pratar vi om bestämningsproblematik, aktuella obsar, taxonomi, fågellitteratur, resor, optik/foto och liknande grejer. Medverkande: Mats Waern, Jonas Bonnedahl & Magnus Hellström. Soundscape-jingeln är inspelad av Lars Edenius, Umeå. Podd-URL: https://soundcloud.com/pjoddenpodden
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PJO Insurance Brokerage is a full-service independent insurance agency that specializes in providing personalized insurance solutions for individuals and businesses. With our brokers having over 60 years of combined insurance experience, at PJO Insurance Brokerage, we take pride in the fact that we put our clients’ needs first and foremost.
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"De Voetbal Inside van de politiek." Podcast van en voor jongeren over politiek. Te luisteren via Spotify, iTunes en vele andere platformen
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In this episode, we will explain Employment Practices Liability Insurance, or EPLI, the benefits it offers, and why it's an essential option for your business in California. Remember, the stability and success of your business in Orange County, California, depend on the crucial protection that Employment Practices Liability Insurance provides. We e…
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In this episode, we will explain Employment Practices Liability Insurance, or EPLI, the benefits it offers, and why it's an essential option for your business in California. Remember, the stability and success of your business in Orange County, California, depend on the crucial protection that Employment Practices Liability Insurance provides. We e…
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36. Förnedring, undervingar och mörknäbbade fisktärnor
1:08:05
1:08:05
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1:08:05
MajHesa ärtsångare Svarthuvade thunbergiärlor igen Undervingar på buskskvättorna Tundratrut live med David Erterius Mörknäbbade fisktärnor DNA-analyser ...och en del annatتوسط BirdLife Sverige
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In this episode of our podcast, we're diving deep into the complexities of Errors and Omissions Insurance, highlighting its critical role in Arizona's business landscape. Remember, almost every business that provides a service for a fee will have some Errors and Omissions exposure, and thus is vulnerable to claims and lawsuits alleging negligence, …
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In this episode of our podcast, we're diving deep into the complexities of Errors and Omissions Insurance, highlighting its critical role in Arizona's business landscape. Remember, almost every business that provides a service for a fee will have some Errors and Omissions exposure, and thus is vulnerable to claims and lawsuits alleging negligence, …
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35. Fenologivåren, yarrellii och parasiter
1:11:20
1:11:20
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1:11:20
Vårskådningen Tidiga tropikflyttareEngelska sädesärlor Jobbig sjöorre Parasiter och orientering #vagration ... och lite annat!Den fina yarrellii-hanen på bilden är fotad på Färöarna av Silas Olofson.توسط BirdLife Sverige
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In this podcast we’ll provide information about the property/inland marine coverage for companies in Arizona that need to prevent significant losses due to a major disaster. There are several types of property and inland marine coverages available on your Arizona Property/Inland Insurance Policy. If your company would like to explore what coverages…
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In this podcast we’ll provide information about the property/inland marine coverage for companies in Arizona that need to prevent significant losses due to a major disaster. There are several types of property and inland marine coverages available on your Arizona Property/Inland Insurance Policy. If your company would like to explore what coverages…
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In this episode, we aim to enlighten you on the significance of Directors’ and Officers’ Liability Insurance and its critical role within the complex terrain of today's business environment. Directors and Officers are responsible for managing their companies and, in certain cases, could face significant personal liability. This includes costs relat…
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In this episode, we aim to enlighten you on the significance of Directors’ and Officers’ Liability Insurance and its critical role within the complex terrain of today's business environment. Directors and Officers are responsible for managing their companies and, in certain cases, could face significant personal liability. This includes costs relat…
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In today’s business environment, if your company does any transactions via the internet, especially if you are processing credit or debit cards, and if your company keeps any client information such as medical records, social security numbers, or any other vital information, having Cyber Liability Insurance coverage is a must. Today, your company h…
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In today’s business environment, if your company does any transactions via the internet, especially if you are processing credit or debit cards, and if your company keeps any client information such as medical records, social security numbers, or any other vital information, having Cyber Liability Insurance coverage is a must. Today, your company h…
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34. Tre senhöstfynd och nya amerikanska fågelnamn
1:20:54
1:20:54
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1:20:54
Stillahavslommen på ÖNU Rostsångaren på ÖNU Den östliga gulärlan i Össby Intervju med Gustav Asplund (Tk) om nya amerikanska fågelnamn Några roliga inspelningar och lite annat...توسط BirdLife Sverige
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Episode 37: What Are The Benefits Of Having Roofers General Liability Insurance In California
8:01
In the construction industry, one of the most difficult trades to secure Contractor Liability Insurance for is a Roofing Contractor. This is where PJO Insurance Brokerage in California can be of value to your roofing company because of its long history of insuring Roofing Contractors with access to multiple markets that offer Roofing General Liabil…
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In the construction industry, one of the most difficult trades to secure Contractor Liability Insurance for is a Roofing Contractor. This is where PJO Insurance Brokerage in California can be of value to your roofing company because of its long history of insuring Roofing Contractors with access to multiple markets that offer Roofing General Liabil…
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As a landscaping business in Scottsdale, Arizona it’s important that you obtain the proper landscapers business insurance, regardless of the size. No matter what kind of business you own, it’s important to keep it protected, and business insurance is the only way to do that. Since 2001, the professional brokers at PJO Insurance Brokerage have been …
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As a landscaping business in Scottsdale, Arizona it’s important that you obtain the proper landscapers business insurance, regardless of the size. No matter what kind of business you own, it’s important to keep it protected, and business insurance is the only way to do that. Since 2001, the professional brokers at PJO Insurance Brokerage have been …
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33. Skogstrast, juveniler och murinus
1:18:08
1:18:08
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1:18:08
Skogstrasten på ÖNU Västvindshöst Nearktiska vagranter Tre juveniler Några inspelningar Lockande murinus ...och lite annat.توسط BirdLife Sverige
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In the business world today, lawsuits against businesses are being filed with alarming frequency, and, unfortunately, the monetary amounts being awarded are increasingly exceeding six figures. If you are like most businesses, your Scottsdale general liability policy only covers up to $1 million dollars per occurrence. Think about what would happen …
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In the business world today, lawsuits against businesses are being filed with alarming frequency, and, unfortunately, the monetary amounts being awarded are increasingly exceeding six figures. If you are like most businesses, your Scottsdale general liability policy only covers up to $1 million dollars per occurrence. Think about what would happen …
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32. September, vinkellockare och höstflugsnappare
1:16:19
1:16:19
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1:16:19
Septemberskådningen Falsterbo Lock från gran- och lundsångare Höstflugsnappare & intervju med Johan Träff Fläckgluttsnäppa Hussparvar i Spanien Omslagsfoto: Juho Könönenتوسط BirdLife Sverige
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In this podcast we’ll discuss and point out the importance of acquiring a builders’ risk and cost of construction insurance when it comes to starting out a new project. Most builders' risk policies will contain coverage for damage that is done to the insured structure by such causes of loss as Fire, Wind (although in some coastal areas this coverag…
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In this podcast we’ll discuss and point out the importance of acquiring a builders’ risk and cost of construction insurance when it comes to starting out a new project. Most builders' risk policies will contain coverage for damage that is done to the insured structure by such causes of loss as Fire, Wind (although in some coastal areas this coverag…
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31. Nordkalotten, spetsbergsgås och tundratrut
1:18:28
1:18:28
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1:18:28
ÄngshökarSommarrarrisar NordkalottenSpetsbergsgässDavid Erterius om tundratrutarتوسط BirdLife Sverige
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Episode 33: Why Is It Crucial To Acquire A Electrical Contractor Insurance For Your Company In Nevada
6:32
Our experienced Nevada brokers at PJO insurance Brokerage understand the hazards that are associated with being an Electrical Contractor such as stray voltage, live wires, etc., and there is always serious potential for an accident or mistake. Since 2001, we have been assisting Electrical Contractors with their insurance needs, creating the proper …
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Our experienced Nevada brokers at PJO insurance Brokerage understand the hazards that are associated with being an Electrical Contractor such as stray voltage, live wires, etc., and there is always serious potential for an accident or mistake. Since 2001, we have been assisting Electrical Contractors with their insurance needs, creating the proper …
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When you provide a professional service, claims may arise due to your failure to render those services properly, resulting in a lawsuit against you or your business. The Contractors Professional Liability Insurance would provide protection in the event you are held liable for damages due to your error of those provided services. At PJO Insurance Br…
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When you provide a professional service, claims may arise due to your failure to render those services properly, resulting in a lawsuit against you or your business. The Contractors Professional Liability Insurance would provide protection in the event you are held liable for damages due to your error of those provided services. At PJO Insurance Br…
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Episode 31: The Importance of Acquiring Product Liability Insurance for Your Arizona Business
6:38
In this internet day and age, it has never been easier to manufacture a new product and bring it to market with the potential of reaching millions of users in the simple click of a mouse. There have been more new products brought to market in the past five years than there have been in the previous twenty years. When we look in the complex business…
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In this internet day and age, it has never been easier to manufacture a new product and bring it to market with the potential of reaching millions of users in the simple click of a mouse. There have been more new products brought to market in the past five years than there have been in the previous twenty years. When we look in the complex business…
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30. Gotska sandön, hökörn och USA
1:26:38
1:26:38
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1:26:38
Majskådningen Gotska sandön Hökörnen Ohio & Michigan och lite annat...توسط BirdLife Sverige
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Episode 30: Why Is It Important To Acquire Arizona Commercial General Liability Insurance For My Business?
6:48
Choosing and purchasing business insurance in Arizona can be a difficult task. In fact, with so many different options available, it can be hard to determine the type of coverage your business needs. Regardless, no matter what type of business you have, if you operate in Arizona it is imperative that you acquire General Liability Insurance for your…
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Why Is It Important To Acquire Arizona Commercial General Liability Insurance For My Business?
6:48
Choosing and purchasing business insurance in Arizona can be a difficult task. In fact, with so many different options available, it can be hard to determine the type of coverage your business needs. Regardless, no matter what type of business you have, if you operate in Arizona it is imperative that you acquire General Liability Insurance for your…
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Whether your Arizona company is engaged in the Construction Industry, the Retail or Wholesale Sector, the Professional or Consulting Field, or one of many different businesses that make up the Arizona economy, one thing that is an absolute is that if your company has employees, then having Arizona Workers' Compensation Insurance is not only a must,…
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Whether your Arizona company is engaged in the Construction Industry, the Retail or Wholesale Sector, the Professional or Consulting Field, or one of many different businesses that make up the Arizona economy, one thing that is an absolute is that if your company has employees, then having Arizona Workers' Compensation Insurance is not only a must,…
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Protect your company and product from any judgement or claim! Contact PJO Insurance Brokerage today! If you're having a rough time thinking about the risks of running your business and its products' liability in California, be sure to contact the professional agents at PJO Insurance Brokerage. Our experienced brokers will help you choose the best o…
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29. Omid, islommen och sädgäss
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1:11:58
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Omid - The last 'man' on earth Islommen vid Hornsudden revisited Sädgås Tundrasnäppan Rubin igen Bokrecension - Shrikes of the world ...och lite annatتوسط BirdLife Sverige
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Each year that you have insurance coverage and report no claims, you become a better risk for the insurance carriers, and your rates can be lower, and your company will be more attractive to other insurance carriers should you decide to switch carriers. To fully understand the advantages of putting the proper insurance plan into place for your comp…
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28. Mongoliet, sibiriska piplärkor och östliga gulärlor
1:38:47
1:38:47
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1:38:47
Kort om fågelhösten Malören Höstveckor i Mongoliet Lock från trädpip och sibpip Bestämning av östliga gulärlor och lite annat...Två korta grejer att minnas:- Vid prat om vattenpiplärkorna vid Khovd använder Magnus namnet coutellii och Mats blakistoni om samma fåglar. Lite opedagogiskt så klart, men vi avser samma fåglar. Populationen i östra Asien …
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Today, companies are opting for a web only presence, which means they can do business anywhere in the world and expanding means adding more goods or services and not more physical locations. Since the business is run via the web, obtaining a California Cyber Liability is essential to protect your business and clients. To learn more visit our webist…
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Commercial Umbrella Liability Coverage in Orange County California refers to liability insurance that is in excess of your first layer of protection, your General Liability policy. To learn more about an umbrella liability insurance policy, visit our webpage: https://pjobrokerage.com/orange-county/umbrella-policy-good-sense/ PJO Insurance Brokerage…
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27. Plastiska sånger, asiatiska återfynd och morgonvandring i Alperna
1:27:31
1:27:31
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Ljudinspelningar Plastiska sånger Hybridseglare Tättingar som rör sig mellan Europa och Asien Morgonvandring i alpernaFågelinfluensa Äventyr i Barkarö...och en del annatتوسط BirdLife Sverige
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Professional liability coverage is a protection against claims arising as a result of alleged negligence, dishonesty, errors or omissions while performing or rendering professional services. To learn more about professional liability coverage, visit PJO Insurance Brokerage's website: https://pjobrokerage.com/services/professional-liability-insuranc…
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In Southern California each year, thousands of new small businesses are created, and many of these new companies will engage in selling some kind of product from a store-front operation or direct to the consumer through their own website. Learning about the benefits of product liability insurance will be beneficial to you and your company. Read the…
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26. Storspovar, stäpphökar och orientpiplärka
1:17:19
1:17:19
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Våren 2022 Storspovar i mängd Ringnäbbad mås Gulärla x 2 Ny upplaga av Fågelguiden Stäpphökens ökning i Europa Kategoriseringen av den brittiska orientpiplärkan ...och lite annat.توسط BirdLife Sverige
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Do you assume an independent contractor is as same as a subcontractor? There is a big difference, when talking about business insurance. Contact the insurance agents at PJO Insurance Brokerage to review your business insurance today! PJO Insurance Brokerage 4103 E Prickly Pear Trail Phoenix, AZ 85050 Phone: 480-248-7495 Email: patrick@pjobrokerage.…
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25. Rubinnäktergal, vegatrut och asiatiska pipare
1:29:20
1:29:20
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1:29:20
Rubinnäktergalen i VargönStörre turturduvorVegatrut, intervju med Alex HellqvistÖken, mongol- OCH pamirpipareskarpa belgiska gråsiskor...och lite tillتوسط BirdLife Sverige
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24. Tajgasångare, större piplärka och pudelsångare
1:14:39
1:14:39
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1:14:39
Hösten 2021 Brun törnskata Tajgasångartankar Turkiska samamisicus Holländska gransångare Pudelsångaren Förbuskad tundra ...och lite tillتوسط BirdLife Sverige
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23. Nordsångare, kaveldunsångare och hybridskvättan
1:04:07
1:04:07
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1:04:07
Dödskallesvärmaren Falsterbosnack Labbdag i sundet Ängshökar Kaveldunsångaren Kamtjatkanordsångaren Skvätthybriden ...och lite till.توسط BirdLife Sverige
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Episode 21: Have you reviewed your Nevada business insurance coverage lately? | PJO Insurance Brokerage
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When was the last time your company thoroughly reviewed all of your insurance policies? PJO Insurance Brokerage understands that each Las Vegas company is unique, and each company will require their own insurance program, contact us today to thoroughly review your business insurance policies. PJO Insurance Brokerage Patrick O'Neill 9850 S Maryland …
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